Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in California
- Edwards Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.05%–1.80% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Up to 6 withdrawals per month. Minimum deposit $2,500. Monthly Service Fee: $0.
Offer: Up to 6 withdrawals per month; Minimum deposit $2,500. Variable rate.
No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 and up 0.05% $2,500 and up 0.80% $10,000 and upYour amount 1.00% $50,000 and up 1.15% $100,000 and up 1.80% Rate checked
More details - Golden 1 Credit UnionMoney Market Savings AccountMoney Market Savings Account · $100 min · 0.05%–3.50% by balance
Credit union · 63 branches
1.00%APY$100 a year on $10,000Requirements
Product: All dividends are compounded monthly. Dividend rates are variable and subject to change monthly after the account is opened. The dividend rate is based on tiers; end-of-day balance determines the tier. There is no minimum balance requirement to obtain the APY.
0.05% interest rate · Compounded monthly · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 1.00% $50,000 – $100,000 1.00% $100,000 – $250,000 1.50% $250,000 – $500,000 2.50% $500,000 and up 3.50% Rate checked
More details - Safe 1 Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 1.00%–3.25% by balance
Credit union · 10 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Minimum balance $2,500. $2,500 minimum opening deposit. $2,500 minimum required to earn dividends. Dividends paid monthly. Rates are variable.
Offer: RELATIONSHIP REWARDS! tier.
Qualified rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $9,999 1.00% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.00% $50,000 – $99,999 1.75% $100,000 – $249,999 2.25% $250,000 and up 3.25% Rate checked
More details - Redwood Credit UnionMM GrowthMM Growth · $100 min · 1.00%–1.40% by balance
Credit union · 23 branches
1.00%APY$100 a year on $10,000Requirements
Product: Minimum balance of $100 to earn dividends.
1.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for MM Growth Balance APY $100 and up 1.00% $10,000 and upYour amount 1.00% $25,000 and up 1.00% $50,000 and up 1.00% $100,000 and up 1.25% $150,000 and up 1.25% $250,000 and up 1.25% $500,000 and up 1.40% $1,000,000 and up 1.40% Rate checked
More details - SchoolsFirst FCULiquid Advantage Money MarketLiquid Advantage Money Market · $2,000 min · 0.75%–1.50% by balance
Credit union · 74 branches
1.00%APY$100 a year on $10,000Requirements
Offer: Dividend rate and APY apply to entire balance in account. Minimum opening deposit is $2,000; if balance decreases below $2,000, dividend rate converts to Investment Checking dividend rate. A minimum balance of $0.01 is required to keep the share open.
0.75% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Liquid Advantage Money Market Balance APY $2,000 – $10,000 0.75% $10,000 – $100,000Your amount 1.00% $100,000 and up 1.50% Rate checked
More details - Greater Valley CUMoney MarketMoney Market · $1,000 min · 0.15%–1.26% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: No minimum balance requirement. Dividends paid monthly on balances of $1,000.00 or more. Tiered account where rate depends on daily ending balance.
Offer: $1,000.00 minimum balance requirement to obtain the Annual Percentage Yield.
0.15% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $2,500 0.15% $2,500 – $10,000 0.50% $10,000 – $50,000Your amount 1.00% $50,000 – $100,000 1.06% $100,000 and up 1.26% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Part of Axos ONE checking and savings bundle. No monthly maintenance fees, opening fees, minimum balance requirements, or overdraft fees. Includes limited-time 0.79% APY Boost offer for new customers who open a new bundle between 10/01/2026 and 10/31/2026.
Offer: Standard base rate when promotional qualification criteria are not met.
Qualified rate · 1.00% interest rate · Balance cap $49,999.99 · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Open through eBranch. Available to individual members (Business Accounts are not eligible). No minimum deposit or balance required. No monthly fee. Funds can be transferred to/from Power Checking (transfers to other accounts not permissible). Funds may not be used for overdraft protection. Accounts closed before end of month forgo interest. Member Service-assisted transactions incur a fee.
Offer: Two-Star Award: Meet requirements for preceding level (maintain Power Checking Account) and use VISA Debit Card for at least 4 purchases a month (purchases only; ATM withdrawals do not apply).
Qualified rate · 1.00% interest rate · No monthly fee · Effective Apr 15, 2026
Rate checked
More details - WSSC Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.00%–1.76% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Requires $1,000.00 Minimum Balance to Avoid a Service Fee and $2,500.00 Minimum Balance to Earn Stated APY. Rates may change after the account is opened. Fees could reduce earnings on the account.
Offer: Requires $1,000.00 Minimum Balance to Avoid a Service Fee and $2,500.00 Minimum Balance to Earn Stated APY.
1.00% interest rate · Effective Apr 29, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 1.00% $25,000 – $50,000 1.26% $50,000 – $100,000 1.51% $100,000 and up 1.76% Rate checked
More details - Community First Credit UnionAdvantage Money MarketAdvantage Money Market · $10,000 min · 1.00%–1.50% by balance
Credit union · 12 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Qualify for higher rates with an Auto or Real Estate Loan, Community First Credit Card, OR Local Advantage PLUS Checking Account.
Offer: Qualify for higher rates with an Auto or Real Estate Loan, Community First Credit Card, OR Local Advantage PLUS Checking Account.
Qualified rate · 1.00% interest rate
Rate by balance
Rate by balance for Advantage Money Market Balance APY $10,000 and upYour amount 1.00% $50,000 and up 1.25% $100,000 and up 1.25% $150,000 and up 1.30% $250,000 and up 1.40% $500,000 and up 1.50% $1,000,000 and up 1.50% Rate checked
More details - Technicolor Federal Credit UnionMoney Market Account Tier 1Money Market Account Tier 1 · $1,000 min
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Maximum of six transactions per month.
Offer: Variable rate. Maximum of six transactions per month.
Balance cap $24,999 · No monthly fee
Rate checked
More details - CommonWealth Central Credit UnionEmergency SavingsSavings · $25 min · 0.05%–3.00% by balance
Credit union · 4 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Tiered high-yield variable rate savings account. Limit one account per member. Requires monthly automatic transfer, direct deposit, or ACH deposit totaling $25 or more by the end of each month to qualify for the APY. Maximum deposit is $250,000. No monthly fee. For a limited time, CommonWealth matches initial $25 deposit. Includes annual wellness check-in ($25 incentive). Membership required; verified by Chex Systems. Cannot be combined with any other offer.
Offer: Tier for balances up to $1,000. Monthly qualifying deposit/transfer of $25+ required.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Sep 4, 2026
Rate by balance
Rate by balance for Emergency Savings Balance APY Up to $1,000 1.00% $1,000 – $5,000 3.00% $5,000 – $10,000Your amount 1.00% $10,001 – $250,000 0.05% Rate checked
More details - First City Credit UnionMoney MarketMoney Market · $1,000 min · 0.90%–1.05% by balance
Credit union · 6 branches
0.95%APY$95 a year on $10,0000.90% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $9,999 0.90% $10,000 – $24,999Your amount 0.95% $25,000 – $49,999 1.00% $50,000 and up 1.05% Rate checked
More details - Chaffey Federal Credit UnionMoney Market CheckingMoney Market Checking · $5,000 min · 0.70%–1.80% by balance
Credit union · 3 branches
0.95%APY$95 a year on $10,000Requirements
Product: Dividends payable monthly. Minimum balance of $5,000 required. Up to 3 withdrawals per month with a minimum withdrawal amount of $500 per withdrawal.
Offer: Tier I. Dividends payable monthly.
0.70% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY $5,000 – $9,999 0.70% $10,000 – $99,999Your amountTier II. 0.95% $100,000 – $249,999Tier III. 1.20% $250,000 and upTier IV. 1.80% Rate checked
More details - Pacific Service Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.90%–1.75% by balance
Credit union · 6 branches
0.90%APY$90 a year on $10,000Requirements
Product: No minimum balance required. Maintain a $2,500 balance to earn dividends and link your account to checking for overdraft protection.
0.90% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $24,999Your amount 0.90% $25,000 – $74,999 1.10% $75,000 – $249,999 1.50% $250,000 and up 1.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
790 accounts at 288 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.41%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches