Bank · FDIC insured
First Southwest Bank Savings Rates
First Southwest Bank’s best savings rate is 0.35% APY on $10,000, with its Eagle Savings. Rates checked October 22, 2026.
How First Southwest Bank’s savings rates compare
Compared with banks and credit unions near Durango, CO, where First Southwest Bank has the most branches. $10,000, best rate first.
This bank’s best
First Southwest Bank
0.35%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $35
Eagle Savings
Top rate
Credit Union of Colorado
3.30%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $330
2nd-highest rate
Zions Bank
0.50%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $50
First Southwest Bank savings score
75
Savings score
Higher than 39% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.37%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Southwest Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Golden Eagle Money Market
0.27%APY
Interest is compounded daily and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.18% | — |
| $10,000 – $50,000 | 0.27% | $27 |
| $50,000 – $100,000 | 0.32% | — |
| $100,000 – $250,000 | 0.37% | — |
| $250,000 – $750,000 | 0.42% | — |
| $750,000 – $1,500,000 | 1.10% | — |
| $1,500,000 and up | 2.00% | — |
Sources (1)
- fswb.bank/assets/files/ZZFefmwO · captured Sep 17, 2026
Eagle Savings
0.35%APY
$2 service charge if the balance falls below $100 during the statement cycle. Limited to six (6) debits per month, $2 for each debit in excess of six (6).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to all balances. $2 service charge if balance falls below $100 during statement cycle.Any balance | 0.35% | $35 | Applies to all balances. $2 service charge if balance falls below $100 during statement cycle. |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Eagle Youth Savings
0.63%APY
Requires joint ownership with a Parent or Guardian who has a primary account with FSWB. $2 service charge if the balance falls below $25 during the statement cycle. Limited to six (6) debits per month, $2 for each debit in excess of six (6).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Requires joint ownership with a Parent or Guardian who has a primary account with FSWB. $2 service charge if balance falls below $25 during statement cycle. | 0.55% | — | Requires joint ownership with a Parent or Guardian who has a primary account with FSWB. $2 service charge if balance falls below $25 during statement cycle. |
| $2,500 and upRequires joint ownership with a Parent or Guardian who has a primary account with FSWB. $2 service charge if balance falls below $25 during statement cycle. | 0.63% | $63 | Requires joint ownership with a Parent or Guardian who has a primary account with FSWB. $2 service charge if balance falls below $25 during statement cycle. |
Sources (2)
All captured Sep 17, 2026
Health Savings Accounts (HSA)
0.20%APY
High-Deductible Health Insurance Plan is required. Individual and Family accounts offered. No minimum balance requirement or monthly service charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to all balances. Requires High-Deductible Health Insurance Plan.Any balance | 0.20% | $20 | Applies to all balances. Requires High-Deductible Health Insurance Plan. |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.