Credit union · NCUA insured
First City Credit Union Savings Rates
First City Credit Union’s best savings rate is 0.95% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How First City Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where First City Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
First City Credit Union
0.95%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $95
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
First City Credit Union savings score
84
Savings score
Higher than 66% of U.S. banks and credit unions
- $1,000 balance$1,0000.90%
- $10,000 balance$10,0000.95%
- $100,000 balance$100,0001.05%
- QualifiedQualified0.95%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First City Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.95%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $9,999 | 0.90% | — |
| $10,000 – $24,999 | 0.95% | $95 |
| $25,000 – $49,999 | 1.00% | — |
| $50,000 and up | 1.05% | — |
Sources (2)
All captured Oct 16, 2026
Regular Share (Savings)
0.05%APY
Establishes First City membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn APY is $100.$100 and up | 0.05% | $5 | Minimum balance to earn APY is $100. |
Special-purpose accounts
Money Market IRA
0.95%APY
Choice of Traditional, Roth, or Education IRAs.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $9,999 | 0.90% | — |
| $10,000 – $24,999 | 0.95% | $95 |
| $25,000 – $49,999 | 1.00% | — |
| $50,000 and up | 1.05% | — |
Sources (2)
All captured Oct 16, 2026
FirstStart Savings
0.05%APY
Designed for kids and young adults. At 18, the account converts to a Regular (Share) Savings account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance to earn APY is $5.$5 and up | 0.05% | $5 | Minimum balance to earn APY is $5. |
Vacation Club/Holiday Saver
0.05%APY
Works with a Regular (Share) Savings Account. For Vacation Spender Account, funds transfer at maturity on June 1 (or following business day). For Holiday Spender Account, funds transfer at maturity on November 1 (or following business day).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn APY is $100.$100 and up | 0.05% | $5 | Minimum balance to earn APY is $100. |
Who can join First City Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.