Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Iowa
- 1.11%APY$111 a year on $10,000
Requirements
Product: Consumer account. Minimum balance fee of $5.00/month applies if balance falls below $2,500.00 on any day of the statement cycle. Interest compounds and credits monthly.
Offer: Applies to daily balance under $2,500.00. $5.00/month fee if balance falls below $2,500.00 on any day of the statement cycle. Interest compounds and credits monthly.
1.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Super Savings Balance APY Up to $2,500 1.06% $2,500 – $20,000Your amount 1.11% $20,000 and up 1.16% Rate checked
More details - Lennox Employees Credit UnionMONEY MARKETMONEY MARKET · $1,000 min · 1.00%–2.02% by balance
Credit union · 1 branch
1.11%APY$111 a year on $10,0001.00% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for MONEY MARKET Balance APY $1,000 and up 1.00% $10,000 and upYour amount 1.11% $250,000 and up 2.02% Rate checked
More details - Levo Credit Union®Super Share Money MarketSuper Share Money Market · $2,000 min · 0.25%–1.76% by balance
Credit union · 1 branch
1.11%APY$111 a year on $10,000Requirements
Product: Rates and Annual Percentage Yields are subject to change monthly as determined by the Credit Union Board of Directors. Members can apply through online or mobile banking app.
Offer: Tier 1
0.25% interest rate
Rate by balance
Rate by balance for Super Share Money Market Balance APY $2,000 – $10,000 0.25% $10,000 – $50,000Your amountTier 2 1.11% $50,000 – $100,000Tier 3 1.36% $100,000 and upTier 4 1.76% Rate checked
More details - Citizens Community Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 1.00%–1.50% by balance
Credit union · 8 branches
1.10%APY$110 a year on $10,000Requirements
Product: Must have Basic Share Account with minimum balance of $25 to open these secondary accounts. Maintenance or activity fees may reduce earnings.
1.00% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,500 – $9,999 1.00% $10,000 – $24,999Your amount 1.10% $25,000 – $49,999 1.20% $50,000 – $99,999 1.30% $100,000 and up 1.50% Rate checked
More details - 1.05%APY$105 a year on $10,000
Requirements
Product: Monthly maintenance fee of $6.99 is waived with a $200 minimum daily balance or for individuals age 55 and over.
Offer: Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). Monthly fee of $6.99 waived with $200 minimum daily balance or for individuals age 55 and over.
1.05% interest rate · $6.99 monthly fee · Effective Oct 16, 2026
Rate checked
More details - 1.05%APY$105 a year on $10,000
Requirements
Product: Minimum balance requirements waived for customers under 18 or 65 and older. Minimum balance fee of $5.00/quarter applies if balance falls below $100.00 on any day of the statement cycle. Interest compounds and credits quarterly.
Offer: Interest calculated using the daily balance method, compounded and credited quarterly.
1.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - Marion County BankMoney Market AccountMoney Market Account · $2,500 min · 1.05%–1.75% by balance
Bank · 5 branches
1.05%APY$105 a year on $10,000Requirements
Product: Minimum deposit to open is $2,500.00. Interest is compounded and credited monthly. A minimum balance fee of $15.00 is imposed every statement cycle if the balance falls below $2,500.00 any day of the cycle.
Offer: Fee of $15.00 waived if balance remains at or above $2,500.00 every day of the statement cycle. Interest compounded and credited monthly.
1.04% interest rate · $15 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $50,000Your amount 1.05% $50,000 – $100,000 1.20% $100,000 – $250,000 1.45% $250,000 – $500,000 1.55% $500,000 – $1,000,000 1.60% $1,000,000 and up 1.75% Rate checked
More details - 1.05%APY$105 a year on $10,000with conditions
Requirements
Product: Must pair with a free BIG DEAL® Cash or BIG DEAL® Benefits checking account. No minimum balance.
Offer: Balances up to $50,000. Must have a BIG DEAL® Cash or Benefits checking account.
Qualified rate · No monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for BIG DEAL® Saver Balance APY Up to $50,000Your amount 1.05% Over $50,000 0.15% Rate checked
More details - 1.01%APY$101 a year on $10,000with conditions
Requirements
Product: Must be linked to free Kasasa Cash or Kasasa Cash Back checking account. Rewards and ATM refunds automatically transferred to Kasasa Saver.
Offer: When monthly qualifications are met on linked Kasasa Cash or Kasasa Cash Back account.
Qualified rate · No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $10,000 1.50% $10,000 and upYour amount 1.01%* Rate checked
More details - BankCSBMoney Market SavingsMoney Market Savings · $1,000 min · 0.40%–2.75% by balance
Bank · 10 branches
1.01%APY$101 a year on $10,000Requirements
Product: No $10 monthly fee when maintaining a $1,000 balance. No $3.95 paper statement fee when maintaining a $5,000 balance or signing up for eStatements. 6 free withdrawals per statement cycle with an $8 fee per excess withdrawal.
Offer: No $10 monthly fee when maintaining a $1,000 balance.
$10 monthly fee · Effective Dec 17, 2025
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $10,000 0.40% $10,000 – $50,000Your amount 1.01% $50,000 – $100,000 1.01% $100,000 – $250,000 1.07% $250,000 – $500,000 1.15% $500,000 and up 2.75% Rate checked
More details - 1.01%APY$100 a year on $10,000
Requirements
Product: Initial deposit of $100 required. $50.00 balance earns variable interest. Tiered interest rate according to balance. Balance below $10 subject to penalty.
0.50% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY $50 and up 0.50% $1,000 and upYour amount 1.01% $100,000 and up 1.01% $250,000 and up 1.26% $500,000 and up 2.02% Rate checked
More details - St. Ansgar State BankMoney Market SavingsMoney Market Savings · $2,500 min · 1.01%–2.12% by balance
Bank · 2 branches
1.01%APY$100 a year on $10,000Requirements
Product: Initial deposit of $2500 required. Balance below $2500 subject to penalty.
1.00% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 and upYour amount 1.01% $25,000 and up 1.01% $50,000 and up 1.01% $100,000 and up 1.16% $250,000 and up 1.51% $500,000 and up 2.12% Rate checked
More details - Vibrant Credit UnionEveryday SavingsSavings · $0 min · 0.10%–1.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Everyday Savings is a tiered account; if the account balance falls within the range for a particular tier, the dividend rate and APY for that tier apply to the entire balance in the account. Requires $5 Membership Share account.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Everyday Savings Balance APY Up to $99 0.10% $100 – $9,999 0.10% $10,000 – $14,999Your amount 1.00% $15,000 – $24,999 1.00% $25,000 – $99,999 1.00% $100,000 – $249,999 1.00% $250,000 – $999,999 1.00% $1,000,000 and up 1.00% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: If the daily balance falls below $50, there is a monthly maintenance fee of $0.50 (fee not imposed on account holders under 18). Interest accrues on the minimum balance of $50.
Offer: Compounding & crediting frequency semi-annually. $0.50 monthly maintenance fee if daily balance falls below $50 (waived for under 18). Interest accrues on minimum balance of $50.
1.00% interest rate · $0.50 monthly fee · Effective Oct 13, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: $100 Average Available Balance (AAB) to waive $2.00 monthly low balance service fee (no minimum AAB for children under 18; opening deposit $25 for children under 18). 3 withdrawals/debits per statement cycle at no charge; excess withdrawal fee $1.00 each.
Offer: Tier 1; Available Balance (AB) to earn rate; $2.00 low balance fee if AAB < $100.
0.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Personal Savings Balance APY Up to $500 0.75% $500 – $5,000Tier 2; 0.75% $5,000 – $50,000Your amountTier 3; 1.00% $50,000 – $100,000Tier 4; 1.26% $100,000 – $200,000Tier 5; 1.51% $200,000 and upTier 6; 1.76% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Iowa
440 accounts at 171 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 1.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch