Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 211–225 results in California
- Central State Credit UnionPremier Money MarketPremier Money Market · $10,000 min · 0.75%–3.56% by balance
Credit union · 4 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Offer: Relationship Rate
Qualified rate · 0.75% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $10,000 – $50,000Your amount 0.75% $50,000 – $100,000 1.26% $100,000 – $200,000 2.27% $200,000 – $300,000 3.30% $300,000 and up 3.56% Rate checked
More details - SAG-AFTRA Federal Credit UnionMoney Market Savings AccountMoney Market Savings Account · $2,500 min · 0.30%–1.25% by balance
Credit union · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Minimum balance to maintain account or avoid fee is $2,500. No minimum balance required to earn dividends.
Offer: Minimum balance to maintain account or avoid fee: $2,500. Minimum balance to earn dividends: No Minimum.
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $2,500 0.30% $2,500 – $25,000Your amount 0.75% $25,000 – $50,000 0.80% $50,000 – $75,000 1.05% $75,000 – $100,000 1.15% $100,000 and up 1.25% Rate checked
More details - Bay Federal Credit UnionTitanium SavingsSavings · $100 min · 0.75%–2.02% by balance
Credit union · 8 branches
0.75%APY$75 a year on $10,000Requirements
Product: Membership required. Required minimum opening balance of $5; daily balance of $100 to earn dividends. Horizon Checking members can earn a bonus 0.50% APY with eStatements, $1,000+ direct deposit, and 15+ debit transactions per month.
Offer: Daily balance of $100 to earn dividends. No monthly service fee.
0.75% interest rate · No monthly fee · Effective Jan 2, 2026
Rate by balance
Rate by balance for Titanium Savings Balance APY $100 – $24,999Your amount 0.75% $25,000 – $49,999 1.77% $50,000 and up 2.02% Rate checked
More details - Honda Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.60%–0.90% by balance
Credit union · 2 branches
0.70%APY$70 a year on $10,000Requirements
Product: Tiered variable-rate savings account. Minimum deposit required to open and earn dividends is $2,500. If average daily balance for the month falls below $2,500, APY is 0.00%.
Offer: Minimum balance to earn stated APY is $2,500. If average daily balance falls below $2,500, APY is 0.00%.
0.60% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.60% $10,000 – $25,000Your amount 0.70% $25,000 – $50,000 0.80% $50,000 and up 0.90% Rate checked
More details - Vida Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Product: Maximum of five withdrawals per month is permitted; excess withdrawals subject to a per-transaction fee. Minimum withdrawal is $100. Standard check order included free at account opening ($15 value).
Offer: Minimum balance to earn APY is $2,500. Minimum initial deposit and minimum balance to maintain is $2,500. For all accounts except certificates, dividend rate and APY may change every month as determined by the Board of Directors.
0.70% interest rate · No monthly fee
Rate checked
More details - Sierra Central Credit UnionFlex Money MarketFlex Money Market · $0 min · 0.07%–1.76% by balance
Credit union · 18 branches
0.70%APY$70 a year on $10,000Requirements
Product: Membership open to those that live, work, or attend school in any branch location county. Dividends compound monthly.
0.07% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Flex Money Market Balance APY Over $0 0.07% $2,500 and up 0.60% $10,000 and upYour amount 0.70% $50,000 and up 1.26% $100,000 and up 1.76% Rate checked
More details - Los Angeles Federal Credit UnionOnline Money MarketOnline Money Market · $2,500 min · 0.65%–0.90% by balance
Credit union · 8 branches
0.70%APY$70 a year on $10,000with conditionsRequirements
Product: Requires $2,500 minimum opening deposit. Fee applies if daily balance falls below $2,500. To qualify: (a) open and maintain a LAFCU Checking account (or Free Checking / Second Chance Checking) with any combination of 5 debit transactions per calendar month (ATM, ACH, debit card POS/debit, Bill Pay, or share draft checks); (b) receive monthly LAFCU Online Statements; (c) maintain a minimum balance of $2,500. If requirements are not maintained, account changes back to Regular Money Market Account for the quarterly dividend period.
Qualified rate · 0.65% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Online Money Market Balance APY $2,500 – $9,999 0.65% $10,000 – $24,999Your amount 0.70% $25,000 – $49,999 0.75% $50,000 – $99,999 0.80% $100,000 – $249,999 0.85% $250,000 and up 0.90% Rate checked
More details - Los Angeles Federal Credit UnionRegular Money MarketRegular Money Market · $2,500 min · 0.65%–0.90% by balance
Credit union · 8 branches
0.70%APY$70 a year on $10,000Requirements
Product: Requires a $2,500 minimum opening deposit. A fee applies if the daily balance falls below $2,500.
0.65% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY $2,500 – $9,999 0.65% $10,000 – $24,999Your amount 0.70% $25,000 – $49,999 0.75% $50,000 – $99,999 0.80% $100,000 – $249,999 0.85% $250,000 and up 0.90% Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Five rate tiers; earn more based on deposit level. No term restrictions. Dividend rate and APY are paid on the entire balance in the account. Dividend rate and APY may change at any time without notice. Funds insured to at least $250,000.
Offer: Balance Below $2,500. Anticipated Dividend Rate 0.10%, Anticipated APY 0.10%. Dividend rate and APY are paid on the entire balance in the account.
0.10% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Any balance 0.10% $2,500 – $24,999Your amountAnticipated Dividend Rate 0.70%, Anticipated APY 0.70%. 0.70% $25,000 – $49,999Anticipated Dividend Rate 0.80%, Anticipated APY 0.80%. 0.80% $50,000 – $99,999Anticipated Dividend Rate 0.90%, Anticipated APY 0.90%. 0.90% $100,000 and upAnticipated Dividend Rate 1.29%, Anticipated APY 1.30%. 1.30% Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Offer: Interest compounded and paid monthly on the average daily balance.
0.70% interest rate
Rate checked
More details - TruGrocer Federal Credit UnionMoney Market Share Account (MMSA)Money Market Share Account (MMSA) · $2,500 min · 0.70%–1.51% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Product: Applicants must have established membership through a Regular Share Account (S1). Minimum balance requirement is $2,500. Up to 6 telephone or electronic transfers allowed per calendar month.
Offer: Must maintain a daily balance of $2,500 to obtain disclosed APY. No service fees.
0.70% interest rate
Rate by balance
Rate by balance for Money Market Share Account (MMSA) Balance APY $2,500 – $25,000Your amount 0.70% $25,000 – $100,000 0.95% $100,000 – $350,000dividend rate stated for $100,000 to $349,999.99. 1.36% $350,000 and up 1.51% Rate checked
More details - USC Credit UnionMoney MarketMoney Market · $2,500 min · 0.10%–0.80% by balance
Credit union · 4 branches
0.65%APY$65 a year on $10,0000.10% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.10% $2,500 – $9,999 0.60% $10,000 – $49,999Your amount 0.65% $50,000 – $99,999 0.80% $100,000 and up 0.80% Rate checked
More details - OE Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.60%–0.80% by balance
Credit union · 20 branches
0.65%APY$65 a year on $10,000Requirements
Product: Start saving with $1,000 minimum opening deposit. Dividends compound monthly. Up to 6 free withdrawals or transfers per month ($15 fee per transaction thereafter).
Offer: Minimum to earn dividend: $1,000. Compounding period: Monthly.
Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 and up 0.60% $10,000 and upYour amountMinimum to earn dividend: $10,000. 0.65% $25,000 and upMinimum to earn dividend: $25,000. 0.65% $50,000 and upMinimum to earn dividend: $50,000. 0.70% $100,000 and upMinimum to earn dividend: $100,000. 0.75% $250,000 and upMinimum to earn dividend: $250,000. 0.80% Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: Balances below $100 do not earn interest/dividends. Limited to 6 withdrawals per month. No monthly or annual service fees.
Offer: Minimum balance to earn dividends is $100; balances below $100 will not earn interest. No monthly or annual service fees. Up to 6 withdrawals per month.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Water and Power Community Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.00%–1.50% by balance
Credit union · 4 branches
0.65%APY$65 a year on $10,000Requirements
Product: Make deposits and in-branch withdrawals. Withdrawals made through Bank by Phone, the Call Center and Online Banking are limited to 6 per month. Balances below $2,500 will receive the stated rate of interest. Rates are variable and subject to change after account opening.
Offer: Balances below $2,500 will receive the stated rate of interest.
0.00% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.65% $10,000 – $25,000Your amount 0.65% $25,000 – $50,000 0.65% $50,000 – $100,000 0.65% $100,000 – $250,000 1.00% $250,000 and up 1.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
790 accounts at 288 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.41%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches