Bank · FDIC insured
Farmers State Bank Lake View Savings Rates
Farmers State Bank Lake View’s best savings rate is 0.75% APY on $10,000, with its Money Market Deposit Account. Rates checked October 16, 2026.
How Farmers State Bank Lake View’s savings rates compare
Compared with banks and credit unions in Iowa, where Farmers State Bank Lake View has the most branches. $10,000, best rate first.
This bank’s best
Farmers State Bank Lake View
0.75%APY
- Minimum
- $100
- Earns on $10,000 a year
- $75
Passbook Savings
Top rate
Employees Credit Union
3.82%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $381
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Farmers State Bank Lake View savings score
83
Savings score
Higher than 63% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.90%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Farmers State Bank Lake View ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Deposit Account
0.75%APY
$5.00 service charge per statement cycle if balance falls below $2,500. Earns interest on tiers. Interest paid to account at month end. Interest rate may change at any time. Transfers to another account or to 3rd parties by preauthorized, automatic, or telephone transfer are limited to 6 per month. No ATM or debit card on this account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Rates may change after account is opened. $5.00 service charge per statement cycle if balance falls below $2,500 minimum balance. | 0.75% | $75 | Rates may change after account is opened. $5.00 service charge per statement cycle if balance falls below $2,500 minimum balance. |
| $25,000 – $100,000Rates may change after account is opened. $5.00 service charge per statement cycle if balance falls below $2,500 minimum balance. | 1.00% | — | Rates may change after account is opened. $5.00 service charge per statement cycle if balance falls below $2,500 minimum balance. |
| $100,000 – $250,000Rates may change after account is opened. $5.00 service charge per statement cycle if balance falls below $2,500 minimum balance. | 1.90% | — | Rates may change after account is opened. $5.00 service charge per statement cycle if balance falls below $2,500 minimum balance. |
| $250,000 and upRates may change after account is opened. $5.00 service charge per statement cycle if balance falls below $2,500 minimum balance. | 2.01% | — | Rates may change after account is opened. $5.00 service charge per statement cycle if balance falls below $2,500 minimum balance. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Savings
3.03%APY
Penalty for early withdrawal. Rates may change after account is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePenalty for early withdrawal. Rates may change after account is opened.Any balance | 3.03% | $303 | Penalty for early withdrawal. Rates may change after account is opened. |
Passbook Savings
0.75%APY
No minimum balance to maintain; no service charge; $100 minimum opening deposit (no minimum for minors). Interest paid quarterly. Rates may change at any time.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum opening deposit for minors. Interest paid quarterly. Rates may change after account is opened.Any balance | 0.75% | $75 | No minimum opening deposit for minors. Interest paid quarterly. Rates may change after account is opened. |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.