Bank · FDIC insured
State Bank of Whittington
A $180.1M bank headquartered in Benton, IL, with 5 branches in Illinois.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Savings: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings—0.75%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About State Bank of Whittington
State Bank of Whittington is a locally owned community bank that has served Southern Illinois since 1919.
- Headquarters
- 200 N Main St, Benton, IL 62812
- FDIC certificate
- 19689 ↗
Branches
5 branches in Illinois
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Illinois
5 branches
Benton area · 2
- State Bank of WhittingtonMain office200 N Main St, Benton, IL 62812Directions
- Washington Street Benton Il Branch111 E Washington St, Benton, IL 62812Directions
Christopher area · 1
- Christopher Branch400 W Adelaide Ave, Christopher, IL 62822Directions
Sesser area · 1
- Sesser Branch707 E Franklin St, Sesser, IL 62884Directions
Whittington area · 1
- Whittington Branch100 W Main St, Whittington, IL 62897Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.55% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 4.43% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.22% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $76 | $81 | — |
- CapitalLeverage ratio11.55%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent4.43%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.22%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$76Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of State Bank of Whittington are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.