Credit union · NCUA insured
Ukrainian National Federal Credit Union Savings Rates
Top CarrotUkrainian National Federal Credit Union’s best savings rate is 1.76% APY on $10,000, with its Market Share Accounts. Rates checked October 16, 2026.
How Ukrainian National Federal Credit Union’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Ukrainian National Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Ukrainian National Federal Credit Union
1.76%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $176
Market Share Accounts
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Ukrainian National Federal Credit Union savings score
88
Savings score
Higher than 80% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0001.76%
- $100,000 balance$100,0002.02%
- QualifiedQualified1.76%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ukrainian National Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Market Share Accounts
1.76%APY
Dividends are accrued daily and credited quarterly. A minimum balance of $2,500.00 is required at all times to earn Market Share dividends. $500 minimum withdrawal. 6 withdrawals/transfers per month with no fee; each additional withdrawal is subject to a $15 fee. Membership is restricted to members/employees of specified churches and organizations.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500 | 0.01% | — | |
| $2,500 – $50,000Minimum balance of $2,500.00 required at all times to earn Market Share dividends. | 1.76% | $176 | Minimum balance of $2,500.00 required at all times to earn Market Share dividends. |
| $50,000 – $149,999 | 2.02% | — | |
| $150,000 – $249,999 | 2.27% | — | |
| $250,000 and up | 2.52% | — |
Sources (3)
All captured Sep 17, 2026
Share Savings Accounts
0.01%APY
Regular Share Account is a passbook savings account with a minimum balance of $50.00. Membership is available to members of Holy Trinity Ukrainian Orthodox Church, Ukrainian Autocephalic Orthodox Cathedral of Saint Vladimir in NY, and members/employees of St. Andrew's Ukrainian Orthodox Church in South Bound Brook, NJ. Par value to open account is $5.00 share deposit.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upDividends accrued daily and credited quarterly based on daily balance method for balances of $50.00 or more.$50 and up | 0.01% | $1 | Dividends accrued daily and credited quarterly based on daily balance method for balances of $50.00 or more. |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
IRAs - Passbook
1.00%APY
Membership is required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePassbook IRA savings account.Any balance | 1.00% | $100 | Passbook IRA savings account. |
Sources (1)
- ukrnatfcu.org/rates · captured Sep 17, 2026
Who can join Ukrainian National Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of the Ukrainian Orthodox Cathedral of Holy Trinity in New York, NY are eligible to join.
- Members of the Ukrainian Orthodox Cathedral of St. Volodymyr in New York, NY are eligible to join.
- Members and employees of St. Andrew Ukrainian Orthodox Church in South Bound Brook, NJ are eligible to join.
- Members and employees of Nativity of the Blessed Virgin Mary Mission Parish – Ukrainian Catholic Church in Brooklyn, NY are eligible to join.
- Members and employees of Nativity of the Blessed Virgin Mary Ukrainian Catholic Church in New Brunswick, NJ are eligible to join.
- Members and employees of St. Michael the Archangel Ukrainian Catholic Church in Hillsborough, NJ are eligible to join.
2 more ways to join
Employers and groups
- Members and employees of St. Andrew's Ukrainian Orthodox Church of Atlanta in Cumming, GA are eligible to join.
- Members and employees of organizations affiliated with the Ukrainian community in New York, New Jersey, and Georgia are eligible to join.
Membership information collected October 5, 2026.