Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Idaho
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking. When linked, cash rewards transfer automatically into Kasasa Saver. Requires Kasasa Cash or Kasasa Cash Back account; limit 1 account per SSN.
Offer: Base rate earned on all balances if Kasasa Cash / Kasasa Cash Back qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 2, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Retains active membership at CapEd.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividend period is monthly. Also listed as Regular Savings.
Offer: Minimum balance to earn dividends is $300.00. Rates on variable accounts could change after account opening. Fees may reduce earnings.
Effective Feb 21, 2025
Rate checked
More details - Pioneer Federal Credit UnionIdaho Medical Savings AccountSavings · $300 min
Credit union · 13 branches
0.05%APY$5 a year on $10,000Requirements
Product: Saves while reducing Idaho income tax owed. Dividend period is monthly.
Offer: Minimum balance to earn dividends is $300.00. Rates on variable rate accounts could change after account opening. Fees may reduce earnings.
Effective Jan 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 and over. No monthly service fees.
Offer: Minimum monthly balance to earn dividends is $250.
0.05% interest rate · No monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 and over. Includes Excess Share Insurance on balances up to $250,000 in addition to NCUA insurance. No monthly service fees.
Offer: Minimum monthly balance to earn dividends is $250.
0.05% interest rate · No monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Options to avoid $5 monthly participation fee after three months of membership include being a member for >10 years, $500+ combined deposits, active checking, current/paid-off loan, under 25, or investment portfolio. Minimum balance for dividends is $100.
Offer: Minimum $100 balance to earn dividends. Monthly compounding and crediting.
0.05% interest rate · No monthly fee · Effective Oct 14, 2026
Rate checked
More details - Northwest Christian Credit UnionKeystone SavingsSavings · $5 min · 0.00%–0.10% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Standard savings account required for all members. Only $5 minimum balance required to open. No monthly service fees.
Offer: Only $5 minimum balance required to open.
0.00% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Keystone Savings Balance APY Up to $5 0.00% Up to $50,000Your amount 0.05% $50,000 and up 0.10% Rate checked
More details - St. Joe Valley Credit UnionSuper SaverSavings · $2,500 min · 0.00%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Minimum balance and opening deposit of $2,500.00. No maximum balance. If balance falls below $2,500.00, no dividend is paid for that day and a service fee is charged. Tiered rate account.
Offer: Amounts under $2,500.00. No dividend paid if balance falls below $2,500.00.
0.00% interest rate · Effective Jul 1, 2011
Rate by balance
Rate by balance for Super Saver Balance APY Up to $2,500 0.00% $2,500 – $5,000Amounts under $5,000.00 ($2,500.00 to under $5,000.00). 0.05% $5,000 and upYour amountAmounts $5,000.00 and Over. 0.05% Rate checked
More details - Members Preferred Credit UnionShare Savings AccountsSavings · $10 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Low minimum balance requirement of $5.00. No monthly or annual fees.
Offer: Dividends paid monthly on a tiered structure based on average daily balance at a split rate.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Share Savings Accounts Balance APY $10 and up 0.05% $300 and up 0.05% $5,000 and upYour amount 0.05% $20,000 and up 0.10% Rate checked
More details - Members Preferred Credit UnionDaily SavingsSavings · $0 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Offer: Dividends paid monthly on a tiered structure based on average daily balance at a split rate.
0.05% interest rate
Rate by balance
Rate by balance for Daily Savings Balance APY Over $0 0.05% $300 and up 0.05% $5,000 and upYour amount 0.05% $20,000 and up 0.10% Rate checked
More details - Members Preferred Credit UnionDream AccountSavings · $0 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Stop dreaming and start saving with our Dream Account. Keep your funds in a separate savings account for those special needs or occasions with no additional fees.
Offer: Dividends paid monthly on a tiered structure based on average daily balance at a split rate.
0.05% interest rate
Rate by balance
Rate by balance for Dream Account Balance APY Over $0 0.05% $300 and up 0.05% $5,000 and upYour amount 0.05% $20,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Linked Ridgeline Rewards or Compass Cash Back account required. No monthly maintenance fees, no minimum balance to earn rewards, no minimum deposit to open.
Offer: Base rate earned on entire daily balance if qualifications are not met in linked Ridgeline Rewards or Compass Cash Back account during Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Idaho
179 accounts at 54 banks and credit unions · checked Oct 15–22
- Typical
- 0.12%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Find your bank or credit union to see all its rates and how they compare near you.
Idaho
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 2 branches
- ICCUCredit union · 52 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch