Bank · FDIC insured
St. Ansgar State Bank
A $182M bank headquartered in St. Ansgar, IA, with 2 branches in Iowa. Best rates: CDs 4.04% and savings 1.01% APY.
St. Ansgar State Bank Carrot Score
79
Carrot Score
Higher than 48% of U.S. banks and credit unions
#72 of 142 in IowaHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About St. Ansgar State Bank
Organized in 1891 as St. Ansgar Bank, the institution incorporated in 1922 and changed its name to St. Ansgar State Bank.
After consolidating with Citizens Bank in 1931 as St. Ansgar Citizens State Bank, the bank officially returned to its original name, St. Ansgar State Bank, in 1971.
St. Ansgar Bancorporation acquired 100% of the bank's voting shares in 1983 and acquired Stacyville Savings Bank in 1984, which operates as a branch office.
- Headquarters
- 237 W 4th St, St. Ansgar, IA 50472
- FDIC certificate
- 17259 ↗
Branches
2 branches in Iowa
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Iowa
2 branches
St. Ansgar area · 1
- St. Ansgar State BankMain office237 W 4th St, St. Ansgar, IA 50472Directions
Stacyville area · 1
- Stacyville Branch102 S Broad St, Stacyville, IA 50476Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.74% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.11% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.13% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $91 | $81 | — |
- CapitalLeverage ratio9.74%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.11%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.13%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$91Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of St. Ansgar State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.