Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 391–405 results in Illinois
- 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $25,000Your amount 0.25% $25,000 – $100,000 0.50% $100,000 – $250,000 1.00% $250,000 – $500,000 1.50% $500,000 – $750,000 1.75% $750,000 and up 2.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: $10.00 Minimum. Dividend computed on daily balance and credited to account monthly.
0.25% interest rate · Effective Oct 5, 2026
Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 28 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Standard rate tier. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.25% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Connexus Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.00%–3.01% by balance
Credit union · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum opening deposit of $1,000. Must maintain a minimum daily balance of $1,000 to earn dividends/APY. Up to 4 fee-free withdrawals or transfers per month.
0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $20,000Your amount 0.25% $20,000 – $100,000 1.95% $100,000 – $250,000 2.05% $250,000 – $500,000 2.25% $500,000 – $1,000,000 2.50% $1,000,000 and up 3.01% Rate checked
More details - Justice Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.25%–0.45% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,0000.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.45% Rate checked
More details - Streator Onized Credit UnionSaving AccountSavings · $1 min · 0.00%–0.25% by balance
Credit union · 6 branches
0.25%APY$25 a year on $10,000Requirements
Product: Dividends declared and credited at the end of every quarter. Yields based on all dividends remaining in account to compound.
0.00% interest rate
Rate by balance
Rate by balance for Saving Account Balance APY Up to $1 0.00% Up to $1,000 0.25% $1,000 – $10,000 0.25% $10,000 and upYour amount 0.25% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends declared and credited to account at the end of every quarter.
0.25% interest rate
Rate checked
More details - Providence Bank & TrustAchieve More SavingsSavings · $200 min · 0.25%–2.00% by balance
Bank · 13 branches
0.25%APY$25 a year on $10,000Requirements
Product: Account is available to individuals only. Electronic Statements (email or online) and automatic transfers from Providence Account(s). Six complimentary withdrawals per month; $5.00 service fee applies for each withdrawal exceeding six. Monthly service fee of $5.00 is waived if maintaining a minimum balance of $200.00 per month.
Offer: Monthly service fee of $5.00 waived if minimum balance of $200.00 per month is maintained.
$5 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Achieve More Savings Balance APY Up to $25,000Your amount 0.25% $25,000 – $150,000 0.60% $150,000 and up 2.00% Rate checked
More details - Metro Federal Credit UnionPrimary SavingsSavings · $100 min · 0.10%–0.50% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Must be a member of Metro Federal Credit Union. Initial deposit of $10 required. A balance of $250 is required after 3 months to avoid a $5.00 monthly minimum balance fee (members under 18 and over 60 are exempt).
Offer: Dividends compounded and paid monthly. $5 monthly fee applies after 3 months if balance is below $250 (waived for members under 18 or over 60).
0.10% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Primary Savings Balance APY $100 – $4,999 0.10% $5,000 – $9,999 0.15% $10,000 – $24,999Your amount 0.25% $25,000 and up 0.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Helps members save for special goals. Limited to 1 free withdrawal per quarter ($10 fee for additional withdrawals). Dividends compounded and paid quarterly.
Offer: Requires $40 minimum balance to earn dividends. Dividends compounded and paid quarterly.
No monthly fee · Effective Jul 3, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A service fee of $2.50 imposed every statement cycle unless you maintain either a minimum daily balance of $100.00 or a minimum average daily balance of $300.00 for the statement cycle (fee waived for minors under age 18 upon notification). Transfers to third parties limited to 3 per statement cycle. Excess withdrawal fee of $1.00 for each withdrawal in excess of 9 during a quarter.
Offer: Minimum daily balance of $100.00 to obtain APY. Interest compounded and credited quarterly.
0.25% interest rate · Effective Jun 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Rate and APY are variable and may change after the account is opened. Fees may reduce earnings on the account.
Offer: Minimum balance to obtain APY is $100.00. Minimum deposit to open is $25.00.
0.25% interest rate · Effective Jul 20, 2026
Rate checked
More details - Farmers & Merchants National BankHometown AdvantageSavings · $0 min · 0.01%–0.25% by balance
Bank · 8 branches
0.25%APY$25 a year on $10,000Requirements
Product: Available to personal accounts only. Rates may change after account is open.
Offer: Balance between one penny and $25,000.
0.25% interest rate
Rate by balance
Rate by balance for Hometown Advantage Balance APY Up to $25,000Your amount 0.25% Over $25,000 0.01% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Six (6) withdrawal limit for each qualifying monthly cycle with $0.50 per item service charge in excess of limit. Must maintain $50.00 average daily balance or subject to a $1.25 quarterly service fee.
Offer: Interest compounded quarterly on the average collected balance.
0.25% interest rate · Compounded quarterly · Effective Dec 17, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Average daily balance of $2,500.00 to obtain the APY and avoid the $5.00 monthly service fee. Withdrawal limit of 6 per month cycle; $0.50 service charge per item in excess of 6. Interest compounded monthly.
Offer: Average daily balance of $2,500.00 to obtain the APY and avoid the $5.00 monthly service fee. Interest compounded monthly.
0.25% interest rate · Compounded monthly · $5 monthly fee · Effective Dec 17, 2025
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $9,999 0.25% $10,000 – $24,999Your amount 0.25% $25,000 – $49,999 0.35% $50,000 and up 0.45% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
785 accounts at 327 banks and credit unions · checked Oct 23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch