Bank · FDIC insured
Frontier Bank Savings Rates
Frontier Bank’s best savings rate is 1.05% APY, with its BIG DEAL® Saver, with extra requirements. Rates checked October 22, 2026.
How Frontier Bank’s savings rates compare
Compared with banks and credit unions in Iowa, where Frontier Bank has the most branches. $10,000, best rate first.
This bank’s best
Frontier Bank
1.05%APY
- Requires
- Another account
- Minimum
- $10
- Earns on $10,000 a year
- $105
BIG DEAL® Saver
Top rate
Employees Credit Union
3.82%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $381
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Select
Up to 3.00%APY
Earn up to 2.75% APY (tiered rates up to 3.00% APY for balances exceeding $250,000). $50,000 minimum balance to earn interest. No monthly service charge.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50,000 – $100,000Balances $50,000-99,999.99 earn 1.25% APY | 1.25% | — | Balances $50,000-99,999.99 earn 1.25% APY |
| $100,000 – $150,000Balances $100,000-149,999.99 earn 1.50% APY | 1.50% | — | Balances $100,000-149,999.99 earn 1.50% APY |
| $150,000 – $200,000Balances $150,000-199,999.99 earn 2.00% APY | 2.00% | — | Balances $150,000-199,999.99 earn 2.00% APY |
| $200,000 – $250,000Balances $200,000-249,999.99 earn 2.50% APY | 2.50% | — | Balances $200,000-249,999.99 earn 2.50% APY |
| Over $250,000Balances exceeding $250,000 receive APY of 3.00% | 3.00% | — | Balances exceeding $250,000 receive APY of 3.00% |
Sources (1)
- frontierbank.com/personal/savings · captured Sep 24, 2026
BIG DEAL® Saver
1.05%APY
Must pair with a free BIG DEAL® Cash or BIG DEAL® Benefits checking account. No minimum balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Balances up to $50,000. Must have a BIG DEAL® Cash or Benefits checking account. | 1.05% | $105 | Balances up to $50,000. Must have a BIG DEAL® Cash or Benefits checking account. |
| Over $50,000Balances exceeding $50,000. Must have a BIG DEAL® Cash or Benefits checking account. | 0.15% | — | Balances exceeding $50,000. Must have a BIG DEAL® Cash or Benefits checking account. |
Sources (1)
- frontierbank.com/personal/savings · captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.