Bank · FDIC insured
First Heritage Bank Savings Rates
First Heritage Bank’s best savings rate is 0.75% APY, with its Kasasa Saver, with extra requirements. Rates checked October 16, 2026.
How First Heritage Bank’s savings rates compare
Compared with banks and credit unions in Iowa, where First Heritage Bank has the most branches. $10,000, best rate first.
This bank’s best
First Heritage Bank
0.75%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $75
Kasasa Saver
Top rate
Employees Credit Union
3.82%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $381
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
First Heritage Bank savings score
66
Savings score
Higher than 16% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Heritage Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 0.75%APY
Must have a linked Kasasa Cash or Kasasa Cash Back checking account. Limit 1 account per social security number. Not for commercial purposes.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Applies to daily balances up to $25,000 when Monthly Qualification Cycle requirements are met on linked Kasasa Cash or Kasasa Cash Back account (at least 12 debit card purchases, at least 1 direct deposit/ACH transaction, and enrolled in and review eStatements). | 0.75% | $75 | Applies to daily balances up to $25,000 when Monthly Qualification Cycle requirements are met on linked Kasasa Cash or Kasasa Cash Back account (at least 12 debit card purchases, at least 1 direct deposit/ACH transaction, and enrolled in and review eStatements). |
| Any balanceBase rate applied to the entire daily balance if qualifications on the linked account are not met. | 0.05% | $5 | Base rate applied to the entire daily balance if qualifications on the linked account are not met. |
| Over $25,0001.00% interest rate earned on the portion of daily balance over $25,000 when qualifications are met, resulting in an APY range from 1.00% to 0.95% (or 0.75% to 0.27% depending on assumed balance) depending on daily balance. | 0.95% | — | 1.00% interest rate earned on the portion of daily balance over $25,000 when qualifications are met, resulting in an APY range from 1.00% to 0.95% (or 0.75% to 0.27% depending on assumed balance) depending on daily balance. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.