Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in New Jersey
- Andrews Federal Credit UnionPremium High-Yield Money Market AccountPremium High-Yield Money Market Account · $0 min · 1.80%–2.30% by balance
Credit union · 3 branches
1.80%APY$180 a year on $10,000Requirements
Product: Limit of 6 transfers/withdrawals per calendar month before excess transaction fee applies. Dividends compounded and credited monthly. Variable rate subject to change. Membership required.
1.79% interest rate
Rate by balance
Rate by balance for Premium High-Yield Money Market Account Balance APY Up to $100,000Your amount 1.80% $100,000 and up 2.30% Rate checked
More details - Ukrainian National Federal Credit UnionMarket Share AccountsMarket Share Accounts · $50 min · 0.01%–2.52% by balance
Credit union · 2 branches
1.76%APY$176 a year on $10,000Requirements
Product: Dividends are accrued daily and credited quarterly. A minimum balance of $2,500.00 is required at all times to earn Market Share dividends. $500 minimum withdrawal. 6 withdrawals/transfers per month with no fee; each additional withdrawal is subject to a $15 fee. Membership is restricted to members/employees of specified churches and organizations.
0.01% interest rate · Effective Aug 11, 2026
Rate by balance
Rate by balance for Market Share Accounts Balance APY Up to $2,500 0.01% $2,500 – $50,000Your amount 1.76% $50,000 – $149,999 2.02% $150,000 – $249,999 2.27% $250,000 and up 2.52% Rate checked
More details - 1.75%APY$175 a year on $10,000
Requirements
Product: Tiered variable rate account. Rates paid for the entire balance for the tier the balance is in. Interest is compounded daily and paid monthly. Rates may change at any time.
Offer: Tier 1 rate. Interest compounded daily and paid monthly. Rate applies to entire balance in tier.
1.74% interest rate · Compounded daily · No monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Freedom Savings Account Balance APY Up to $100,000Your amount 1.75% $100,000 – $250,000Tier 2 rate. 2.00% $250,000 – $500,000Tier 3 rate. 2.25% $500,000 and upTier 4 rate. 3.00% Rate checked
More details - NEW MILLENNIUM BANKMoney Market AccountMoney Market Account · $1,000 min · 1.75%–2.50% by balance
Bank · 5 branches
1.75%APY$175 a year on $10,000Requirements
Product: $1000.00 Minimum to open and earn APY. If daily balance falls below $1,000 at any time during the statement cycle a $20.00 minimum balance fee will apply.
1.73% interest rate · $20 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 1.75% $100,000 – $250,000 2.00% $250,000 – $500,000Monthly fee of $20.00 applies if daily balance falls below $1,000 during statement cycle. 2.25% Over $500,000 2.50% Rate checked
More details - Andrews Federal Credit UnionKasasa Saver AccountSavings · $0 min · 0.50%–1.75% by balance
Credit union · 3 branches
1.75%APY$175 a year on $10,000with conditionsRequirements
Product: Must be a credit union member. Requires an active Kasasa Cash or Kasasa Cash Back checking account. No recurring monthly maintenance charges or fees to open or close. Limit of one account type per member. Not for commercial purposes.
Offer: Qualifications required during each qualification cycle: at least 15 PIN-based or signature-based debit card purchases, at least one direct deposit or ACH transaction, and enrollment in online/digital banking and e-statements.
Qualified rate · 1.74% interest rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Account Balance APY Up to $100,000Your amount 1.75% Over $100,000 0.50% Rate checked
More details - 1.75%APY$175 a year on $10,000
1.74% interest rate · No monthly fee · Effective Dec 17, 2025
Rate checked
More details - Lakehurst Naval Federal Credit UnionMoney MarketMoney Market · $0 min · 1.75%–3.25% by balance
Credit union · 1 branch
1.75%APY$175 a year on $10,000Requirements
Product: No monthly maintenance fees. Regular Money Market has no minimum opening balance requirement. Dividends are earned daily and posted monthly. Limit of 6 withdrawals or transfers per month. Rates can change weekly.
No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 1.75% $5,000 – $15,000Your amount 1.75% $15,000 – $25,000 1.75% $25,000 – $50,000 2.25% $50,000 – $100,000 2.75% $100,000 and up 3.25% Rate checked
More details - United Teletech FinancialUnited Money MarketUnited Money Market · $1,000 min · 0.25%–2.20% by balance
Credit union · 6 branches
1.60%APY$160 a year on $10,000Requirements
Product: Federally insured by NCUA up to $250,000. Balances up to $9,999,999 eligible for promotional APY. Minimum balance of $1,000 to avoid a service fee. No more than 6 transfers and withdrawals per month. Must maintain membership share ($5.00).
0.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for United Money Market Balance APY $1,000 – $10,000 0.25% $10,000 – $24,999Your amount 1.60% $25,000 – $9,999,999 2.20% Rate checked
More details - Financial Resources FCUUltra Purple SavingsSavings · $1,000 min · 0.00%–3.03% by balance
Credit union · 10 branches
1.51%APY$151 a year on $10,000Requirements
Product: Can be opened with $1,000 and requires a daily minimum balance of $10,000.
0.00% interest rate
Rate by balance
Rate by balance for Ultra Purple Savings Balance APY Up to $10,000 0.00% $10,000 – $50,000Your amount 1.51% $50,000 – $100,000 1.51% $100,000 – $250,000 2.27% $250,000 – $500,000 2.78% $500,000 and up 3.03% Rate checked
More details - Financial Resources FCUPurple SavingsSavings · $25 min · 1.00%–1.51% by balance
Credit union · 10 branches
1.51%APY$151 a year on $10,000Requirements
Product: Can be opened with $25; requires a daily minimum balance of $25 or higher.
1.00% interest rate
Rate by balance
Rate by balance for Purple Savings Balance APY Up to $500 1.00% $500 – $10,000 1.00% $10,000 – $25,000Your amount 1.51% $25,000 – $50,000 1.51% $50,000 and up 1.51% Rate checked
More details - Ascendia BankWelcome Tiered Statement SavingsSavings · $5 min · 1.50%–2.00% by balance
Bank · 5 branches
1.50%APY$150 a year on $10,000Requirements
Product: New money only (defined as deposits not previously held by Ascendia Bank). Variable tiered rate account. Interest rate will be paid on the entire account balance. Rates may change after account opening and at any time. Minimum opening balance is $5.00. Minimum to obtain APY is $0.01.
Offer: Tier One. Interest rate is 1.47%. Paid on entire account balance.
1.47% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Welcome Tiered Statement Savings Balance APY Up to $50,000Your amount 1.50% $50,000 – $250,000Tier Two. Interest rate is 1.71%. 1.75% $250,000 and upTier Three. Interest rate is 1.95%. 2.00% Rate checked
More details - WSFS BankHigh-Yield Money Market AccountHigh-Yield Money Market Account · $100 min · 0.03%–3.75% by balance
Bank · 11 branches
1.50%APY$150 a year on $10,000intro rateRequirements
Product: Personal accounts only. Minimum opening deposit is $100. $15 monthly maintenance fee waived by maintaining a minimum daily balance of $10,000 per statement period (fee waiver requirement waived for the first three months of account opening). Limit of 6 preauthorized withdrawals/transfers per month or statement cycle. Available to residents in PA, DE, or NJ.
Offer: Promotional tier with promo code MM2026. Personal accounts only. Available in PA, DE, NJ.
Promotional rate · $15 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for High-Yield Money Market Account Balance APY Up to $10,000 0.03% $10,000 – $25,000Your amount 1.50% $25,000 and upPromotional rate requires bringing at least $25,000 in new money and using promo code MM2026 when opening online or mentioning offer code at a banking office. Eligibility restricted to individuals residing in Pennsylvania, Delaware, or New Jersey. 3.75% $50,000 – $100,000Standard High-Yield Money Market rate tier. No promo code required. 2.00% $100,000 and upStandard High-Yield Money Market rate tier. No promo code required. 3.00% Rate checked
More details - Liberty Savings Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.50%–2.75% by balance
Credit union · 4 branches
1.50%APY$150 a year on $10,000intro rateRequirements
Product: Projected Rates for October 2026. Rate is not guaranteed. Dividends are compounded monthly and credited monthly, calculated by the average daily balance method. Minimum balance to get started is $2,500; up to 6 withdrawals or transfers per month.
Offer: Projected rates for October 2026; rate is not guaranteed.
Promotional rate · 1.49% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $25,000Your amount 1.50% $25,000 – $100,000 2.25% $100,000 – $250,000 2.50% $250,000,000 and up 2.75% Rate checked
More details - Apple BankApple Advantage Money Market AccountApple Advantage Money Market Account · $10,000 min
Bank · 3 branches
1.50%APY$150 a year on $10,000Requirements
Product: Available in branch.
1.48% interest rate · Effective Oct 1, 2026
Rate checked
More details - Ascendia BankNew Heights Money Market CheckingNew Heights Money Market Checking · $1,000 min · 1.50%–3.00% by balance
Bank · 5 branches
1.50%APY$150 a year on $10,000intro rateRequirements
Product: New money only (deposits not previously held by Ascendia Bank). Variable tiered rate account. Interest rate is paid on the entire account balance. If the daily balance falls below $1,000 on any day of the statement cycle, a $5.00 monthly maintenance charge applies. $5.00/month dormant account fee after 12 months of inactivity.
Offer: Tier One. Variable rate paid on entire balance. New money only. $5.00 monthly fee if daily balance falls below $1,000. Minimum to obtain APY is $0.01.
Promotional rate · 1.47% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for New Heights Money Market Checking Balance APY Up to $50,000Your amount 1.50% $50,000 and upTier Two. 3.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New Jersey
414 accounts at 152 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.84%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.16%
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New Jersey
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- Bridgeton Onized Federal Credit UnionCredit union · 2 branches