Bank · FDIC insured
Del Norte Bank Savings Rates
Del Norte Bank’s best savings rate is 0.35% APY on $10,000, with its Statement Savings. Rates checked October 22, 2026.
How Del Norte Bank’s savings rates compare
Compared with banks and credit unions in Colorado, where Del Norte Bank has the most branches. $10,000, best rate first.
This bank’s best
Del Norte Bank
2.27%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $227
Rainy Day Savings
Top rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Solera
4.34%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $434
Del Norte Bank savings score
81
Savings score
Higher than 56% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.35%
- QualifiedQualified2.27%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Del Norte Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Rainy Day Savings
2.27%APY
Designed for households and businesses able to make automatic transfers every month and avoid withdrawals. Monthly automatic transfers required of $25.00, $50.00, $75.00, $100.00, $250.00, or $500.00 from another account or payroll/institution auto-transfer. Limited to 1 withdrawal/debit per month ($2.00 fee per excess withdrawal/debit). Interest compounded daily and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $200Tier for balances $25.00 to $199.99. Minimum daily balance to earn APY is $25.00. Requires monthly automatic transfer. | 0.20% | — | Tier for balances $25.00 to $199.99. Minimum daily balance to earn APY is $25.00. Requires monthly automatic transfer. |
| $200 – $75,000Tier for balances $200.00 to $75,000.00 paying premium rate. Requires monthly automatic transfer. | 2.27% | $227 | Tier for balances $200.00 to $75,000.00 paying premium rate. Requires monthly automatic transfer. |
| Over $75,000Tier for balances $75,000.01 and over. Requires monthly automatic transfer. | 0.20% | — | Tier for balances $75,000.01 and over. Requires monthly automatic transfer. |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
Investor Savings
0.45%APY
Designed for high net worth households and businesses. Limited to 6 withdrawals per month. Interest compounded daily and paid monthly. $9.00 monthly service charge if balance falls below $10,000.00 any day of the month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $10,000Minimum daily balance required to obtain APY is $1,000.00. Service charge of $9.00 applies if balance falls below $10,000.00 on any day. | 0.35% | — | Minimum daily balance required to obtain APY is $1,000.00. Service charge of $9.00 applies if balance falls below $10,000.00 on any day. |
| $10,000 – $50,000Service charge of $9.00 applies if balance falls below $10,000.00 on any day. | 0.45% | $45 | Service charge of $9.00 applies if balance falls below $10,000.00 on any day. |
| $50,000 – $100,000Service charge of $9.00 applies if balance falls below $10,000.00 on any day. | 0.90% | — | Service charge of $9.00 applies if balance falls below $10,000.00 on any day. |
| $100,000 – $400,000Service charge of $9.00 applies if balance falls below $10,000.00 on any day. | 2.02% | — | Service charge of $9.00 applies if balance falls below $10,000.00 on any day. |
| $400,000 and upService charge of $9.00 applies if balance falls below $10,000.00 on any day. | 3.20% | — | Service charge of $9.00 applies if balance falls below $10,000.00 on any day. |
Sources (2)
All captured Oct 22, 2026
Statement Savings
0.35%APY
Designed for households and businesses. Limited to 6 withdrawals per month. Interest compounded daily and paid monthly. $2.00 monthly service charge if balance falls below $200.00 any day of the month (fee waived if under 18 years of age and younger).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum daily balance required to obtain APY is $25.00. Monthly service charge of $2.00 waived if minimum daily balance of $200.00 is maintained, or if owner is under 18 years of age.$25 and up | 0.35% | $35 | Minimum daily balance required to obtain APY is $25.00. Monthly service charge of $2.00 waived if minimum daily balance of $200.00 is maintained, or if owner is under 18 years of age. |
Sources (2)
All captured Oct 22, 2026
Freedom Savings
0.20%APY
Designed for households. Limited to 6 withdrawals per month. Interest compounded daily and paid quarterly. $2.00 monthly service charge if balance falls below $100.00 any day of the month (fee waived if under 18 years of age and younger).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum daily balance required to obtain APY each quarter is $25.00. Monthly service charge of $2.00 waived if minimum daily balance of $100.00 is maintained, or if owner is under 18 years of age.$25 and up | 0.20% | $20 | Minimum daily balance required to obtain APY each quarter is $25.00. Monthly service charge of $2.00 waived if minimum daily balance of $100.00 is maintained, or if owner is under 18 years of age. |
Sources (2)
All captured Oct 22, 2026
IRA Savings Account
0.10%APY
Designed for individuals for a retirement plan. Must meet IRA guidelines subject to IRA rules and regulations. Interest credited at end of term. Account automatically renews. Seven calendar days after maturity date to withdraw funds without penalty. Penalty of three months interest for early withdrawal; early withdrawal penalty applies per IRA rules and regulations.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMust meet IRA guidelines and regulations. Interest credited at end of term. Account automatically renews. Seven calendar days after maturity date to withdraw funds without penalty. Penalty of three months interest for early withdrawal.Any balance | 0.10% | $10 | Must meet IRA guidelines and regulations. Interest credited at end of term. Account automatically renews. Seven calendar days after maturity date to withdraw funds without penalty. Penalty of three months interest for early withdrawal. |
Sources (2)
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.