Credit union · Privately insured
Northwest Christian Credit Union
A $104.6M credit union headquartered in Nampa, ID, with 5,089 members and 2 branches in Idaho. Best rates: CDs 3.40% and savings 0.50% APY.
Northwest Christian Credit Union Carrot Score
67
Carrot Score
Higher than 19% of U.S. banks and credit unions
#22 of 35 in Boise City, ID metroHow the score works →
Deposits are privately insured, not by the federal government.
About Northwest Christian Credit Union
- Headquarters
- 716 E Colorado Ave, Nampa, ID 83686
- NCUA charter
- 97073
Branches
2 branches in Idaho
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Idaho
2 branches
- Main BranchMain office716 E Colorado Ave, Nampa, ID 83686Directions
- Fairview Branch4250 E Fairview Ave, Meridian, ID 83642Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.33% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.80% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.27% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $53 | $76 | — |
- CapitalNet worth ratio8.33%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.80%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.27%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$53Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Northwest Christian Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.