Bank · FDIC insured
Frontier Bank
A $349.2M bank headquartered in Sioux Falls, SD, with 5 branches in 2 states. Best rates: CDs 3.85% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: not enough terms or balances published to score. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- CDs—3.85%CD rates →
- Savings—1.05%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Frontier Bank
- Headquarters
- 101 S Phillips Ave, Sioux Falls, SD 57104
- FDIC certificate
- 33922 ↗
Branches
5 branches in 2 states
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Iowa
3 branches
George area · 1
- George Branch210 E Dakota Ave, George, IA 51237Directions
Little Rock area · 1
- Little Rock Branch323 Main St, Little Rock, IA 51243Directions
Rock Rapids area · 1
- Rock Rapids Branch301 1st Ave, Rock Rapids, IA 51246Directions
South Dakota
2 branches
- Frontier BankMain office101 S Phillips Ave, Sioux Falls, SD 57104Directions
- Sioux Falls Branch3501 W 57th St, Sioux Falls, SD 57108Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.76% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.47% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $75 | $81 | — |
- CapitalLeverage ratio8.76%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.47%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$75Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Frontier Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.