Bank · FDIC insured
DeWitt Savings Bank Savings Rates
Top CarrotDeWitt Savings Bank’s best savings rate is 1.77% APY on $10,000, with its E-Z Management. Rates checked October 16, 2026.
How DeWitt Savings Bank’s savings rates compare
Compared with banks and credit unions in Illinois, where DeWitt Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
DeWitt Savings Bank
1.77%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $177
E-Z Management
Top rate
State Farm Federal Credit Union
4.08%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $408
2nd-highest rate
Dieterich Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $400
DeWitt Savings Bank savings score
88
Savings score
Higher than 81% of U.S. banks and credit unions
- $1,000 balance$1,0000.03%
- $10,000 balance$10,0001.77%
- $100,000 balance$100,0002.53%
- QualifiedQualified1.77%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where DeWitt Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
N-Vest Money Market
1.77%APY
Variable-rate, no-term money market. Limited to 6 withdrawals per month. Rates may change after account opening. Fees may reduce earnings. Table shows $25.00 monthly fee on Tier 1 and $0 on Tiers 2–7.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upTier 1; min balance to earn APY $1.00. Monthly fee $25.00 as stated for this tier. | 1.77% | $177 | Tier 1; min balance to earn APY $1.00. Monthly fee $25.00 as stated for this tier. |
| $25,000 and upTier 2; min balance to earn APY $25,000.00. | 2.53% | — | Tier 2; min balance to earn APY $25,000.00. |
| $50,000 and upTier 3; min balance to earn APY $50,000.00. | 2.53% | — | Tier 3; min balance to earn APY $50,000.00. |
| $100,000 and upTier 4; min balance to earn APY $100,000.00. | 2.53% | — | Tier 4; min balance to earn APY $100,000.00. |
| $250,000 and upTier 5; min balance to earn APY $250,000.00. | 2.53% | — | Tier 5; min balance to earn APY $250,000.00. |
| $350,000 and upTier 6; min balance to earn APY $350,000.00. | 3.56% | — | Tier 6; min balance to earn APY $350,000.00. |
| $450,000 and upTier 7; min balance to earn APY $450,000.00. | 4.07% | — | Tier 7; min balance to earn APY $450,000.00. |
Sources (1)
- dewittsavingsbank.com/Deposit-Banking/Current-Rates · captured Oct 6, 2026
E-Z Management
Up to 1.77%APY
Variable-rate, no-term money market. Limited to 6 withdrawals per month. Rates may change after account opening. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upTier 1; min balance to earn APY $1.00. | 0.50% | $50 | Tier 1; min balance to earn APY $1.00. |
| $2,500 and upTier 2; min balance to earn APY $2,500.00. | 1.77% | $177 | Tier 2; min balance to earn APY $2,500.00. |
Sources (1)
- dewittsavingsbank.com/Deposit-Banking/Current-Rates · captured Oct 6, 2026
Statement Savings
0.03%APY
Variable-rate, no-term deposit. Maintain $100 each day to obtain the disclosed APY. Interest compounded and credited monthly using the daily balance method. A $3.00 minimum-balance fee is imposed every month if the balance falls below $50.00 any day of the cycle. Rates may change after opening; fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMin. $50.00 to open. Min. $100.00 daily balance to earn APY. Regular monthly minimum-balance fee $3.00 if balance falls below $50.00 any day of the cycle (rate table lists $0 when that minimum is maintained). Variable rate effective 2026-10-06.$100 and up | 0.03% | $3 | Min. $50.00 to open. Min. $100.00 daily balance to earn APY. Regular monthly minimum-balance fee $3.00 if balance falls below $50.00 any day of the cycle (rate table lists $0 when that minimum is maintained). Variable rate effective 2026-10-06. |
Special-purpose accounts
Christmas Club Savings
0.03%APY
Variable-rate, no-term deposit. If more than one withdrawal is made before September 30th, the account may be closed. Interest compounded and credited every quarter using the daily balance method. Rates may change after opening; fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upMin. $1.00 to open and to earn APY. Monthly fee $0. More than one withdrawal before September 30th may close the account. Variable rate effective 2026-10-06.$1 and up | 0.03% | $3 | Min. $1.00 to open and to earn APY. Monthly fee $0. More than one withdrawal before September 30th may close the account. Variable rate effective 2026-10-06. |
Kids Club Savings
0.03%APY
Variable-rate, no-term deposit. Not available for online account opening. At age 18 the account changes to a Statement Savings account. Maintain $100 each day to obtain the disclosed APY. Interest compounded and credited every quarter using the daily balance method. Rates may change after opening; fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMin. $10.00 to open. Min. $100.00 daily balance to earn APY. Monthly fee $0. Not available for online account opening. Converts to Statement Savings at age 18. Variable rate effective 2026-10-06.$100 and up | 0.03% | $3 | Min. $10.00 to open. Min. $100.00 daily balance to earn APY. Monthly fee $0. Not available for online account opening. Converts to Statement Savings at age 18. Variable rate effective 2026-10-06. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.