Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in New Jersey
- Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.70%–2.30% by balance
Bank · 78 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Platinum tier with $250,000 combined balance.
Qualified rate · 0.70% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.70% $9,999 – $24,999Your amount 0.75% $24,999 – $49,999 0.90% $49,999 – $99,999 1.30% $99,999 – $249,999 2.00% $249,999 – $999,999 2.30% $999,999 – $1,999,999 2.30% Over $1,999,999 2.30% Rate checked
More details - Selfreliance Federal Credit UnionMoney Market AccountsMoney Market Accounts · 0.05%–3.29% by balance
Credit union · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Dividends accrue on daily balance, compound monthly and rates may be adjusted monthly. Withdrawals are limited as stated in Truth In Savings disclosure. Requires admission to membership ($5.00 par value share).
0.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $1,000 0.05% $1,000 – $24,999Your amount 0.75% $25,000 – $74,999 1.26% $75,000 – $249,999 1.76% $250,000 – $499,999 2.27% $500,000 and up 3.29% Rate checked
More details - Proponent Federal Credit UnionPro SavingsSavings · $500 min · 0.10%–1.20% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Tiered account earning dividends based on average daily balance. Minimum balance requirement is $0.
0.10% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Pro Savings Balance APY $500 – $10,000 0.10% $10,000 – $25,000Your amount 0.75% $25,000 and up 1.20% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Available in branch or through banking teams.
Offer: Must maintain at least $5,000.00 to earn the annual percentage yield.
0.75% interest rate · Effective Sep 17, 2026
Rate checked
More details - Haven Savings BankE-Statement Savings AccountSavings · $2,500 min · 0.20%–0.75% by balance
Bank · 9 branches
0.75%APY$75 a year on $10,000Requirements
Product: Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). Rate may change after the account is opened. Interest is compounded continuously (per rate schedule) / compounded daily and credited monthly (per product overview). Monthly minimum balance fee of $5 if the daily balance drops below $2,500 on any day of the month.
Offer: $5 monthly maintenance fee if daily balance drops below $2,500 on any day of the month. Compounded continuously.
0.20% interest rate · Compounded daily · $5 monthly fee · Effective Jun 30, 2026
Rate by balance
Rate by balance for E-Statement Savings Account Balance APY Up to $2,499 0.20% $2,500 and upYour amount 0.75% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Primary operating region is Cape May County, NJ; applicants must physically come into a branch location to open any account. Account is limited to one (1) withdrawal per month. $25.00 monthly service fee if daily minimum balance of $5,000.00 is not met. $5.00 per withdrawal in excess of one (1) permitted monthly withdrawal. Interest paid monthly.
Offer: Rate may vary after account opening. Monthly service fee of $25.00 waived if daily balance of $5,000.00 is maintained.
0.50% interest rate · $25 monthly fee · Effective May 19, 2026
Rate by balance
Rate by balance for Step-Saver Balance APY Up to $5,000 0.50% $5,000 – $25,000Your amount 0.75% $25,000 – $50,000 1.00% $50,000 and up 2.01% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.60%–2.20% by balance
Bank · 78 branches
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Gold tier with $50,000 combined balance.
Qualified rate · 0.60% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.60% $9,999 – $24,999Your amount 0.65% $24,999 – $49,999 0.80% $49,999 – $99,999 1.20% $99,999 – $249,999 1.90% $249,999 – $999,999 2.20% $999,999 – $1,999,999 2.20% Over $1,999,999 2.20% Rate checked
More details - EdiFi Credit UnionMoney MarketMoney Market · $1,000 min · 0.65%–1.20% by balance
Credit union · 7 branches
0.65%APY$65 a year on $10,000Requirements
Product: Minimum balance to earn dividends is $1,000.00. Dividends are compounded and credited monthly. A fee will be assessed when balance falls below the minimum requirement. Limited to six transfers/withdrawals per calendar month.
Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 and upYour amount 0.65% $25,000 and up 1.00% $50,000 and up 1.20% Rate checked
More details - Bridgeton Onized Federal Credit UnionSpecial Savings AccountSavings · $0 min
Credit union · 2 branches
0.61%APY$61 a year on $10,000Requirements
Product: Unlimited withdrawals, optional auto-transfer.
Effective Oct 1, 2026
Rate checked
More details - Bridgeton Onized Federal Credit UnionRegular Share Savings AccountSavings · $5 min
Credit union · 2 branches
0.61%APY$61 a year on $10,000Requirements
Product: Every member is required to have a Share Savings Account as part of their share in the Credit Union. Unlimited withdrawals, optional direct deposit and payroll deduction.
Effective Oct 1, 2026
Rate checked
More details - Union County Savings BankSTAR Savings AccountSavings · $50 min · 0.35%–0.60% by balance
Bank · 4 branches
0.60%APY$60 a year on $10,000intro rateRequirements
Product: Variable account; rate may change after the account is open. Interest calculated daily and compounded monthly.
Promotional rate · 0.35% interest rate · Compounded monthly · Effective Jul 2, 2026
Rate by balance
Rate by balance for STAR Savings Account Balance APY Up to $500 0.35% $500 and upYour amount 0.60% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Offer: Minimum balance of $1,500 is required to earn posted APY. CD/Savings compounded daily. Fees may reduce earnings.
0.60% interest rate · Compounded daily · Effective Jul 13, 2026
Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Compounded daily. $5 monthly charge waived with average minimum balance of $500; no service charge for account holders under age 18.
Offer: Minimum balance of $500 in Savings Account is required to earn posted APY. Fees may reduce earnings. Savings compounded daily. Monthly fee waived with average minimum balance of $500 or for account holders under age 18.
0.60% interest rate · Compounded daily · $5 monthly fee · Effective Jul 13, 2026
Rate checked
More details - Union County Savings BankMoney Market CheckingMoney Market Checking · $500 min · 0.30%–1.11% by balance
Bank · 4 branches
0.59%APY$59 a year on $10,0000.30% interest rate · Effective Jul 2, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $2,500 0.30% $2,500 – $100,000Your amount 0.59% $100,000 – $1,000,000 0.65% $1,000,000 and up 1.11% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.50%–2.10% by balance
Bank · 78 branches
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Silver tier with $25,000 combined balance.
Qualified rate · 0.50% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.50% $9,999 – $24,999Your amount 0.55% $24,999 – $49,999 0.70% $49,999 – $99,999 1.10% $99,999 – $249,999 1.79% $249,999 – $999,999 2.10% $999,999 – $1,999,999 2.10% Over $1,999,999 2.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New Jersey
414 accounts at 152 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.84%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.16%
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New Jersey
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- Bridgeton Onized Federal Credit UnionCredit union · 2 branches