Bank · FDIC insured
First Bank Savings Rates
First Bank’s best savings rate is 0.80% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How First Bank’s savings rates compare
Compared with banks and credit unions near Clewiston, FL, where First Bank has the most branches. $10,000, best rate first.
This bank’s best
First Bank
1.06%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $106
Kasasa Saver
Top rate
Suncoast Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $300
3rd-highest rate
Everglades Federal Credit Union
1.01%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $101
First Bank savings score
84
Savings score
Higher than 66% of U.S. banks and credit unions
- $1,000 balance$1,0000.80%
- $10,000 balance$10,0000.80%
- $100,000 balance$100,0001.31%
- QualifiedQualified1.06%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.80%APY
Avoid $10 monthly service charge by maintaining an average daily balance of $1,000 or more.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Avoid $10 monthly service charge by maintaining an average daily balance of $1,000 or more. | 0.80% | $80 | Avoid $10 monthly service charge by maintaining an average daily balance of $1,000 or more. |
| $10,000 – $25,000Avoid $10 monthly service charge by maintaining an average daily balance of $1,000 or more. | 0.90% | — | Avoid $10 monthly service charge by maintaining an average daily balance of $1,000 or more. |
| $25,000 – $50,000Avoid $10 monthly service charge by maintaining an average daily balance of $1,000 or more. | 1.11% | — | Avoid $10 monthly service charge by maintaining an average daily balance of $1,000 or more. |
| $50,000 – $100,000Avoid $10 monthly service charge by maintaining an average daily balance of $1,000 or more. | 1.31% | — | Avoid $10 monthly service charge by maintaining an average daily balance of $1,000 or more. |
| $100,000 – $250,000Avoid $10 monthly service charge by maintaining an average daily balance of $1,000 or more. | 1.51% | — | Avoid $10 monthly service charge by maintaining an average daily balance of $1,000 or more. |
| $250,000 – $500,000Avoid $10 monthly service charge by maintaining an average daily balance of $1,000 or more. | 1.71% | — | Avoid $10 monthly service charge by maintaining an average daily balance of $1,000 or more. |
| $500,000 – $1,000,000Avoid $10 monthly service charge by maintaining an average daily balance of $1,000 or more. | 1.81% | — | Avoid $10 monthly service charge by maintaining an average daily balance of $1,000 or more. |
| Over $1,000,000Avoid $10 monthly service charge by maintaining an average daily balance of $1,000 or more. | 2.07% | — | Avoid $10 monthly service charge by maintaining an average daily balance of $1,000 or more. |
Sources (3)
- first1bank.com/my-first-bank/tools/rates.html
- first1bank.com/personal/personal-savings
- first1bank.com/personal/person…oney-market-account.html
All captured Sep 18, 2026
Kasasa Saver
Up to 1.06%APY
Must be paired/linked with either a Free Kasasa Cash Checking account or a Free Kasasa Cash Back account. Limit 1 account per social security number as the primary account holder. No monthly service charge.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceBase rate earned on entire balance when qualifications in linked Kasasa Cash or Kasasa Cash Back account are not met. | 0.05% | $5 | Base rate earned on entire balance when qualifications in linked Kasasa Cash or Kasasa Cash Back account are not met. |
| Up to $25,000Earns Kasasa Saver Bonus Rate when qualifications are met on paired Kasasa Cash or Kasasa Cash Back account (at least 1 direct deposit, ACH payment, or bill pay transaction, at least 12 debit card purchases, and agree to receive eStatements during Monthly Qualification Cycle). | 1.06% | $106 | Earns Kasasa Saver Bonus Rate when qualifications are met on paired Kasasa Cash or Kasasa Cash Back account (at least 1 direct deposit, ACH payment, or bill pay transaction, at least 12 debit card purchases, and agree to receive eStatements during Monthly Qualification Cycle). |
| $25,001 and upEarns 0.40% interest rate (blended APY range 1.06% to 0.56% depending on balance, example based on $25,001-$100,000) on portion of balance over $25,000 when qualifications are met on paired Kasasa Cash or Kasasa Cash Back account. | 0.40% | — | Earns 0.40% interest rate (blended APY range 1.06% to 0.56% depending on balance, example based on $25,001-$100,000) on portion of balance over $25,000 when qualifications are met on paired Kasasa Cash or Kasasa Cash Back account. |
First 1 Savings Account
0.20%APY
Avoid $2 monthly service charge by maintaining an average daily balance of $25 or more. Up to 3 free withdrawals/debits per month; $4 per withdrawal/debit thereafter.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Avoid $2 monthly service charge by maintaining an average daily balance of $25 or more. | 0.15% | — | Avoid $2 monthly service charge by maintaining an average daily balance of $25 or more. |
| $2,500 – $25,000Avoid $2 monthly service charge by maintaining an average daily balance of $25 or more. | 0.20% | $20 | Avoid $2 monthly service charge by maintaining an average daily balance of $25 or more. |
| $25,000 – $250,000Avoid $2 monthly service charge by maintaining an average daily balance of $25 or more. | 0.25% | — | Avoid $2 monthly service charge by maintaining an average daily balance of $25 or more. |
| $250,000 – $500,000Avoid $2 monthly service charge by maintaining an average daily balance of $25 or more. | 0.30% | — | Avoid $2 monthly service charge by maintaining an average daily balance of $25 or more. |
| $500,000 and upAvoid $2 monthly service charge by maintaining an average daily balance of $25 or more. | 0.35% | — | Avoid $2 monthly service charge by maintaining an average daily balance of $25 or more. |
Sources (3)
- first1bank.com/my-first-bank/tools/rates.html
- first1bank.com/personal/personal-savings
- first1bank.com/personal/person…st1-savings-account.html
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.