Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 346–360 results in Minnesota
- 0.10%APY$10 a year on $10,000
Requirements
Product: Requires minimum 1 share with par value of $5.00 for membership. Dividends compounded and credited quarterly.
Offer: Share account rates shown as Dividend Annual Percentage Yields; prospective and subject to change.
Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Primary savings account; requires maintaining membership share. No monthly maintenance fees.
Offer: Minimum opening deposit and minimum balance is $10. Dividends earned on balance over $100 (minimum daily balance of $100 to earn stated APY).
No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Secondary savings account for all ages. No monthly maintenance fees.
Offer: Minimum opening deposit $10; minimum balance $0. Dividends earned on balance over $100.
No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Offers prize drawing entries in return for each time month-over-month savings balance is increased by $25 (up to 4 entries per month).
Effective Oct 1, 2026
Rate checked
More details - Wakota Federal Credit UnionMoney MarketMoney Market · $1 min · 0.00%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Offers long-term yields like a certificate with flexible access like a regular savings account. Minimum balance to open of $1. Dividends paid monthly.
Offer: Dividends paid monthly.
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $24,999Your amount 0.10% $25,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: To earn a dividend on any account, except Kids Club accounts, you must maintain a minimum daily balance of $100 or more throughout the dividend period. Dividends are paid quarterly. Accrued earnings forfeited if closed before end of quarter.
Offer: Must maintain a minimum daily balance of $100 or more throughout the dividend period to earn a dividend.
0.10% interest rate · Effective Sep 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: TruStone Financial membership required. Minimum deposit to open and maintain membership is the purchase of a $5 share in TruStone Financial. No monthly maintenance fee.
Offer: TruStone Financial membership required. Dividends are compounded monthly and credited to account on every monthly statement or at the end of the calendar quarter.
0.10% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Required for all members to provide them with a share in the Credit Union. Earns dividends quarterly. Eligible for Minnesota Life Group Life Insurance.
Offer: Required $5 minimum balance. Earns dividends quarterly.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Requires at least one (1) electronic deposit during each calendar month in the amount of $15.00 or more.
Offer: Requires at least one electronic deposit each month of $15.00 or more.
Qualified rate · 0.50% interest rate · Effective Jun 1, 2024
Rate by balance
Rate by balance for Pay ME First Account Balance APY Up to $2,500 0.50% Over $2,500Your amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a member to open an account.
Offer: $50 minimum balance to earn interest
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a member to open an account. Minimum $5 share deposit to establish membership.
Offer: Minimum $5 balance to open; on all balances over $50.
No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Consumer rates only. Fees may reduce earnings.
0.10% interest rate · Effective Oct 12, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $100,000Your amount 0.10% $100,000 – $250,000 0.15% $250,000 – $500,000 0.25% $500,000 – $1,000,000 0.45% $1,000,000 and up 0.55% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must complete payment of one share ($5.00 par value) in Savings Account as condition of admission to membership. Dividends accrue on daily balance, compound quarterly, credited quarterly. Rate may be adjusted quarterly. Up to 6 regulated withdrawal/transfer transactions per month.
Offer: Minimum balance to earn the stated APY is $10.00. Dividends compound quarterly.
0.10% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $2.00 monthly service fee applies if $50 daily balance requirement is not met. Interest compounded and credited quarterly. Free eStatements ($5 per quarter for paper statements).
Offer: $2 monthly fee waived with $50 daily balance.
0.05% interest rate · $2 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Consumer Savings Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amount 0.10% $100,000 and up 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest rate and APY may change after account opening. Calculated on daily balance.
Offer: Interest rate and APY may change after opening. Fees could reduce earnings.
0.10% interest rate · No monthly fee · Effective Sep 24, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minnesota
510 accounts at 188 banks and credit unions · checked Oct 22–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
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Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch