Credit union · NCUA insured
Greater Valley CU Savings Rates
Greater Valley CU’s best savings rate is 1.00% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Greater Valley CU’s savings rates compare
Compared with banks and credit unions near Fresno, CA, where Greater Valley CU has the most branches. $10,000, best rate first.
This credit union’s best
Greater Valley CU
1.00%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $100
Money Market
Top rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Pacific Service Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $300
Greater Valley CU savings score
84
Savings score
Higher than 66% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.26%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Greater Valley CU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.00%APY
No minimum balance requirement. Dividends paid monthly on balances of $1,000.00 or more. Tiered account where rate depends on daily ending balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $2,500$1,000.00 minimum balance requirement to obtain the Annual Percentage Yield. | 0.15% | — | $1,000.00 minimum balance requirement to obtain the Annual Percentage Yield. |
| $2,500 – $10,000 | 0.50% | — | |
| $10,000 – $50,000 | 1.00% | $100 | |
| $50,000 – $100,000 | 1.06% | — | |
| $100,000 and up | 1.26% | — |
Sources (3)
All captured Oct 6, 2026
Regular Savings Account
0.25%APY
$5.00 minimum daily balance required to maintain membership. Dividends paid monthly on balances of $100.00 or more. The rate paid depends on the tier in which your end-of-day balance falls.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $2,500 | 0.15% | — |
| $2,500 – $10,000 | 0.20% | — |
| $10,000 – $20,000 | 0.25% | $25 |
| $20,000 and up | 0.30% | — |
Sources (3)
All captured Oct 6, 2026
Who can join Greater Valley CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You are eligible for membership if you live or work in Fresno County or Madera Ranchos.
Military, government and schools
- You are eligible for membership if you are a District 6 state employee or retiree.
Family and household
- You are eligible for membership if you are a family member of a current GVCU member.
Cost to join
- New members must pay a one-time, non-refundable membership fee of $0.50.
- New members must deposit a minimum opening deposit of $5.00 into a Regular Shares savings account and maintain a minimum daily balance of $5.00.
Membership information collected October 5, 2026.