Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 226–240 results in California
- CommonWealth Central Credit UnionWealth Management SavingsSavings · $2,500 min · 0.03%–0.70% by balance
Credit union · 4 branches
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: Variable rate savings account using simple interest on a daily basis with monthly dividends. Requires an active checking account with CommonWealth to open. If balance drops below $2,500, dividend rate and APY become 0.03%. Subject to 6 transfers/withdrawals limit per month.
Offer: Fallback rate if balance drops below $2,500.
Qualified rate · 0.03% interest rate · Effective Sep 4, 2026
Rate by balance
Rate by balance for Wealth Management Savings Balance APY Up to $2,500 0.03% $2,500 and up 0.65% $10,000 and upYour amount 0.65% $50,000 and up 0.65% $100,000 and up 0.70% Rate checked
More details - CommonWealth Central Credit UnionMoney Management AccountMoney Management Account · $2,500 min · 0.03%–0.75% by balance
Credit union · 4 branches
0.65%APY$65 a year on $10,000Requirements
Product: Variable rate account using simple interest calculated daily and paid monthly. Maximum of 6 withdrawals per month (up to 3 by check). First 40 checks are free.
Offer: Applies if balance falls below $2,500.
0.03% interest rate · Effective Sep 4, 2026
Rate by balance
Rate by balance for Money Management Account Balance APY Up to $2,500 0.03% $2,500 and up 0.65% $10,000 and upYour amount 0.65% $25,000 and up 0.65% $50,000 and up 0.65% $100,000 and up 0.70% $250,000 and up 0.75% Rate checked
More details - Provident Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.08%–3.10% by balance
Credit union · 22 branches
0.61%APY$61 a year on $10,000Requirements
Product: $2,500 minimum balance required. Instant liquidity; can be used as an overdraft source for Provident Checking accounts.
0.08% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and up 0.08% $10,000 and upYour amount 0.61% $50,000 and up 2.90% $100,000 and up 3.10% Rate checked
More details - 0.60%APY$60 a year on $10,000with conditions
Requirements
Product: To earn the stated rate, the WealthBuilder account has to have a minimum of ten (10) debit card transactions per month and a minimum daily balance of $10,000. For any month in which the transaction activity threshold is not met, the rate for that month will default to 0.20% on balances for the previous month. For any month in which the minimum balance requirement is not met, the rate for that month will default to 0.00% on balances for the previous month. Dividends are calculated daily and paid monthly. Fees may reduce earnings. Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (CFS).
Offer: To earn the stated rate, the WealthBuilder account has to have a minimum of ten (10) debit card transactions per month and a minimum daily balance of $10,000. For any month in which the transaction activity threshold is not met, the rate for that month will default to 0.20% on balances for the previous month. For any month in which the minimum balance requirement is not met, the rate for that month will default to 0.00% on balances for the previous month. Dividends are calculated daily and paid monthly. Fees may reduce earnings.
Qualified rate · 0.60% interest rate · Effective Oct 16, 2026
Rate checked
More details - Rogue Credit UnionMoney MarketMoney Market · $0 min · 0.50%–1.00% by balance
Credit union · 3 branches
0.60%APY$60 a year on $10,000Requirements
Product: Tiered rate account; specified dividend rate for a tier applies to the entire account balance if the balance falls within the range for that tier. $10 monthly service fee applies if average daily balance drops below $2,000 (fee waived for Premier Members with $30,000+ in combined balances). Avoid $5 monthly participation fee by meeting at least one participation option.
Offer: $10 monthly fee waived if minimum balance of $2,000 is met (no fee for Premier Members).
0.50% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.75% $50,000 – $100,000 0.90% $100,000 – $150,000 1.00% $150,000 and up 1.00% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Offer: Minimum balance of $1,500 is required to earn posted APY. CD/Savings compounded daily. Fees may reduce earnings.
0.60% interest rate · Compounded daily · Effective Jul 13, 2026
Rate checked
More details - First Entertainment Credit UnionPersonal Money Market SavingsPersonal Money Market Savings · $2,500 min · 0.60%–1.20% by balance
Credit union · 7 branches
0.60%APY$60 a year on $10,000Requirements
Product: Rate is based on the account's daily balance. Account balances below $2,500 earn no dividends. Rates are variable and subject to change without notice.
Offer: Minimum balance to earn APY is $2,500. Account balances below $2,500 earn no dividends.
Rate by balance
Rate by balance for Personal Money Market Savings Balance APY $2,500 and upYour amount 0.60% $25,000 and up 0.80% $50,000 and up 0.90% $100,000 and up 1.00% $500,000 and up 1.20% Rate checked
More details - Certified Federal Credit UnionMoney MarketMoney Market · $0 min · 0.35%–1.35% by balance
Credit union · 11 branches
0.60%APY$60 a year on $10,0000.35% interest rate · Effective Feb 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $9,999 0.35% $10,000 – $49,999Your amount 0.60% $50,000 – $99,999 1.00% $100,000 and up 1.35% Rate checked
More details - Los Angeles Police Federal Credit UnionRegular Money Market AccountRegular Money Market Account · $2,500 min · 0.05%–0.90% by balance
Credit union · 4 branches
0.60%APY$60 a year on $10,000Requirements
Product: Requires a minimum opening deposit of $2,500. No minimum balance required to maintain the account.
Effective Apr 17, 2024
Rate by balance
Rate by balance for Regular Money Market Account Balance APY Up to $2,500 0.05% $2,500 – $9,999 0.50% $10,000 – $24,999Your amount 0.60% $25,000 – $49,999 0.65% $50,000 – $99,999 0.70% $100,000 and up 0.90% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Compounded daily. $5 monthly charge waived with average minimum balance of $500; no service charge for account holders under age 18.
Offer: Minimum balance of $500 in Savings Account is required to earn posted APY. Fees may reduce earnings. Savings compounded daily. Monthly fee waived with average minimum balance of $500 or for account holders under age 18.
0.60% interest rate · Compounded daily · $5 monthly fee · Effective Jul 13, 2026
Rate checked
More details - Interfaith Federal Credit UnionMoney Market Multiplier AccountMoney Market Multiplier Account · $2,000 min · 0.50%–0.60% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Minimum balance of $2,000 to earn dividends and avoid fee. Dividends compounded and credited monthly. Allows up to 3 checks and 3 transfers per month. A $15 fee applies if balance falls below $2,000 or if more than 6 transactions occur in a monthly period.
Offer: Dividends paid monthly as long as balance does not fall below $2,000. There is a $15 fee if the account drops below $2,000 minimum.
0.50% interest rate · $15 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Multiplier Account Balance APY $2,000 – $4,999 0.50% $5,000 – $9,999 0.50% $10,000 – $24,999Your amount 0.55% $25,000 – $49,999 0.55% $50,000 – $99,999 0.60% $100,000 and up 0.60% Rate checked
More details - Meriwest Credit UnionSecureEdge Money MarketSecureEdge Money Market · $10,000 min · 0.55%–2.30% by balance
Credit union · 10 branches
0.55%APY$55 a year on $10,000Requirements
Product: Membership is required with a one-time non-refundable $5 fee. Insured by NCUA up to $250,000 and privately insured by American Share Insurance (ASI) for amounts exceeding NCUA coverage up to an additional $1,000,000 per member.
Offer: Variable rate account; rates may change after account is opened. Fees may reduce earnings.
0.55% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for SecureEdge Money Market Balance APY $10,000 – $99,999Your amount 0.55% $100,000 – $250,000 1.55% $250,001 and up 2.30% Rate checked
More details - Premier America Credit UnionMoney Market AccountMoney Market Account · $5 min · 0.30%–1.10% by balance
Credit union · 19 branches
0.55%APY$55 a year on $10,000Requirements
Product: Tiered-rate money market savings account. Up to six withdrawals per month. Rates subject to change. Membership subject to approval.
Offer: Minimum required to earn any dividend is $0.01.
0.29% interest rate · No monthly fee · Effective Sep 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.30% $2,500 – $25,000Your amount 0.55% $25,000 – $50,000 0.65% $50,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $500,000 1.05% $500,000 and up 1.10% Rate checked
More details - Wescom FinancialAsset Maximizer Account (AMA)Asset Maximizer Account (AMA) · $2,500 min · 0.45%–0.95% by balance
Credit union · 30 branches
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Must have a Wescom Wealth Management Service Investment Account with a minimum balance of $10,000 to qualify. Tier dividend rate is determined by each day's ending balance. Dividends are compounded daily and credited on the last day of each monthly cycle. Membership eligibility required.
Offer: Platinum Signature Member tier. Requires Wescom Wealth Management Service Investment Account with a minimum balance of $10,000. Minimum balance and opening deposit to obtain APY is $2,500.
Qualified rate · 0.45% interest rate · Compounded daily · Effective Jan 28, 2026
Rate by balance
Rate by balance for Asset Maximizer Account (AMA) Balance APY $2,500 – $9,999 0.45% $10,000 – $24,999Your amount 0.55% $25,000 – $49,999 0.65% $50,000 – $99,999 0.75% $100,000 – $249,999 0.85% $250,000 and up 0.95% Rate checked
More details - 0.51%APY$51 a year on $10,000
Requirements
Product: Minimum deposit of $5.00 required to open, which remains on hold until the account is closed. No monthly service fees.
0.50% interest rate · No monthly fee
Rate by balance
Rate by balance for Primary Savings Balance APY Up to $10,000Your amount 0.51% $10,000 – $50,000 0.76% $50,000 – $100,000 1.01% Over $100,000 1.26% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
790 accounts at 288 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.41%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches