Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 706–720 results in Illinois
- 0.04%APY$4 a year on $10,000
Requirements
Product: Available in Passbook or Statement Accounts. Variable rate account; fees could reduce earnings.
Offer: Accurate as of 07/29/22. Open to Chicagoland area Veterans and current Military members for special offer; daily minimum balance of $100 is required to earn interest. Variable rate account.
Effective Jul 29, 2022
Rate checked
More details - CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATIONGold Money MarketGold Money Market · $2,500 min
Bank · 3 branches
0.03%APY$3 a year on $10,000Requirements
Product: Variable rate account. Rates may change without notice. Monthly fee if account falls below required monthly balance. Free 1st check order upon opening Preferred NOW Checking or Money Market Accounts. Fees may reduce APY.
Offer: Monthly fee if account falls below required monthly balance. Fees may reduce APY.
0.03% interest rate · Effective Oct 20, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash checking account. Must be a resident of primary market areas of Crawford County, Illinois, Knox County Indiana and their adjoining counties. Limit of one (1) account per social security number.
Offer: Applies to entire daily balance if Kasasa Cash qualifications are not met.
Qualified rate · 0.03% interest rate · No monthly fee · Effective Oct 20, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Must be paired with Kasasa Cash or Kasasa Cash Back account. To qualify for reward rates, complete at least 12 debit card purchases that post and settle, enroll in and receive e-statements, and enroll in and log into online banking during each monthly qualification cycle. Non-qualifying balances earn 0.03% APY. Stated rates are variable and may change after account is opened. Limit 1 account per SSN.
Offer: Rate applied to all balances if monthly qualifications are not met.
Qualified rate · 0.03% interest rate · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - Heartland Bank and Trust CompanySimply SavingsSavings · $50 min · 0.03%–0.50% by balance
Bank · 80 branches
0.03%APY$3 a year on $10,000Requirements
Product: Minimum to open the account is only $50 for 18 and over. Under 18 can open an account for $25. Average quarterly balance of $200 required to avoid $3 charge (waived for under 18). Interest compounded and credited quarterly based on daily balance. $1.75 charge per withdrawal over 9 per quarter (waived if $500 minimum quarterly balance or under 18).
Offer: Level 4 tier for daily balance of less than $25,000.
0.03% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Simply Savings Balance APY Up to $25,000Your amount 0.03% $25,000 – $100,000 0.15% $100,000 – $250,000 0.35% $250,000 and up 0.50% Rate checked
More details - CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATIONStatement SavingsSavings · $100 min · 0.01%–0.05% by balance
Bank · 3 branches
0.03%APY$3 a year on $10,000Requirements
Offer: Same as Passbook Savings Account; Under $1,000
0.01% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Any balance 0.01% $1,000 and upYour amountSame as Passbook Savings Account 0.03% $20,000 and upSame as Passbook Savings Account 0.05% Rate checked
More details - CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATIONPassbook SavingsSavings · $100 min · 0.01%–0.05% by balance
Bank · 3 branches
0.03%APY$3 a year on $10,000Requirements
Offer: Under $1,000
0.01% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Passbook Savings Balance APY Any balance 0.01% $1,000 and upYour amount 0.03% $20,000 and up 0.05% Rate checked
More details - 0.03%APY$3 a year on $10,000
0.03% interest rate · No monthly fee · Effective Feb 3, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Par value of one share is $5.00 to maintain membership. Daily balance calculation. Limit of six transfers and withdrawals per month.
Offer: Compounded and credited monthly. Account transfer and withdrawal limitations apply.
0.03% interest rate
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Services limited to deposits into and withdrawals from account; no ACH withdrawals permitted. Checks deposited held at least 9 business days. May not open any other accounts.
Offer: Compounded and credited monthly. Account transfer and withdrawal limitations apply.
0.03% interest rate
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Account transfer and withdrawal limitations apply (maximum 6 transfers/withdrawals per month).
Offer: Compounded and credited monthly.
0.03% interest rate
Rate checked
More details - First Bank of ManhattanMoney Market AccountMoney Market Account · $2,500 min · 0.03%–1.00% by balance
Bank · 3 branches
0.03%APY$3 a year on $10,000Requirements
Product: $2,500 minimum to open (maintain at least $2,500 to avoid a $5 monthly maintenance fee). Tiered rates.
Offer: Minimum balance is checked at statement time and correct rate applied. $5 monthly maintenance fee if balance falls below $2,500.
0.03% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and upYour amount 0.03% $20,000 and up 0.20% $50,000 and up 1.00% Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Must be linked to Kasasa Cash checking account. If Kasasa Cash qualifications are met each monthly qualification cycle (at least 12 debit card purchases post and settle, enrolled in and receive eStatements, enrolled in and log into online banking), qualifies for preferred rates and ATM fee refunds. Interest earned in Kasasa Cash automatically transfers to Kasasa Saver and does not compound. Limit one account per SSN. No monthly maintenance fee.
Offer: Applies to all balances if Kasasa Cash qualifications are not met during monthly qualification cycle.
Qualified rate · 0.03% interest rate · No monthly fee · Effective Jun 1, 2025
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Product offers are only available to individuals who live in our Illinois service area. $100,000 maximum deposit limit for new customers.
0.00% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.00% $1,000 – $2,500 0.01% $2,500 and upYour amount 0.03% Rate checked
More details - 0.03%APY$3 a year on $10,000intro rate
Requirements
Product: Variable-rate, no-term deposit. Maintain $100 each day to obtain the disclosed APY. Interest compounded and credited monthly using the daily balance method. A $3.00 minimum-balance fee is imposed every month if the balance falls below $50.00 any day of the cycle. Rates may change after opening; fees may reduce earnings.
Offer: Min. $50.00 to open. Min. $100.00 daily balance to earn APY. Regular monthly minimum-balance fee $3.00 if balance falls below $50.00 any day of the cycle (rate table lists $0 when that minimum is maintained). Variable rate effective 2026-10-06.
Promotional rate · 0.03% interest rate · $3 monthly fee · Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
785 accounts at 327 banks and credit unions · checked Oct 23–24
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch