Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 226–240 results in New Jersey
- 0.15%APY$15 a year on $10,000
Requirements
Product: A regular savings account for special purposes with access to funds whenever needed.
Offer: Applies to all balances.
0.15% interest rate · Effective Mar 24, 2023
Rate checked
More details - 0.15%APY$15 a year on $10,000
0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: May be opened by individuals, organizations and corporations.
Offer: Must maintain a minimum balance of $100.00 each day in order to obtain the annual percentage yield and avoid a $3.00 service charge. Account balances below $100.00 do not earn interest.
0.15% interest rate · $3 monthly fee
Rate checked
More details - Monmouth County Postal Employees Credit UnionShare Account (Savings)Savings · $100 min · 0.05%–0.15% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Requires a $100.00 minimum balance at all times.
0.05% interest rate · Effective Aug 1, 2020
Rate by balance
Rate by balance for Share Account (Savings) Balance APY $100 – $5,000 0.05%* $5,000 – $10,000 0.10%* $10,000 and upYour amount 0.15%* Rate checked
More details - Fort Billings FCUMoney MarketMoney Market · $2,000 min · 0.15%–0.30% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Dividends compounded daily, credited monthly. Offering rates may change without notice.
Offer: Dividends compounded daily, credited monthly.
0.15% interest rate · Compounded daily
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $20,000Your amount 0.15% $20,000 – $100,000 0.20% $100,000 and up 0.30% Rate checked
More details - Fort Billings FCUMoney MarketMoney Market · $2,000 min · 0.15%–0.30% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Dividends compounded daily, credited monthly. Offering rates may change without notice.
0.15% interest rate · Compounded daily · Effective Jun 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $20,000Your amount 0.15% $20,001 – $100,000 0.20% $100,000 and up 0.30% Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold Private Client relationship tier (requires $800,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold Private Client tier.
Qualified rate · 0.12% interest rate · $4.50 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: If account balance drops below $100.00, there's a $7.00 monthly fee. Limit of 6 withdrawals/transfers per statement cycle; $5.00 fee per excess debit.
Offer: Must maintain minimum daily balance of $100 to avoid $7.00 monthly service fee.
0.10% interest rate · $7 monthly fee
Rate checked
More details - Hamilton Horizons Federal Credit UnionMoney MarketsMoney Markets · $5,000 min · 0.10%–0.30% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Tiered-rate account; dividends may change monthly. Dividends paid from current income and available earnings. Purchase of a $5.00 par value share required for membership. Written notice of up to 60 days may be required before permitting withdrawals.
0.10% interest rate · Effective Sep 16, 2026
Rate by balance
Rate by balance for Money Markets Balance APY $5,000 – $25,000Your amount 0.10% $25,001 – $75,000 0.15% $75,001 – $200,000 0.25% $200,001 and up 0.30% Rate checked
More details - Unity BankOpportunity Money Market AccountOpportunity Money Market Account · $1 min · 0.00%–0.10% by balance
Bank · 20 branches
0.10%APY$10 a year on $10,000Requirements
Product: Account has minimum balance requirements to avoid service charge. Rates, terms, and conditions are subject to change without notice.
Offer: Account has minimum balance requirements to avoid service charge.
Effective Dec 2, 2024
Rate by balance
Rate by balance for Opportunity Money Market Account Balance APY Up to $2,000 0.00% $2,000 – $10,000 0.05% $10,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No monthly fees. No minimum balance required.
Offer: Minimum to earn Dividend is $0. Minimum to open is $0. Fees may reduce earnings.
0.10% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Open with a $5 minimum deposit to establish XCEL membership. Earn dividends on balances over $50. No monthly fees. No minimum balance required.
Offer: Minimum to earn Dividend is $50. Minimum to open is $5. Fees may reduce earnings.
0.10% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone. Paperless customer requirement: must agree to electronic delivery of disclosures/communications and maintain a valid email address.
Offer: Variable standard rate for daily collected balance range $0.01 - $9,999.99. No minimum balance required to obtain disclosed APY.
0.10% interest rate · Effective May 20, 2026
Rate checked
More details - WSFS BankMoney Market AccountMoney Market Account · $100 min · 0.03%–0.25% by balance
Bank · 11 branches
0.10%APY$10 a year on $10,000Requirements
Product: Personal accounts only. Minimum opening deposit is $100. $12 monthly maintenance charge waived by maintaining a minimum daily savings balance of $5,000 per statement period (fee waiver requirement waived for the first three months of account opening). Limit of 6 preauthorized withdrawals/transfers per month or statement cycle.
Offer: Personal accounts only.
0.03% interest rate · $12 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.03% $5,000 – $10,000 0.03% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.10% $100,000 – $250,000 0.15% $250,000 – $500,000 0.15% $500,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in New Jersey
414 accounts at 152 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.84%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.16%
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New Jersey
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- Bridgeton Onized Federal Credit UnionCredit union · 2 branches