Bank · FDIC insured
BankCSB Savings Rates
BankCSB’s best savings rate is 1.01% APY on $10,000, with its Money Market Savings. Rates checked October 16, 2026.
How BankCSB’s savings rates compare
Compared with banks and credit unions near Des Moines, IA, where BankCSB has the most branches. $10,000, best rate first.
This bank’s best
BankCSB
1.01%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $101
Money Market Savings
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Iowa Trust
3.70%APY
- Minimum
- $100
- Earns on $10,000 a year
- $370
BankCSB savings score
86
Savings score
Higher than 72% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0001.01%
- $100,000 balance$100,0001.07%
- QualifiedQualified1.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BankCSB ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Savings
1.01%APY
No $10 monthly fee when maintaining a $1,000 balance. No $3.95 paper statement fee when maintaining a $5,000 balance or signing up for eStatements. 6 free withdrawals per statement cycle with an $8 fee per excess withdrawal.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $10,000No $10 monthly fee when maintaining a $1,000 balance. · $1,000 to open | 0.40% | $1,000 | — | No $10 monthly fee when maintaining a $1,000 balance. |
| $10,000 – $50,000No $10 monthly fee when maintaining a $1,000 balance. · $10,000 to open | 1.01% | $10,000 | $101 | No $10 monthly fee when maintaining a $1,000 balance. |
| $50,000 – $100,000No $10 monthly fee when maintaining a $1,000 balance. · $50,000 to open | 1.01% | $50,000 | — | No $10 monthly fee when maintaining a $1,000 balance. |
| $100,000 – $250,000No $10 monthly fee when maintaining a $1,000 balance. · $100,000 to open | 1.07% | $100,000 | — | No $10 monthly fee when maintaining a $1,000 balance. |
| $250,000 – $500,000No $10 monthly fee when maintaining a $1,000 balance. · $250,000 to open | 1.15% | $250,000 | — | No $10 monthly fee when maintaining a $1,000 balance. |
| $500,000 and upNo $10 monthly fee when maintaining a $1,000 balance. · $500,000 to open | 2.75% | $500,000 | — | No $10 monthly fee when maintaining a $1,000 balance. |
Sources (1)
- bankcsb.com/personal/personal-banking-products · captured Sep 18, 2026
First-Time Homebuyer
0.15%APY
Deposit account created for the purpose of saving for a down payment for a single-family, primary residence in the state of Iowa. First-time homebuyers, parents, and grandparents can apply. Interest paid quarterly. Interest earned is not taxable and may be eligible for a state tax deduction.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Monthly fee of $1.50 waived when you maintain a $100 balance.Over $0 | 0.15% | $15 | Monthly fee of $1.50 waived when you maintain a $100 balance. |
Sources (1)
- bankcsb.com/personal/personal-banking-products · captured Sep 18, 2026
Savings
0.15%APY
Interest paid quarterly. Free ATM card. 6 free withdrawals per calendar month ($8 fee per withdrawal in excess of 6).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Monthly fee of $1.50 waived when you maintain a $100 balance.Over $0 | 0.15% | $15 | Monthly fee of $1.50 waived when you maintain a $100 balance. |
Sources (1)
- bankcsb.com/personal/personal-banking-products · captured Sep 18, 2026
Special-purpose accounts
Minor Savings
0.15%APY
For individuals age 18 and younger. Converted to a minimum balance required Savings account when account holder reaches age 18 unless otherwise requested. Interest paid quarterly. 6 free withdrawals per calendar month ($8 fee per withdrawal in excess of 6).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0No minimum balance required.Over $0 | 0.15% | $15 | No minimum balance required. |
Sources (1)
- bankcsb.com/personal/personal-banking-products · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.