Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Colorado
- Sunward Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.25%–1.35% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Dividend rate and APY may change at the discretion of the Board of Directors. Yields determined at the time of investment.
Offer: APY applies if dividends are not withdrawn during the term.
0.25% interest rate · Effective Sep 16, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $9,999 0.25% $10,000 – $24,999Your amount 0.40% $25,000 – $49,999 0.55% $50,000 – $99,999 0.75% $100,000 – $149,999 0.95% $150,000 – $199,999 1.15% $200,000 and up 1.35% Rate checked
More details - 0.40%APY$40 a year on $10,000
0.40% interest rate · Effective Oct 1, 2026
Rate checked
More details - SunWest Educational Credit UnionMoney MarketMoney Market · $0 min · 0.00%–0.85% by balance
Credit union · 3 branches
0.40%APY$40 a year on $10,000Requirements
Product: Tiered dividend rate based on balance.
Offer: Dividends credited quarterly. Other restrictions or requirements may apply.
0.00% interest rate · Effective Apr 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $500 0.00% $500 – $25,000Your amountDividends credited monthly. 0.40% $25,000 – $100,000Dividends credited monthly. 0.60% $100,000 and upDividends credited monthly. 0.85% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Rates are subject to change on a weekly basis. Rates shown are dividend rates.
0.30% interest rate · Effective Nov 22, 2024
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.30% $10,000 – $50,000Your amountAPY ranges from 0.30% to 0.38%. 0.40%* $50,000 and upAPY ranges from 0.38% to 0.50%. 0.50%* Rate checked
More details - 0.40%APY$40 a year on $10,000
0.40% interest rate · Effective Jan 12, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Designed for households and businesses. Limited to 6 withdrawals per month. Interest compounded daily and paid monthly. $2.00 monthly service charge if balance falls below $200.00 any day of the month (fee waived if under 18 years of age and younger).
Offer: Minimum daily balance required to obtain APY is $25.00. Monthly service charge of $2.00 waived if minimum daily balance of $200.00 is maintained, or if owner is under 18 years of age.
0.35% interest rate · Compounded daily · $2 monthly fee · Effective Aug 6, 2026
Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $1,000 min · 0.35%–0.95% by balance
Bank · 33 branches
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.35% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.35% $100,000 – $250,000 0.70% $1,000,000 and up 0.95% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: $2 service charge if the balance falls below $100 during the statement cycle. Limited to six (6) debits per month, $2 for each debit in excess of six (6).
Offer: Applies to all balances. $2 service charge if balance falls below $100 during statement cycle.
0.35% interest rate · $2 monthly fee · Effective Feb 6, 2026
Rate checked
More details - NuVista Credit UnionHigh Yield SharesSavings · $2,500 min · 0.35%–0.43% by balance
Credit union · 2 branches
0.35%APY$35 a year on $10,000Requirements
Product: $2,500 minimum to start earning interest. No monthly service fee. Dividends compounded & credited monthly.
Offer: Dividends compounded and credited monthly.
0.35% interest rate · No monthly fee · Effective Nov 22, 2024
Rate by balance
Rate by balance for High Yield Shares Balance APY $2,500 – $10,000 0.35% $10,000 – $50,000Your amountAPY range 0.35% to 0.43%. 0.35% $50,000 and upAPY range 0.43% to 0.70%. 0.43% Rate checked
More details - Home Loan State BankPersonal Money MarketPersonal Money Market · $100 min · 0.32%–2.00% by balance
Bank · 2 branches
0.34%APY$34 a year on $10,000Requirements
Product: Rates may change weekly. Interest compounded and credited monthly. Average daily balance method. Minimum deposit amount is $0.01 per day. Bill Pay inactivity fee ($5.00) applies if enrolled and fewer than 3 payments are made per month. Online banking free with eStatements.
Offer: Interest paid on the entire balance in your account. Monthly service fee of $12.00 applies if balance falls below $2,500.00 on any day in the month. Minimum average daily balance to obtain APY is $100.00.
0.32% interest rate · $12 monthly fee
Rate by balance
Rate by balance for Personal Money Market Balance APY $100 – $2,500 0.32% $2,500 – $100,000Your amount 0.34% $100,000 and up 2.00% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 68 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - BOK FinancialPersonal Money MarketPersonal Money Market · $50 min · 0.20%–0.35% by balance
Bank · 14 branches
0.30%APY$30 a year on $10,000Requirements
Product: $7.95 monthly maintenance fee waived by maintaining $1,000 average collected balance for the month. $50 opening deposit required.
0.20% interest rate · $7.95 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $10,000 0.20% $10,000 – $25,000Your amount 0.30% $25,000 and up 0.35% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: A $6.00 per quarter account maintenance fee applies when the primary accountholder is 18 years or older, the total balance in all shares at the end of the quarter is less than $100, the average daily balance of total shares is less than $100 during the quarter, there was no outstanding balance on a loan at the end of the quarter, and there was no activity in the past six months.
0.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Suggested opening deposit of $100. APY is based on monthly compounding. Rates subject to change at any time. Fees may reduce earnings.
Offer: Suggested opening deposit of $100. APY is based on monthly compounding. Rates subject to change at any time.
0.30% interest rate
Rate checked
More details - Meridian Trust Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.05%–2.00% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Tiered Rate account: dividend rate applicable to a tier applies to the full balance in the account. Membership required.
0.05% interest rate · Effective Jul 11, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.05% $2,500 – $9,999 0.25% $10,000 – $24,999Your amount 0.30% $25,000 – $49,999 0.35% $50,000 – $99,999 0.40% $100,000 – $149,999 1.00% $150,000 and up 2.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Colorado
320 accounts at 117 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.50%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
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Colorado
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Altra Federal Credit UnionCredit union · 1 branch
- Canvas Credit UnionCredit union · 36 branches