Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in San Antonio, TX
- Generations FCUPreferred Savings AccountSavings · $5,000 min · 0.45%–1.51% by balance
Credit union · 4 branches
1.01%APY$101 a year on $10,000Requirements
Product: Minimum of $5,000 to open (new funds only). Must maintain a daily balance of $5,000 to earn dividends.
Offer: First $5,000 deposited must be new funds not currently on deposit at Generations FCU.
1.50% interest rate · No monthly fee · Effective Jan 21, 2026
Rate by balance
Rate by balance for Preferred Savings Account Balance APY $5,000 – $5,000 1.51% $5,000 – $10,000Your amountBlended APY range is 1.51% - 1.26%. 1.01%* $10,000 – $20,000Blended APY range is 1.26% - 0.93%. 0.60%* $20,000 – $80,000Blended APY range is 0.93% - 0.61%. 0.50%* Over $80,000Blended APY range is 0.61% - 0.50%. 0.45%* Rate checked
More details - Firstmark Credit UnionMAX Money Market AccountMAX Money Market Account · $250 min · 0.00%–1.75% by balance
Credit union · 9 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Requires maintaining a Power of the Dollar® MAX checking account. If the checking account is closed, account converts to On Your Mark® Money Market. Minimum daily balance of $250 to earn APY/dividends. Opening balance required of $250. Compounded monthly. Checks not allowed. Unlimited transfers and withdrawals.
Qualified rate · 0.00% interest rate · Compounded monthly · Effective Oct 6, 2026
Rate by balance
Rate by balance for MAX Money Market Account Balance APY Up to $250 0.00% $250 – $2,500 0.50% $2,500 – $10,000 0.75% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.25% $50,000 – $100,000 1.50% $100,000 and up 1.75% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 14 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Frost BankFrost Money Market AccountFrost Money Market Account · $50 min · 0.90%–2.85% by balance
Bank · 23 branches
0.90%APY$90 a year on $10,000Requirements
Product: $0 Monthly Service Charge if you maintain a $15,000 minimum daily balance or if you own a Frost Premium Account; otherwise $15 monthly service charge.
Offer: $0 Monthly Service Charge if you maintain a $15,000 minimum daily balance or own a Frost Premium Account.
0.90% interest rate · $15 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Frost Money Market Account Balance APY Up to $25,000Your amount 0.90% $25,000 – $50,000 1.00% $50,000 – $100,000 1.15% $100,000 – $250,000 2.15% $250,000 – $1,000,000 2.30% $1,000,000 – $2,500,000 2.35% $2,500,000 – $10,000,000 2.50% $10,000,000 – $20,000,000 2.65% $20,000,000 and up 2.85% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Interest Rate and annual percentage yield may change after account opening. Fees can reduce the earnings on the account.
Offer: Consumer rate for balances Less Than $2,500.00. Interest Rate and annual percentage yield may change after account opening. Fees can reduce the earnings on the account.
0.20% interest rate · Effective Mar 12, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.20% $2,500 – $20,000Your amount 0.75% $20,000 – $50,000 1.00% $50,000 – $100,000 1.26% $100,000 – $250,000 1.51% $250,000 and up 1.76% Rate checked
More details - BOK FinancialPremier Money MarketPremier Money Market · $50 min · 0.15%–2.50% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: $15 monthly maintenance fee waived by maintaining $10,000 average collected balance for the month. $50 opening deposit required. Earn 0.05% higher interest rate with a Premier or Select Checking account relationship. Free incoming domestic wires and check writing privileges.
0.15% interest rate · $15 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 2.00% $50,000 – $100,000 2.25% $100,000 – $250,000 2.50% $250,000 and up 2.50% Rate checked
More details - Jefferson BankPersonal Money Market AccountPersonal Money Market Account · $1,000 min · 0.75%–3.05% by balance
Bank · 9 branches
0.75%APY$75 a year on $10,000Requirements
Product: Rate may change after the account is opened. Limit of six pre-authorized, automatic, telephone, computer, check, draft, or debit card transfers per month or statement cycle.
Offer: Rate may change after account opening.
0.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY $1,000 – $50,000Your amount 0.75% $50,000 – $100,000 0.75% $100,000 – $500,000 1.46% $500,000 – $1,000,000 1.87% $1,000,000 – $2,500,000 2.12% $2,500,000 – $5,000,000 2.38% $5,000,000 – $10,000,000 2.78% $10,000,000 – $20,000,000 3.04% $20,000,000 and up 3.05% Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Membership Required. Minimum $1,000 daily balance required to avoid $10 monthly service fee.
Offer: Minimum $1,000 daily balance required to avoid $10 monthly service fee.
0.70% interest rate · Balance cap $25,000 · $10 monthly fee · Effective Oct 6, 2026
Rate checked
More details - Soarion Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.60%–1.25% by balance
Credit union · 5 branches
0.60%APY$60 a year on $10,000Requirements
Product: Membership Required. Minimum $1,000 daily balance required to avoid $10 monthly service fee.
Offer: Minimum $1,000 daily balance required to avoid $10 monthly service fee.
0.60% interest rate · $10 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.60% $25,000 – $50,000 1.00% $50,000 – $100,000 1.15% Over $100,000 1.25% Rate checked
More details - ALLIANCE Credit UnionMoney MarketMoney Market · $1,000 min · 0.40%–1.01% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Minimum balance of $1,000 required to earn dividends. Tiered rate structure means higher balances pay bigger dividends.
0.40% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $5,000 0.40% $5,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 – $500,000 0.70% $500,000 – $1,000,000 0.75% $1,000,000 and up 1.01% Rate checked
More details - HEB Federal Credit UnionMoney MarketMoney Market · $1,500 min · 0.50%–0.75% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Open a Money Market Account with $1,500 or more. Constant access to funds — make up to six payments from the account each month; unlimited in-person withdrawals. If daily balance falls below disclosed minimum daily balance ($1,500.00), account earns Savings Account dividend rate and APY for that day. $10.00 monthly service charge if average daily balance falls below $1,500.
Offer: Requires $1,500.00 each day to earn APY disclosed. Fee waived if average daily balance is at least $1,500.
0.50% interest rate · $10 monthly fee · Effective Oct 12, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,500 – $10,000Your amount 0.50% Over $10,000 0.75% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $0 min · 0.00%–1.51% by balance
Bank · 5 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.00% $5,000 – $100,000Your amountEnhanced/Relationship tier for Premier/Premier Elite clients. 0.50% $100,000 – $250,000Enhanced/Relationship tier for Premier/Premier Elite clients. 0.85% $250,000 – $500,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.16% $500,000 – $1,000,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.41% $1,000,000 and upEnhanced/Relationship tier for Premier/Premier Elite clients. 1.51% Rate checked
More details - Firstmark Credit UnionOn Your Mark® Money Market AccountOn Your Mark® Money Market Account · $250 min · 0.00%–0.50% by balance
Credit union · 9 branches
0.50%APY$50 a year on $10,000Requirements
Product: Opening balance required of $250. Minimum daily balance of $250 to earn dividends/APY. Unlimited transfers and withdrawals. Dividends compounded monthly.
Offer: Less Than $250 tier.
0.00% interest rate · Compounded monthly · Effective Oct 6, 2026
Rate by balance
Rate by balance for On Your Mark® Money Market Account Balance APY Up to $250 0.00% $250 and upYour amount 0.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Monthly service charge of $5 is waived with a $500 minimum daily balance or if the primary account holder is under the age of 25. Rate may change after account is opened.
Offer: Interest paid on any collected balance. Minimum daily balance of $25 to obtain APY. Monthly fee of $5 waived with $500 minimum daily balance or if primary account holder is under age 25. Rate may change after opening.
0.50% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Credit Human membership begins with an account designed to get you saving. All it takes is a $5 deposit to get started and maintain ownership share. Four free withdrawals per month, $2 fee per withdrawal after that; unlimited free withdrawals with balance of $1,500 or more.
Offer: Dividends paid quarterly on daily balances of $100 or more.
0.50% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in San Antonio, TX
122 accounts at 44 banks and credit unions · checked Oct 6–22
- Typical
- 0.25%
- Top 10% from
- 2.29%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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San Antonio, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 4 branches
- CommunityAmerica Credit UnionCredit union · 1 branch