Credit union · NCUA insured
NuVista Credit Union Savings Rates
NuVista Credit Union’s best savings rate is 0.40% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How NuVista Credit Union’s savings rates compare
Compared with banks and credit unions near Montrose, CO, where NuVista Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
NuVista Credit Union
0.40%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $40
Money Market
Top rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
2nd-highest rate
San Juan Mountains CU
1.46%APY
- Requires
- None
- Minimum
- $500
- Earns on $10,000 a year
- $146
NuVista Credit Union savings score
76
Savings score
Higher than 41% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where NuVista Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.40%APY
Rates are subject to change on a weekly basis. Rates shown are dividend rates.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000 | 0.30% | — | |
| $10,000 – $50,000APY ranges from 0.30% to 0.38%. | 0.40% | $40 | APY ranges from 0.30% to 0.38%. |
| $50,000 and upAPY ranges from 0.38% to 0.50%. | 0.50% | — | APY ranges from 0.38% to 0.50%. |
Sources (1)
- nuvista.org/rates · captured Sep 17, 2026
High Yield Shares
0.35%APY
$2,500 minimum to start earning interest. No monthly service fee. Dividends compounded & credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Dividends compounded and credited monthly. | 0.35% | — | Dividends compounded and credited monthly. |
| $10,000 – $50,000APY range 0.35% to 0.43%. Dividends compounded and credited monthly. | 0.35% | $35 | APY range 0.35% to 0.43%. Dividends compounded and credited monthly. |
| $50,000 and upAPY range 0.43% to 0.70%. Dividends compounded and credited monthly. | 0.43% | — | APY range 0.43% to 0.70%. Dividends compounded and credited monthly. |
Membership Share Savings
0.10%APY
$25 minimum to open and maintain. No monthly service fee. Dividends compounded and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and credited monthly.Any balance | 0.10% | $10 | Dividends compounded and credited monthly. |
Secondary Savings
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- nuvista.org/rates · captured Sep 17, 2026
Special-purpose accounts
NuGeneration Savings
0.30%APY
For ages 0–17. Minimum balance of $5.00 required to open and maintain. No monthly service fee. Limited to six convenient transactions per month. Dividends compounded and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFor ages 0–17. Limited to 6 convenient transactions per month. Dividends compounded and credited monthly.Any balance | 0.30% | $30 | For ages 0–17. Limited to 6 convenient transactions per month. Dividends compounded and credited monthly. |
Sources (3)
All captured Sep 17, 2026
Holiday/Tax Account
0.10%APY
Maximum deposit of $3,000 per year. Withdrawals permitted Nov 15–Dec 31 & Mar 15–Apr 15. $20 early withdrawal fee. Dividends compounded monthly. No monthly fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMaximum deposit of $3,000 per year. Permitted withdrawal periods: Nov 15–Dec 31 and Mar 15–Apr 15 ($20 early withdrawal fee outside periods). Dividends compounded monthly.Any balance | 0.10% | $10 | Maximum deposit of $3,000 per year. Permitted withdrawal periods: Nov 15–Dec 31 and Mar 15–Apr 15 ($20 early withdrawal fee outside periods). Dividends compounded monthly. |
IRA Shares
0.10%APY
Traditional & Roth options available. Fixed or variable rates. 2025/2026 IRS contribution limits apply. Required Minimum Distribution at age 73 for Traditional IRA.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTraditional and Roth IRA options.Any balance | 0.10% | $10 | Traditional and Roth IRA options. |
Sources (3)
All captured Sep 17, 2026
Who can join NuVista Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Montrose, Delta, Gunnison, Ouray, or San Miguel counties.
Cost to join
- Members must open and maintain a Share (Savings) Account with a minimum deposit of $25.00 representing their ownership share.
Membership information collected October 4, 2026.