Bank · FDIC insured
Solon State Bank Savings Rates
Solon State Bank’s best savings rate is 1.40% APY on $10,000, with its HiFi Account. Rates checked October 16, 2026.
How Solon State Bank’s savings rates compare
Compared with banks and credit unions near Iowa City, IA, where Solon State Bank has the most branches. $10,000, best rate first.
This bank’s best
Solon State Bank
1.40%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $140
HiFi Account
Top rate
Collins Community Credit Union
3.05%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $305
2nd-highest rate
Dupaco Community Credit Union
2.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $225
Solon State Bank savings score
88
Savings score
Higher than 81% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.40%
- $100,000 balance$100,0001.80%
- QualifiedQualified1.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Solon State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
HiFi Account
1.40%APY
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $10,000Daily balance below $10,000. Compounding & crediting frequency monthly. · $2,500 to open | 0.50% | $2,500 | — | Daily balance below $10,000. Compounding & crediting frequency monthly. |
| $10,000 – $100,000Daily balance between $10,000 and $99,999.99. Compounding & crediting frequency monthly. · $10,000 to open | 1.40% | $10,000 | $140 | Daily balance between $10,000 and $99,999.99. Compounding & crediting frequency monthly. |
| $100,000 – $250,000Daily balance between $100,000 and $249,999.99. Compounding & crediting frequency monthly. · $50,000 to open | 1.80% | $50,000 | — | Daily balance between $100,000 and $249,999.99. Compounding & crediting frequency monthly. |
| $250,000 and upDaily balance $250,000 and over. Compounding & crediting frequency monthly. · $100,000 to open | 2.20% | $100,000 | — | Daily balance $250,000 and over. Compounding & crediting frequency monthly. |
Sources (1)
- solonstatebank.com/personal-ba…dditional-services/rates · captured Oct 16, 2026
Special-purpose accounts
Christmas Club
1.00%APY
Penalty for early withdrawal. Accounts mature annually on October 31. Interest accrues on the minimum balance of $10.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upCompounding & crediting frequency annually. Interest accrues on the minimum balance of $10. Penalty for early withdrawal. Matures annually on October 31.$10 and up | 1.00% | $100 | Compounding & crediting frequency annually. Interest accrues on the minimum balance of $10. Penalty for early withdrawal. Matures annually on October 31. |
Sources (2)
- solonstatebank.com/personal-ba…dditional-services/rates
- solonstatebank.com/personal-ba…al-savings/hi-fi-savings
All captured Oct 16, 2026
Savings
1.00%APY
If the daily balance falls below $50, there is a monthly maintenance fee of $0.50 (fee not imposed on account holders under 18). Interest accrues on the minimum balance of $50.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upCompounding & crediting frequency semi-annually. $0.50 monthly maintenance fee if daily balance falls below $50 (waived for under 18). Interest accrues on minimum balance of $50.$50 and up | 1.00% | $100 | Compounding & crediting frequency semi-annually. $0.50 monthly maintenance fee if daily balance falls below $50 (waived for under 18). Interest accrues on minimum balance of $50. |
Sources (2)
- solonstatebank.com/personal-ba…dditional-services/rates
- solonstatebank.com/personal-ba…al-savings/hi-fi-savings
All captured Oct 16, 2026
Savings - 12 yrs & under
1.00%APY
For account holders 12 and younger.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upCompounding & crediting frequency semi-annually. Account holders 12 and younger; interest accrues on minimum $10 balance.$10 and up | 1.00% | $100 | Compounding & crediting frequency semi-annually. Account holders 12 and younger; interest accrues on minimum $10 balance. |
Sources (2)
- solonstatebank.com/personal-ba…dditional-services/rates
- solonstatebank.com/personal-ba…al-savings/hi-fi-savings
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.