Credit union · NCUA insured
First City Credit Union
A $952.4M credit union headquartered in Altadena, CA, with 57,810 members and 6 branches in California. Best rates: CDs 3.40% and savings 0.95% APY.
First City Credit Union Carrot Score
74
Carrot Score
Higher than 37% of U.S. banks and credit unions
#83 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About First City Credit Union
- Headquarters
- 500 W Woodbury Rd, Altadena, CA 91001-5410
- NCUA charter
- 68503
Branches
6 branches in California
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California
6 branches
- Claremont Branch250 W 1st St Ste 150, Claremont, CA 91711Directions
- Lakewood Branch4107 Candlewood St, Lakewood, CA 90712Directions
- Los Angeles555 N Spring St Ste 130, Los Angeles, CA 90012Directions
- Antelope Valley40162 10th St W Ste A2, Palmdale, CA 93551Directions
- Pasadena1 W California Blvd, Pasadena, CA 91105Directions
- West Covina Branch471 N Azusa Ave, West Covina, CA 91791Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.52% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.58% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.44% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $57 | $76 | — |
- CapitalNet worth ratio13.52%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.58%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.44%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$57Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of First City Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.