Credit union · NCUA insured
Catholic & Community CU Savings Rates
Catholic & Community CU’s best savings rate is 1.45% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Catholic & Community CU’s savings rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Catholic & Community CU has the most branches. $10,000, best rate first.
This credit union’s best
Catholic & Community CU
1.45%APY
- Requires
- None
- Earns on $10,000 a year
- $145
Money Market
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Earns on $10,000 a year
- $512
2nd-highest rate
Citizens Bank
4.50%APY
- Requires
- Another account
- Earns on $10,000 a year
- $450
Catholic & Community CU savings score
88
Savings score
Higher than 81% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0001.45%
- $100,000 balance$100,0002.75%
- QualifiedQualified1.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Catholic & Community CU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Top Rate Savings
Up to 2.75%APY
High-balance savings account. 3 free withdrawals or transfers per month ($10 fee per withdrawal thereafter). Minimum withdrawal is $200. No overdraft protection available. Dividends computed on average daily balance and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $40,000 – $100,000Tier 1 balance requirement. Dividends computed on average daily balance and paid monthly. | 2.20% | — | Tier 1 balance requirement. Dividends computed on average daily balance and paid monthly. |
| $100,000 and upTier 2 balance requirement. Dividends computed on average daily balance and paid monthly. | 2.75% | — | Tier 2 balance requirement. Dividends computed on average daily balance and paid monthly. |
Sources (2)
All captured Sep 17, 2026
Money Market
1.45%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $25,000 | 1.45% | $145 |
| $25,000 – $75,000 | 1.65% | — |
| $75,000 and up | 1.75% | — |
Sources (2)
All captured Sep 17, 2026
“I Want” Savings Account
0.25%APY
Helps members save for special goals. Limited to 1 free withdrawal per quarter ($10 fee for additional withdrawals). Dividends compounded and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $40 and upRequires $40 minimum balance to earn dividends. Dividends compounded and paid quarterly.$40 and up | 0.25% | $25 | Requires $40 minimum balance to earn dividends. Dividends compounded and paid quarterly. |
Sources (2)
All captured Sep 17, 2026
Share Savings
0.20%APY
Primary membership account required to establish membership and access benefits. $5 minimum balance to keep membership active. Up to 8 sub-accounts allowed earning the same dividend rate. $10 fee if closed within 6 months; $5 fee per electronic withdrawal over 6/month; $5.00/month dormant fee after 2 years of inactivity.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $40 and upRequires $40 minimum balance to earn dividends. Dividends compounded and paid quarterly.$40 and up | 0.20% | $20 | Requires $40 minimum balance to earn dividends. Dividends compounded and paid quarterly. |
Sources (3)
- catholicandcommunitycu.com/savings
- catholicandcommunitycu.com/share-savings
- catholicandcommunitycu.com/deposit-rates
All captured Sep 17, 2026
Special-purpose accounts
Christmas Club
0.25%APY
Special savings account to save for the holidays. Checks mailed or deposited in the first week of October each year. Early withdrawal before October requires withdrawing entire balance and closing account. Dividends compounded and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upRequires $5 minimum balance to earn dividends. Dividends compounded and paid quarterly.$5 and up | 0.25% | $25 | Requires $5 minimum balance to earn dividends. Dividends compounded and paid quarterly. |
Sources (2)
All captured Sep 17, 2026
IRA Accumulation Savings Account
0.20%APY
IRA savings account. Dividends paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends are paid quarterly. Early withdrawal penalties and IRS rules may apply.$5 and up | 0.20% | $20 | Dividends are paid quarterly. Early withdrawal penalties and IRS rules may apply. |
Sources (2)
All captured Sep 17, 2026
Who can join Catholic & Community CU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.