Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Florida
- Trax Credit UnionMoney MarketMoney Market · $2,000 min · 1.00%–1.45% by balance
Credit union · 9 branches
1.15%APY$115 a year on $10,000Requirements
Product: Compounded monthly. Account must maintain a $2,000 minimum daily balance to avoid closing.
Offer: Compounded monthly.
1.00% interest rate · Compounded monthly · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $2,000 and up 1.00% $10,000 and upYour amount 1.15% $25,000 and up 1.35% $50,000 and up 1.45% Rate checked
More details - 1.15%APY$115 a year on $10,000
Requirements
Product: If balance falls below $2,500, the dividend rate will be the Regular Savings rate. Monthly dividends calculated on average daily balance.
Offer: If the Money Market balance falls below $2,500, the dividend rate will be the Regular Savings rate.
1.15% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Grow FinancialMoney Market AccountMoney Market Account · $0 min · 1.11%–2.12% by balance
Credit union · 22 branches
1.11%APY$111 a year on $10,000Requirements
Product: Variable Rate Account. Fees could reduce earnings. APYs accurate as of 10/15/2026.
Offer: Balance less than $25,000.
1.10% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 1.11% $25,000 – $50,000 1.36% $50,000 – $100,000 1.56% $100,000 – $250,000 1.71% $250,000 – $500,000 1.92% $500,000 and up 2.12% Rate checked
More details - Community First Credit Union of FloridaPassport Money Market AccountPassport Money Market Account · $1,000 min · 1.06%–1.76% by balance
Credit union · 27 branches
1.11%APY$111 a year on $10,000Requirements
Product: Membership eligibility required. Requires a $5 initial deposit in a Share Savings account to establish membership. No monthly service fees on balances over $100.
Offer: Requires $1,000 minimum deposit to open and $1,000 balance to earn interest.
1.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Passport Money Market Account Balance APY $1,000 – $2,500 1.06% $2,500 – $10,000 1.06% $10,000 – $25,000Your amount 1.11% $25,000 – $50,000 1.16% $50,000 – $100,000 1.26% $100,000 – $250,000 1.51% $250,000 and up 1.76% Rate checked
More details - All In Credit UnionMoney Market AccessMoney Market Access · $0 min · 1.11%–1.66% by balance
Credit union · 6 branches
1.11%APY$111 a year on $10,000Requirements
Product: Dividends are calculated on the average daily balance, compounded monthly, and credited monthly. Rates are declared monthly and may change after the account is opened.
1.10% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Access Balance APY Up to $25,000Your amount 1.11% $25,000 – $50,000 1.26% $50,000 – $175,000 1.46% $175,000 and up 1.66% Rate checked
More details - 1.10%APY$110 a year on $10,000with conditions
Requirements
Product: Rates are tiered based on the Member's Relationship Rewards tier (determined by qualifying combined household balance). Requires minimum deposit of $10,000 to open and $10,000 balance to earn dividends.
Offer: Preferred Relationship Rewards tier (minimum combined household balance: $5,000). Minimum to open & earn dividends: $10,000.
Qualified rate · 1.09% interest rate · Effective Oct 1, 2026
Rate checked
More details - First Florida Credit UnionMoney MarketMoney Market · $2,500 min · 1.09%–1.49% by balance
Credit union · 18 branches
1.09%APY$109 a year on $10,000Requirements
Product: Membership eligibility is required. Minimum balance required to open is $2,500.00. Dividends are calculated by the average daily balance method.
Offer: Dividends calculated by the average daily balance method and compounded/credited monthly.
1.08% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 1.09% $25,000 – $50,000 1.19% $50,000 – $100,000 1.39% $100,000 – $250,000 1.49% $250,000 and up 1.49% Rate checked
More details - 1.06%APY$106 a year on $10,000with conditions
Requirements
Product: Must be paired/linked with either a Free Kasasa Cash Checking account or a Free Kasasa Cash Back account. Limit 1 account per social security number as the primary account holder. No monthly service charge.
Offer: Base rate earned on entire balance when qualifications in linked Kasasa Cash or Kasasa Cash Back account are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Aug 26, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Any balance 0.05% Up to $25,000Your amountEarns Kasasa Saver Bonus Rate when qualifications are met on paired Kasasa Cash or Kasasa Cash Back account (at least 1 direct deposit, ACH payment, or bill pay transaction, at least 12 debit card purchases, and agree to receive eStatements during Monthly Qualification Cycle). 1.06% $25,001 and up 0.40%* Rate checked
More details - Broward HealthCare Federal Credit UnionMoney Market AccountMoney Market Account · 0.00%–1.35% by balance
Credit union · 5 branches
1.05%APY$105 a year on $10,000Requirements
Product: Tiered savings account designed to earn higher dividends. $2,500 minimum balance required to earn dividends. Dividends paid and compounded monthly. Transfer limitations apply.
0.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.80% $10,000 – $25,000Your amount 1.05% $25,000 – $50,000 1.25% $50,000 – $100,000 1.30% $100,000 and up 1.35% Rate checked
More details - Alive Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 0.75%–2.15% by balance
Credit union · 9 branches
1.05%APY$105 a year on $10,000Requirements
Product: No monthly service fee. Must maintain a minimum daily balance of $100 to earn dividends. No more than three of the six transactions may be made by check, draft or debit card during the statement period.
0.75% interest rate · No monthly fee · Effective Jun 2, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $100 – $2,500 0.75% $2,500 – $24,999Your amount 1.05% $25,000 – $49,999 1.15% $50,000 – $99,999 1.30% $100,000 – $149,999 1.55% $150,000 – $199,999 2.05% $200,000 and up 2.15% Rate checked
More details - 1.05%APY$105 a year on $10,000
1.04% interest rate · Effective Oct 1, 2026
Rate checked
More details - Everglades Federal Credit UnionMoney MarketMoney Market · $1 min · 1.01%–1.76% by balance
Credit union · 1 branch
1.01%APY$101 a year on $10,000Requirements
Product: Variable-rate account; rate may change after account opening. Fees could reduce earnings if maintenance or activity fees apply.
Offer: Variable rate.
1.00% interest rate · Effective May 11, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000Your amount 1.01% $10,001 – $25,000 1.16% $25,001 – $50,000 1.31% $50,001 – $100,000 1.51% $100,001 and up 1.76% Rate checked
More details - Franklin-Somerset Federal Credit UnionMoney Market ShareMoney Market Share · $1,500 min · 1.00%–1.76% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Dividends compounded monthly when average daily balance meets or exceeds $1,500.00. Minimum withdrawal amount is $100.00. 3 free withdrawals per month; $1.00 fee for each withdrawal above 3.
Offer: Dividends compounded monthly.
1.00% interest rate · Compounded monthly · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Share Balance APY $1,500 – $10,000Your amount 1.00% $10,000 – $25,000 1.26% $25,000 – $50,000 1.36% $50,000 – $100,000 1.51% Over $100,000 1.76% Rate checked
More details - Lake Michigan Credit UnionMax Money MarketMax Money Market · $0 min · 1.00%–3.90% by balance
Credit union · 23 branches
1.00%APY$100 a year on $10,000Requirements
Product: A member savings account with a $5 minimum balance is required to establish and maintain membership. No minimum deposit and no monthly fees. Includes check-writing access. Interest is accrued daily and paid monthly. Variable rates subject to change after account opening.
1.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Max Money Market Balance APY Up to $2,500 1.00% $2,500 – $10,000 1.00% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.90% $250,000 – $1,000,000 3.15% $1,000,000 and up 3.90% Rate checked
More details - RadiFi Credit UnionTidal Wave Money Market AccountTidal Wave Money Market Account · $2,500 min · 0.40%–4.00% by balance
Credit union · 8 branches
1.00%APY$100 a year on $10,000intro rateRequirements
Product: Requires a minimum deposit of $2,500 of new money only to open the account. All deposits made to the Tidal Wave Money Market Account must be new money only (funds not currently on deposit with RadiFi Credit Union). Free of monthly service charges.
Offer: Requires new money only.
Promotional rate · 0.40% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Tidal Wave Money Market Account Balance APY $100 – $2,499 0.40% $2,500 and up 0.75% $10,000 and upYour amount 1.00% $25,000 and up 1.25% $50,000 and up 1.50% $100,000 and up 1.75% $250,000 and up 3.00% $500,000 and up 3.50% $1,000,000 and up 4.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Florida
551 accounts at 207 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.02%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Oxford Federal Credit UnionCredit union · 1 branch
- Climate First BankBank · 4 branches