Credit union · NCUA insured
Streator Onized Credit Union Savings Rates
Streator Onized Credit Union’s best savings rate is 0.25% APY on $10,000, with its EZ Savers. Rates checked October 17, 2026.
How Streator Onized Credit Union’s savings rates compare
Compared with banks and credit unions near Ottawa, IL, where Streator Onized Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Streator Onized Credit Union
0.25%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $25
Saving Account
Top rate
Central Bank Illinois
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $400
2nd-highest rate
Grand Ridge National Bank
3.60%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $360
Streator Onized Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Streator Onized Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
EZ Savers
0.25%APY
Dividends declared and credited to account at the end of every quarter.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (1)
- socu.org/savings/saving-rates · captured Sep 26, 2026
Saving Account
0.25%APY
Dividends declared and credited at the end of every quarter. Yields based on all dividends remaining in account to compound.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1 | 0.00% | — |
| Up to $1,000 | 0.25% | — |
| $1,000 – $10,000 | 0.25% | — |
| $10,000 and up | 0.25% | $25 |
Special-purpose accounts
Christmas Club
0.35%APY
Disburses October 1st annually. Dividends declared and credited to account at the end of every quarter.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDisburses October 1st annually.Any balance | 0.35% | $35 | Disburses October 1st annually. |
IRA Account
0.35%APY
Traditional, Roth and Education IRA Accounts available. Dividends declared and credited to account at the end of every quarter.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to Traditional, Roth, and Education IRA accounts.Any balance | 0.35% | $35 | Applies to Traditional, Roth, and Education IRA accounts. |
Vacation Club
0.35%APY
Disburses April 1st annually. Dividends declared and credited to account at the end of every quarter.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDisburses April 1st annually.Any balance | 0.35% | $35 | Disburses April 1st annually. |
Youth Savers
0.35%APY
Disburses December 1st annually. Dividends declared and credited to account at the end of every quarter.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDisburses December 1st annually.Any balance | 0.35% | $35 | Disburses December 1st annually. |
Who can join Streator Onized Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone residing or working in LaSalle, Livingston, Marshall, Grundy, Putnam, Woodford, McLean, Bureau, Stark, Peoria, Tazewell, Ford, Iroquois, Kankakee, Will, and Kendall Counties.
Employers and groups
- Membership is open to employees and families of 45+ Select Employee Groups.
Family and household
- Membership is open to all relatives of those residing or working in LaSalle, Livingston, Marshall, Grundy, Putnam, Woodford, McLean, Bureau, Stark, Peoria, Tazewell, Ford, Iroquois, Kankakee, Will, and Kendall Counties.
Cost to join
- Opening a savings account requires $1, which SOCU pays for you when stopping into any branch.
- When buying a vehicle at a dealer, a savings account is opened for $1, which SOCU pays for you.
Membership information collected October 5, 2026.