Credit union · NCUA insured
NuVista Credit Union
A $177.7M credit union headquartered in Montrose, CO, with 7,156 members and 2 branches in Colorado. Best rates: CDs 3.80% and savings 0.40% APY.
NuVista Credit Union Carrot Score
67
Carrot Score
Higher than 20% of U.S. banks and credit unions
#3 of 8 in Montrose, CO metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About NuVista Credit Union
Founded in 1964 as Montrose Federal Credit Union serving federal employees, the member-owned credit union became NuVista on January 1, 2008.
NuVista serves Montrose, Delta, Gunnison, Ouray, and San Miguel counties across Colorado's Western Slope, focusing on community development, workforce housing, and financial education.
- Headquarters
- 2711 Commercial Way, Montrose, CO 81401
- NCUA charter
- 16476
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Montrose, Delta, Gunnison, Ouray, or San Miguel counties.
Cost to join
- Members must open and maintain a Share (Savings) Account with a minimum deposit of $25.00 representing their ownership share.
Branches
2 branches in Colorado
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Colorado
2 branches
Montrose area · 1
- Corporate OfficeMain office2711 Commercial Way, Montrose, CO 81401Directions
Gunnison area · 1
- Gunnison205 Sydney St, Gunnison, CO 81230Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.33% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.00% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.22% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $48 | $76 | — |
- CapitalNet worth ratio14.33%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.00%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.22%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$48Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of NuVista Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.