Credit union · NCUA insured
SunWest Educational Credit Union
A $233M credit union headquartered in Pueblo, CO, with 12,151 members and 3 branches in Colorado. Best rates: CDs 4.10% and savings 0.40% APY.
SunWest Educational Credit Union Carrot Score
80
Carrot Score
Higher than 53% of U.S. banks and credit unions
#9 of 17 in Pueblo, CO metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About SunWest Educational Credit Union
Founded in June 1935 as Pueblo Teachers' Credit Union, SunWest Credit Union is a member-owned financial institution.
Headquartered in Southern Colorado, the credit union operates three branches serving over 12,000 members across the region.
- Headquarters
- 4141 Sovereign Cir, Pueblo, CO 81005
- NCUA charter
- 65082
Branches
3 branches in Colorado
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Colorado
3 branches
Pueblo area · 2
- Sovereign BranchMain office4141 Sovereign Cir, Pueblo, CO 81005Directions
- Eagle Cross700 Eagleridge Blvd, Pueblo, CO 81008Directions
Cañon City area · 1
- Fremont County Branch3140 E Main St, Cañon City, CO 81212Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.67% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.19% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.80% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $82 | $76 | — |
- CapitalNet worth ratio11.67%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.19%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.80%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$82Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of SunWest Educational Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.