Credit union · NCUA insured
Hamilton Horizons Federal Credit Union Savings Rates
Hamilton Horizons Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Money Markets. Rates checked October 22, 2026.
How Hamilton Horizons Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Trenton, NJ, where Hamilton Horizons Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Hamilton Horizons Federal Credit Union
0.10%APY
- Minimum
- —
- Earns on $10,000 a year
- $10
Money Markets
Top rate
Flagstar Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Altra Federal Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
Hamilton Horizons Federal Credit Union savings score
63
Savings score
Higher than 9% of U.S. banks and credit unions
- $1,000 balance$1,0000.02%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hamilton Horizons Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Markets
0.10%APY
Tiered-rate account; dividends may change monthly. Dividends paid from current income and available earnings. Purchase of a $5.00 par value share required for membership. Written notice of up to 60 days may be required before permitting withdrawals.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5,000 – $25,000 | 0.10% | $10 |
| $25,001 – $75,000 | 0.15% | — |
| $75,001 – $200,000 | 0.25% | — |
| $200,001 and up | 0.30% | — |
Sources (3)
- hamiltonhorizons.org/savings-a…ts/money-market-accounts
- hamiltonhorizons.org/rates
- hamiltonhorizons.org/wp-conten…s-Account-Disclosure.pdf
All captured Oct 22, 2026
Regular & Special Shares
0.03%APY
Membership requires purchase of a $5.00 par value share. Accounts unused for 180 days or longer with less than $5.00 may be closed after notice. The credit union reserves the right to require written notice of up to 60 days before permitting withdrawals.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.02% | — |
| $5,000 – $20,000 | 0.03% | $3 |
| $20,000 – $50,000 | 0.06% | — |
| $50,000 and up | 0.08% | — |
Sources (3)
- hamiltonhorizons.org/savings-a…ccounts/savings-accounts
- hamiltonhorizons.org/rates
- hamiltonhorizons.org/wp-conten…s-Account-Disclosure.pdf
All captured Oct 22, 2026
Who can join Hamilton Horizons Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives within Hamilton Township, New Jersey.
Employers and groups
- Membership is open to anyone who involves themselves in any organization (or is a member of any organization) located within Hamilton Township, New Jersey.
- Membership is open to individuals working or owning a business in Hamilton Township or the surrounding area.
Military, government and schools
- Membership is open to anyone who is an employee of Hamilton Township, New Jersey.
- Membership is open to anyone who goes to school within Hamilton Township, New Jersey.
Family and household
- Membership is open to anyone who is a relative of a current or potentially eligible member.
1 more way to join
Other ways
- Membership is open to anyone who worships within Hamilton Township, New Jersey.
Cost to join
- Opening a share savings account with a minimum deposit is required to establish membership (amount not specified).
Membership information collected October 5, 2026.