Credit union · NCUA insured
SunWest Educational Credit Union Savings Rates
SunWest Educational Credit Union’s best savings rate is 0.40% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How SunWest Educational Credit Union’s savings rates compare
Compared with banks and credit unions near Pueblo, CO, where SunWest Educational Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
SunWest Educational Credit Union
0.40%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $40
Money Market
Top rate
Altra Federal Credit Union
3.75%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
Meritrust Credit Union – Colorado
3.50%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $350
SunWest Educational Credit Union savings score
77
Savings score
Higher than 43% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.85%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where SunWest Educational Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.40%APY
Tiered dividend rate based on balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Dividends credited quarterly. Other restrictions or requirements may apply. | 0.00% | — | Dividends credited quarterly. Other restrictions or requirements may apply. |
| $500 – $25,000Dividends credited monthly. Other restrictions or requirements may apply. | 0.40% | $40 | Dividends credited monthly. Other restrictions or requirements may apply. |
| $25,000 – $100,000Dividends credited monthly. Other restrictions or requirements may apply. | 0.60% | — | Dividends credited monthly. Other restrictions or requirements may apply. |
| $100,000 and upDividends credited monthly. Other restrictions or requirements may apply. | 0.85% | — | Dividends credited monthly. Other restrictions or requirements may apply. |
Sources (2)
All captured Oct 4, 2026
Dream Savings
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends credited quarterly.Any balance | 0.05% | $5 | Dividends credited quarterly. |
Sources (1)
- sunwestecu.com/personal/bank/rates · captured Sep 24, 2026
Savings
0.05%APY
Deposit of $5 establishes membership. Required opening deposit of $25. If membership is not already established, there is a $5 membership share deposit and one-time $5 donation to SunWest Foundation required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends credited quarterly.$5 and up | 0.05% | $5 | Dividends credited quarterly. |
Sources (2)
All captured Sep 24, 2026
Special-purpose accounts
IRA Savings
0.10%APY
Offers flexibility of withdrawing regular distribution. Regular payroll deposits or allocations can help build retirement fund.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Dividends credited monthly.Over $0 | 0.10% | $10 | Dividends credited monthly. |
Sources (2)
All captured Sep 24, 2026
Who can join SunWest Educational Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.