Bank · FDIC insured
St. Ansgar State Bank Savings Rates
St. Ansgar State Bank’s best savings rate is 1.01% APY on $10,000, with its Money Market Savings. Rates checked October 16, 2026.
How St. Ansgar State Bank’s savings rates compare
Compared with banks and credit unions in Iowa, where St. Ansgar State Bank has the most branches. $10,000, best rate first.
This bank’s best
St. Ansgar State Bank
1.01%APY
- Minimum
- $100
- Earns on $10,000 a year
- $100
Regular Savings
Top rate
Employees Credit Union
3.82%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $381
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
St. Ansgar State Bank savings score
86
Savings score
Higher than 73% of U.S. banks and credit unions
- $1,000 balance$1,0001.01%
- $10,000 balance$10,0001.01%
- $100,000 balance$100,0001.16%
- QualifiedQualified1.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where St. Ansgar State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Savings
1.01%APY
Initial deposit of $2500 required. Balance below $2500 subject to penalty.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 and up | 1.01% | $100 |
| $25,000 and up | 1.01% | — |
| $50,000 and up | 1.01% | — |
| $100,000 and up | 1.16% | — |
| $250,000 and up | 1.51% | — |
| $500,000 and up | 2.12% | — |
Sources (2)
- stansgarbank.com/personal/accounts/checking · captured Sep 18, 2026
- stansgarbank.com/uploads/userf…s/documents/09_01_26.pdf · captured Oct 8, 2026
Regular Savings
Up to 1.01%APY
Initial deposit of $100 required. $50.00 balance earns variable interest. Tiered interest rate according to balance. Balance below $10 subject to penalty.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50 and up | 0.50% | $50 |
| $1,000 and up | 1.01% | $100 |
| $100,000 and up | 1.01% | — |
| $250,000 and up | 1.26% | — |
| $500,000 and up | 2.02% | — |
Sources (2)
- stansgarbank.com/personal/accounts/checking · captured Sep 18, 2026
- stansgarbank.com/uploads/userf…s/documents/09_01_26.pdf · captured Oct 8, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.