Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Iowa
- Farmers Trust & Savings BankMoney MarketMoney Market · $100 min · 0.35%–1.41% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Fees and/or withdrawals may reduce earnings.
Offer: Minimum balance of $.01 to obtain APY.
0.35% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $9,999 0.35% $9,999 – $49,999Your amount 0.75% $49,999 – $99,999 1.00% $99,999 – $249,999 1.26% $249,999 and up 1.41% Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account to open and build savings automatically. Limit 1 account per social security number. No monthly maintenance fee.
Offer: When linked Kasasa Cash or Kasasa Cash Back qualifications are met (at least 12 debit card purchases post and settle, enrolled in e-statements, enrolled and log into online banking during Monthly Qualification Cycle). Balances up to $50,000 receive 0.75% APY.
Qualified rate · 0.75% interest rate · No monthly fee
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Check writing available. Monthly maintenance fee of $12.99 is waived with a $1,000 minimum daily balance.
Offer: Base Rate (Consumer Rate Sheet) / Benefits Banking Loyalty Program Bronze Tier and Silver Tier APY. Monthly fee of $12.99 waived with $1,000 minimum daily balance.
0.70% interest rate · $12.99 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Investment Savings Balance APY Up to $5,000 0.70% $5,000 – $10,000 0.73% $10,000 – $50,000Your amount 0.75% $50,000 – $100,000 0.93% $100,000 and up 0.95% Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Must have a linked free Kasasa Cash or Kasasa Cash Back checking account. No monthly maintenance fee. $15 fee if closed within 60 days of opening. Receipt of electronic statements is required.
Offer: When Kasasa Cash or Kasasa Cash Back qualifications are met (at least 14 debit card purchases, enrolled in and agree to receive e-statements, enrolled in and log into online banking during each Monthly Qualification Cycle).
Qualified rate · No monthly fee · Effective Dec 13, 2023
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 0.75% Over $50,000When Kasasa Cash or Kasasa Cash Back qualifications are met. 0.25%* Rate checked
More details - Kerndt Brothers Savings BankFree Kasasa SaverSavings · $50 min · 0.20%–0.75% by balance
Bank · 6 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Must have a linked Kasasa Cash or Kasasa Cash Back checking account. Limit of one account per Social Security Number. No recurring monthly maintenance charges or fees to open or close.
Offer: Applies to daily balances up to and including $35,000.00 when qualifications in the linked Kasasa Cash or Kasasa Cash Back account are met during a Monthly Qualification Cycle (at least 1 ACH credit or payment, at least 12 debit card purchases, enrolled in and agree to receive e-Statements).
Qualified rate · 0.75% interest rate · No monthly fee · Effective Sep 24, 2025
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $35,000Your amount 0.75% $35,000 and up 0.20%* Rate checked
More details - Financial Plus Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–1.05% by balance
Credit union · 4 branches
0.75%APY$75 a year on $10,000Requirements
Product: No fee for being below the minimum balance. No monthly service fee. Minimum average daily balance of $1,000 to earn dividends. Dividends compounded daily, paid monthly. Tiered rate account where the rate applies to the full balance once a balance range is met.
0.00% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.60% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.85% $50,000 – $75,000 0.95% $75,000 and up 1.05% Rate checked
More details - Siouxland Federal Credit UnionMoney Market Account (MMA)Money Market Account (MMA) · $1,000 min · 0.20%–1.25% by balance
Credit union · 4 branches
0.75%APY$75 a year on $10,000Requirements
Offer: Variable rate account.
0.20% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account (MMA) Balance APY Up to $999 0.20% $1,000 – $24,999Your amount 0.75% $25,000 and up 1.25% Rate checked
More details - Iowa Falls State BankMoney MarketMoney Market · $5,000 min · 0.75%–1.75% by balance
Bank · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Minimum opening balance of $5,000 and minimum balance to earn interest of $5,000. Monthly service charge of $10 if daily balance falls below $5,000. Interest is variable, compounded and credited monthly. Up to 6 debit card transactions per month; excess transactions incur a $5 fee each.
Offer: $10 monthly service charge if daily balance falls below $5,000. Variable rate compounded and credited monthly.
0.75% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $20,000Your amount 0.75% $20,000 – $50,000 1.00% $50,000 – $250,000 1.25% $250,000 and up 1.75% Rate checked
More details - River Community CURiver Community CU Money MarketRiver Community CU Money Market · $2,500 min · 0.75%–1.40% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Minimum deposit of $2,500.00 to open; Funds can be withdrawn at any time without penalty.
Offer: Balance tier: Up to $15,000.
0.75% interest rate · Effective Jan 2, 2026
Rate by balance
Rate by balance for River Community CU Money Market Balance APY $2,500 – $15,000Your amount 0.75% $15,001 – $25,000 0.85% $25,001 – $50,000 0.95% $50,001 – $100,000 1.15% $100,001 and up 1.40% Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Must have a linked Kasasa Cash or Kasasa Cash Back checking account. Limit 1 account per social security number. Not for commercial purposes.
Offer: Applies to daily balances up to $25,000 when Monthly Qualification Cycle requirements are met on linked Kasasa Cash or Kasasa Cash Back account (at least 12 debit card purchases, at least 1 direct deposit/ACH transaction, and enrolled in and review eStatements).
Qualified rate · 0.75% interest rate · No monthly fee · Effective Jan 13, 2023
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $25,000Your amount 0.75% Over $25,000 0.95% Rate checked
More details - Des Moines Metro Credit UnionSuper BonusSavings · $5,000 min · 0.75%–4.07% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Requires $5,000 to open and a $5,000 minimum balance to earn APY. Dividends are compounded monthly.
Offer: Super Bonus – Tier 1. Minimum balance must be maintained every day to earn APY. Dividends compounded monthly.
0.75% interest rate · Compounded monthly · Effective Mar 25, 2025
Rate by balance
Rate by balance for Super Bonus Balance APY $5,000 – $24,999Your amount 0.75% $25,000 – $49,999Super Bonus – Tier 2. 1.00% $50,000 – $499,999Super Bonus – Tier 3. 1.11% $500,000 and upSuper Bonus – Tier 4. 4.07% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: No minimum balance to maintain; no service charge; $100 minimum opening deposit (no minimum for minors). Interest paid quarterly. Rates may change at any time.
Offer: No minimum opening deposit for minors. Interest paid quarterly. Rates may change after account is opened.
0.75% interest rate · No monthly fee · Effective Aug 20, 2026
Rate checked
More details - Farmers State Bank Lake ViewMoney Market Deposit AccountMoney Market Deposit Account · $2,500 min · 0.75%–2.01% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: $5.00 service charge per statement cycle if balance falls below $2,500. Earns interest on tiers. Interest paid to account at month end. Interest rate may change at any time. Transfers to another account or to 3rd parties by preauthorized, automatic, or telephone transfer are limited to 6 per month. No ATM or debit card on this account.
Offer: Rates may change after account is opened. $5.00 service charge per statement cycle if balance falls below $2,500 minimum balance.
0.75% interest rate · $5 monthly fee · Effective Aug 20, 2026
Rate by balance
Rate by balance for Money Market Deposit Account Balance APY Up to $25,000Your amount 0.75% $25,000 – $100,000 1.00% $100,000 – $250,000 1.90% $250,000 and up 2.01% Rate checked
More details - IH Mississippi Valley Credit UnionMega Money MarketMega Money Market · $2,500 min · 0.05%–4.00% by balance
Credit union · 6 branches
0.70%APY$70 a year on $10,000with conditionsRequirements
Product: Retail accounts only, no commercial or institutional funds permitted. Member savings account required to establish membership. $18 monthly fee if balance drops below $2,500. Limit of 6 transactions per month.
Offer: Non-qualifying rate if qualifying requirements are not met.
Qualified rate · $18 monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for Mega Money Market Balance APY Any balance 0.05% $2,500 – $10,000Tier 6. No commercial or institutional funds permitted. 0.25% $10,000 – $50,000Your amountTier 5. $2,500 minimum balance required to earn dividends. No commercial or institutional funds permitted. 0.70% $50,000 – $100,000Qualifying rate. Must meet average daily balance requirements ($5 increase over previous month's balance, excluding dividends) and eStatements at a valid email address. 3.50% Over $100,000Qualifying rate. Must meet average daily balance requirements ($5 increase over previous month's balance, excluding dividends) and eStatements at a valid email address. 4.00% Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Variable rate. Savings accounts compound semi-annually.
0.70% interest rate · Effective Sep 30, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Iowa
440 accounts at 171 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 1.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch