Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Massachusetts
- All One Credit UnionTop Tier Money Market AccountTop Tier Money Market Account · $1,000 min · 2.50%–3.00% by balance
Credit union · 11 branches
2.50%APY$250 a year on $10,000Requirements
Product: Consumer accounts only. Membership requirements apply. Minimum deposit of $1,000.00 required to open.
Offer: Minimum deposit of $1,000.00 required to open the account. Minimum $1,000.00 to earn dividend.
2.47% interest rate · Effective Jul 31, 2026
Rate by balance
Rate by balance for Top Tier Money Market Account Balance APY $1,000 – $100,000Your amount 2.50% $100,000 – $250,000Minimum $100,000.01 to earn dividend. 2.75% $250,000 – $500,000Minimum $250,000.01 to earn dividend. 2.75% Over $500,000Minimum $500,000.01 to earn dividend. 3.00% Rate checked
More details - Coastal1 Credit UnionPremier Money Market SpecialPremier Money Market Special · $2,500 min · 1.00%–2.50% by balance
Credit union · 1 branch
2.50%APY$250 a year on $10,000Rate by balance
Rate by balance for Premier Money Market Special Balance APY Up to $10,000 1.00% $10,000 – $50,000Your amount 2.50% $50,000 – $100,000 2.50% $100,000 – $150,000 2.50% $150,000 – $250,000 2.50% $250,000 – $500,000 2.50% $500,000 and up 2.50% Rate checked
More details - 2.47%APY$247 a year on $10,000with conditions
Requirements
Product: Must be part of the Preferred Customer program with a combined average deposit balance of $100,000 or more.
Offer: Must be part of the Preferred Customer program (Gold customers have a combined average deposit balance of $100,000 or more). Rate index is 30 Day Avg SOFR minus 35% of the 30 Day Avg SOFR rate index. Advertised interest is paid only on balances up to $1,000,000.00; balances over $1,000,000.00 will not earn interest on the portion over $1,000,000.00.
Qualified rate · 2.44% interest rate · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - Winchester Co-operative BankCo-operative Select Savings AccountSavings · $10 min · 1.00%–3.00% by balance
Bank · 2 branches
2.40%APY$240 a year on $10,000Requirements
Product: Variable rate account. Rates may change after opening. $12 monthly maintenance fee can be avoided by keeping an average minimum daily balance of $1,000.
Offer: Variable rate account. Rate may change after account is opened. Monthly fee avoided with $1,000 average minimum daily balance.
1.00% interest rate · $12 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Co-operative Select Savings Account Balance APY Up to $2,500 1.00% $2,500 – $500,000Your amount 2.40% Over $500,000 3.00% Rate checked
More details - Canton Co-operative BankPremium Money Market AccountPremium Money Market Account · $10 min · 1.01%–3.25% by balance
Bank · 1 branch
2.35%APY$235 a year on $10,000Requirements
Product: There are no minimum or maintenance fees. Can be opened online 24/7 or in person. Eligible for a Visa debit card.
1.98% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $10,000 2.00% $10,000 – $100,000Your amount 2.35% $100,000 – $300,000 3.05% $300,000 – $1,000,000 3.25% $1,000,000 and up 1.01% Rate checked
More details - Winchester Co-operative BankMoney Market Deposit AccountMoney Market Deposit Account · $10 min
Bank · 2 branches
2.30%APY$230 a year on $10,000Requirements
Product: Variable rate account. Rate may change after the account is opened. Fees charged could reduce earnings on the account.
Offer: Variable rate account. Minimum daily balance to obtain APY is $10.00. Minimum deposit to open is $1.00. Fees charged could reduce earnings on the account.
2.28% interest rate · Effective Oct 1, 2026
Rate checked
More details - Webster FiveAmplify Money MarketAmplify Money Market · $10 min · 2.25%–2.75% by balance
Bank · 7 branches
2.25%APY$225 a year on $10,000with conditionsRequirements
Product: Pair with Amplify Checking to earn even higher rates.
Qualified rate · 2.20% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Amplify Money Market Balance APY Up to $250,000Your amount 2.25% $250,000 and up 2.75% Rate checked
More details - Westport Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 2.00%–2.50% by balance
Credit union · 1 branch
2.25%APY$225 a year on $10,000Requirements
Product: Savings or checking accounts that offer higher dividend rates and easy access to funds. A minimum of $2,500 is required to open.
2.00% interest rate · Effective Aug 21, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 2.00% $10,000 – $50,000Your amount 2.25% $50,000 and up 2.50% Rate checked
More details - 2.11%APY$211 a year on $10,000
Requirements
Product: Tiered interest rates; requires a minimum balance to maintain the account.
Offer: As high as 2.11% APY; tiered interest rates.
Rate checked
More details - Workers Credit UnionPlanIt+ Savings AccountSavings · $0 min · 2.10%–3.50% by balance
Credit union · 12 branches
2.10%APY$210 a year on $10,000with conditionsRequirements
Product: For members with a minimum of $100,000 aggregate in qualifying deposit accounts. Must have an active PlanIt+ Checking account as tax reported owner. Workers Federal Credit Union membership required ($5 minimum balance). Higher APYs are earned monthly based on the balance in the account disclosed for each dividend tier.
Offer: Must have a PlanIt+ Checking account. Tier 1 rate applies to daily balances $0.00-$49,999.99.
Qualified rate · 2.08% interest rate
Rate by balance
Rate by balance for PlanIt+ Savings Account Balance APY Up to $50,000Your amount 2.10% $50,000 – $100,000 2.10% $100,000 – $250,000 3.15% $250,000 and up 3.50% Rate checked
More details - 2.10%APY$210 a year on $10,000
Requirements
Product: Workers Federal Credit Union membership required; minimum balance to open membership account is $5. No monthly service charge.
Offer: Must maintain a minimum daily balance of $5 each day to obtain the disclosed APY.
2.08% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - Ukrainian Federal Credit UnionMoney MarketMoney Market · $500 min · 0.10%–3.30% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: No monthly maintenance fee. Minimum balance and minimum balance to earn dividends is $500. Limit of 3 withdrawals per month before a fee is imposed, with a minimum of $100 per withdrawal.
Offer: Minimum daily balance and balance to earn dividends is $500. Up to 3 withdrawals per month before a fee is imposed; minimum $100 per withdrawal.
0.10% interest rate · No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Balance APY $500 – $2,500 0.10% $2,500 – $25,000Your amount 2.02% $25,000 – $100,000 2.53% $100,000 – $250,000 3.04% $250,000 – $1,000,000 3.30% Rate checked
More details - American Airlines Federal Credit UnionPrimary Savings AccountSavings · $6 min
Credit union · 2 branches
2.02%APY$202 a year on $10,000intro rateRequirements
Product: One-time $1.00 membership fee. Dividends compounded and credited monthly. Minimum daily balance of $5.00 to earn dividends.
Offer: Minimum daily balance to earn dividends is $5.00. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000intro rate
Requirements
Product: No minimum balance. No monthly service fees. Ability to set up recurring monthly deposit or deposit on your own. Dividends compounded and credited monthly.
Offer: No minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000intro rate
Requirements
Product: Dividends compounded and credited monthly. No minimum balance required.
Offer: No minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
619 accounts at 196 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.48%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Find your bank or credit union to see all its rates and how they compare near you.
Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches