Bank · FDIC insured
Centinel Bank of Taos
A $424.8M bank headquartered in Taos, NM, with 2 branches in New Mexico. Best rates: CDs 3.29% and savings 0.65% APY.
Centinel Bank of Taos Carrot Score
70
Carrot Score
Higher than 25% of U.S. banks and credit unions
#3 of 5 in Taos, NM metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Centinel Bank of Taos
Centinel Bank of Taos is a family-owned independent community bank founded in Taos in 1969.
Established to make local dreams a reality, the bank focuses on enriching lives in Taos County through equal access and personalized financial service.
- Headquarters
- 512 Paseo Del Pueblo Sur, Taos, NM 87571
- FDIC certificate
- 19904 ↗
Branches
2 branches in New Mexico
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New Mexico
2 branches
- Centinel Bank of TaosMain office512 Paseo Del Pueblo Sur, Taos, NM 87571Directions
- Northside Branch707 Paseo Del Pueblo Norte, Taos, NM 87571Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.22% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.10% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $43 | $81 | — |
- CapitalLeverage ratio9.22%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.10%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$43Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Centinel Bank of Taos are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.