Credit union · NCUA insured
Lookout Credit Union Savings Rates
Lookout Credit Union’s best savings rate is 3.00% APY on $10,000, with its Money Market Plus Account - New Money Promo. Rates checked October 22, 2026.
How Lookout Credit Union’s savings rates compare
Compared with banks and credit unions near Pocatello, ID, where Lookout Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Lookout Credit Union
3.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $300
Money Market Plus Account - New Money Promo
Top rate
WaFd Bank
3.82%APY
- Minimum
- $0
- Earns on $10,000 a year
- $382
2nd-highest rate
ICCU
3.40%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $340
Lookout Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0003.00%
- $100,000 balance$100,0003.00%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lookout Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Plus Account - New Money Promo
3.00%APY
New money promo only. Membership eligibility required. Compounded monthly, paid monthly. Dividend rate and APY may change at any time as determined by the Lookout Credit Union Board of Directors. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999Compounded monthly, paid monthly. | 0.75% | — | Compounded monthly, paid monthly. |
| $10,000 and upNew money only promo. Compounded monthly, paid monthly. | 3.00% | $300 | New money only promo. Compounded monthly, paid monthly. |
Sources (3)
- lookoutcu.com/money-market-plus-promo.html
- lookoutcu.com/rates/account-rates.html
- lookoutcu.com/savings/money-market-savings.html
All captured Sep 16, 2026
Money Market Plus Account
1.50%APY
Membership eligibility required. Compounded monthly, paid monthly. Dividend rate and APY may change at any time as determined by the Lookout Credit Union Board of Directors. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999Compounded monthly, paid monthly. | 0.75% | — | Compounded monthly, paid monthly. |
| $10,000 and upCompounded monthly, paid monthly. | 1.50% | $150 | Compounded monthly, paid monthly. |
Sources (2)
All captured Sep 16, 2026
Idaho First-Time Home Buyer Savings Account
0.25%APY
Eligible to Idaho residents who filed an Idaho income tax return for the most recent taxable year, do not own a single-family or multi-family residence, and have never owned/purchased a single-family residence in any location. Lifetime maximum deposit limit of $100,000. No withdrawals permitted within first 30 days. No monthly fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.25% | $25 |
Sources (2)
All captured Oct 15, 2026
Daily Share
0.01%APY
$1.00 membership fee and minimum deposit of $25.00 required for credit union membership/ownership share.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.01% | $1 |
Sources (2)
All captured Oct 15, 2026
Summit Saver
0.00%APY on $10,000
Linked Ridgeline Rewards or Compass Cash Back account required. No monthly maintenance fees, no minimum balance to earn rewards, no minimum deposit to open.
| Part of the balance | Rate on that part |
|---|---|
| $50,000 and up | 0.25% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
IRA/Coverdell Savings
0.25%APY
Tax-advantaged savings options including Traditional IRA, Roth IRA, and Coverdell Education Savings accounts.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.25% | $25 |
Sources (3)
- lookoutcu.com/savings/savings.html
- lookoutcu.com/rates/account-rates.html
- lookoutcu.com/savings/individu…ement-accounts-iras.html
All captured Oct 15, 2026
Benny Bengal Savings
0.01%APY
Designed for children 12 and under. $1.00 membership fee and minimum deposit of $25.00 required for credit union membership/ownership share.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.01% | $1 |
Sources (2)
All captured Oct 15, 2026
Christmas Club
0.01%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.01% | $1 |
Sources (1)
- lookoutcu.com/rates/account-rates.html · captured Oct 15, 2026
Medical Savings
0.01%APY
Medical Savings Account (MSA) intended to encourage savings for future medical expenses; deposits within maximum contribution limit are Idaho state income tax-deductible. $1.00 membership fee and $25.00 minimum deposit required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.01% | $1 |
Sources (2)
All captured Oct 15, 2026
Who can join Lookout Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members, employees, volunteers, or residents of affiliated associations and foundations (including local humane societies, Community Impact Fund, Zoo Idaho Zoological Society, North Park Village Condominium Association, and others) are eligible for membership.
- Employees of specified health care and dental providers (Gateway Transitional Care Center, Portneuf Medical Center, Eastern Idaho Regional Medical Center, Bingham Memorial Hospital, Yellowstone Dental Associates, Sugar Bugs Pediatric Dentist, Fellows Dental, Larsen Dental Office, Mountain View Hospital, Portneuf Valley Family Center) are eligible to join.
- Employees of North Wind, Inc. who work in or are paid from the North Wind office in Idaho Falls, and their families, are eligible to join.
- Contractors and employees of contractors providing goods and/or services to the Blackfoot and Snake River school systems are eligible to join.
- Employees of select employers (Costco of Pocatello, JC Penny Pocatello, Hampton Inn and Suites Pocatello, Bannock Animal Medical Center Chubbuck, Alta Animal Hospital Pocatello, Bannock County in Pocatello, McCain Foods and Americold in Burley) are eligible to join.
Military, government and schools
- Employees and students of the College of Eastern Idaho are eligible to join.
10 more ways to join
Military, government and schools
- Employees and members of the ISU Bengal Foundation are eligible to join.
- Concessionaires and employees of concessionaires who work on the Idaho State University campus are eligible to join.
- Faculty, staff, students, and alumni of Idaho State University are eligible for membership.
- Military personnel assigned for duty to Idaho State University are eligible to join.
- Employees of the City of Ammon (working in/paid from Ammon, ID), City of Idaho Falls (working in/paid from Idaho Falls, ID), Bonneville County (working in/paid from Idaho Falls, ID), or White Pine Charter School (working in/paid from Idaho Falls, ID) are eligible to join.
- Employees and students of the Nathan Lane Institute of Cosmetology are eligible for membership.
- Employees and students of specified Southeast Idaho School Districts (including Marsh Valley #21, Soda Springs #150, Blackfoot #55, Snake River #52, Firth #59, Grace #148, Rockland #382, Aberdeen #58, Pocatello Community Charter School #25, Jefferson Joint School District #251, Idaho Falls School District #91, Bonneville Joint School District #93, Connor Academy, Holy Spirit Catholic School, Blackfoot Charter School #55, Pocatello-Chubbuck School District #25, Cassia School District #151, and Minidoka School District #331) are eligible for membership.
- Employees of specified Southeast Idaho School Districts (American Falls #381, Oneida/Malad #351, North Gem #149, Preston #201, Westside #202, and Joint Shelley School District #60) are eligible to join.
- Students attending and employees of the Idaho State University/University of Idaho Center for Higher Education at University Place (including Idaho National Laboratories contract employees working regularly there) are eligible for membership.
Family and household
- Family members of current or eligible members of Lookout Credit Union are eligible to join.
Membership information collected October 4, 2026.