Credit union · Privately insured
Northwest Christian Credit Union Savings Rates
Northwest Christian Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Northwest Christian Credit Union’s savings rates compare
Compared with banks and credit unions near Boise City, ID, where Northwest Christian Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Northwest Christian Credit Union
0.50%APY
- Minimum
- —
- Earns on $10,000 a year
- $50
Money Market
Top rate
America First Credit Union
3.95%APY
- Minimum
- $0
- Earns on $10,000 a year
- $395
2nd-highest rate
WaFd Bank
3.82%APY
- Minimum
- $0
- Earns on $10,000 a year
- $382
Northwest Christian Credit Union savings score
87
Savings score
Higher than 75% of U.S. banks and credit unions
- $1,000 balance$1,0005.00%
- $10,000 balance$10,0001.04%
- $100,000 balance$100,0001.50%
- QualifiedQualified1.04%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northwest Christian Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5,000 – $25,000 | 0.50% | $50 |
| $25,000 – $50,000 | 0.75% | — |
| $50,000 – $100,000 | 1.00% | — |
| $100,000 and up | 1.50% | — |
Sources (1)
- mynccu.org/rates · captured Oct 22, 2026
Cornerstone Savings
1.04%APY on $10,000
Personal member only. No minimum daily balance. No monthly service fee. Balances over $2,000 earn 5.00% APY only on the portion up to $2,000; portions exceeding $2,000 earn the disclosed rate.
| Part of the balance | Rate on that part |
|---|---|
| Up to $2,000 | 4.89% |
| $2,000 – $50,000 | 0.05% |
| $50,000 and up | 0.10% |
On $10,000 the tiers blend to about 1.04% APY, earning $104 a year.
Keystone Savings
0.05%APY
Standard savings account required for all members. Only $5 minimum balance required to open. No monthly service fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5Only $5 minimum balance required to open. | 0.00% | — | Only $5 minimum balance required to open. |
| Up to $50,000 | 0.05% | $5 | |
| $50,000 and up | 0.10% | — |
Special-purpose accounts
Builder Savings
0.05%APY
Specifically designed for teen members ages 14-17.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5Ages 14-17. | 0.00% | — | Ages 14-17. |
| Up to $50,000Ages 14-17. | 0.05% | $5 | Ages 14-17. |
| $50,000 and upAges 14-17. | 0.10% | — | Ages 14-17. |
Foundation Savings
0.05%APY
Available for youth ages 0-13.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5Ages 0-13. | 0.00% | — | Ages 0-13. |
| Up to $50,000Ages 0-13. | 0.05% | $5 | Ages 0-13. |
| $50,000 and upAges 0-13. | 0.10% | — | Ages 0-13. |
Idaho Medical Savings
0.05%APY
Personal member only. Designed for Idaho residents saving for medical expenses. No monthly account maintenance fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5Personal member only. | 0.00% | — | Personal member only. |
| Up to $50,000Personal member only. | 0.05% | $5 | Personal member only. |
| $50,000 and upPersonal member only. | 0.10% | — | Personal member only. |
Who can join Northwest Christian Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.