Bank · FDIC insured
Liberty Bank Savings Rates
Liberty Bank’s best savings rate is 0.20% APY on $10,000, with its Passbook Savings. Rates checked October 16, 2026.
How Liberty Bank’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Liberty Bank has the most branches. $10,000, best rate first.
This bank’s best
Liberty Bank
0.20%APY
- Requires
- None
- Minimum
- $500
- Earns on $10,000 a year
- $20
Statement Savings
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
Liberty Bank savings score
68
Savings score
Higher than 22% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Liberty Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Passbook Savings
0.20%APY
Product offers are only available to individuals who live in our Illinois service area. $100,000 maximum deposit limit for new customers. Traditional tracking & interest with a traditional passbook, daily compound interest, and quarterly interest payment frequency. ATM card not available.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $500 | 0.00% | — |
| $500 – $5,000 | 0.10% | — |
| $5,000 – $20,000 | 0.20% | $20 |
| $20,000 – $50,000 | 0.20% | — |
| $50,000 – $100,000 | 0.30% | — |
| $100,000 – $250,000 | 0.30% | — |
| $250,000 and up | 0.40% | — |
Sources (3)
- libertybank.com/savings
- libertybank.com/savings/passbook
- libertybank.com/wp-content/upl…01/Retail-Rate-Sheet.pdf
All captured Oct 6, 2026
Statement Savings
0.20%APY
Product offers are only available to individuals who live in our Illinois service area. $100,000 maximum deposit limit for new customers. Easy-access interest-bearing account with monthly statement, daily compound interest, monthly interest payment frequency, ATM card available, and online access to funds.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $500 | 0.00% | — |
| $500 – $5,000 | 0.10% | — |
| $5,000 – $20,000 | 0.20% | $20 |
| $20,000 – $50,000 | 0.20% | — |
| $50,000 – $100,000 | 0.30% | — |
| $100,000 – $250,000 | 0.30% | — |
| $250,000 and up | 0.40% | — |
Sources (3)
- libertybank.com/savings
- libertybank.com/savings/statement
- libertybank.com/wp-content/upl…01/Retail-Rate-Sheet.pdf
All captured Oct 6, 2026
Money Market
0.03%APY
Product offers are only available to individuals who live in our Illinois service area. $100,000 maximum deposit limit for new customers.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.00% | — |
| $1,000 – $2,500 | 0.01% | — |
| $2,500 and up | 0.03% | $3 |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
All Stars Youth Savings
0.01%APY
For kids under 18. Parent or guardian must be a Liberty Bank for Savings accountholder. No monthly service charge. $10 minimum balance to maintain. ATM card not available. Product offers are only available to individuals who live in our Illinois service area. $100,000 maximum deposit limit for new customers.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and up$10 minimum balance to maintain. No monthly service charge.$10 and up | 0.01% | $1 | $10 minimum balance to maintain. No monthly service charge. |
Sources (3)
- libertybank.com/savings
- libertybank.com/savings/all-stars-youth
- libertybank.com/wp-content/upl…01/Retail-Rate-Sheet.pdf
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.