Best high-yield savings rates

Requirements

Product: Earn dividends on balances over $5; 3 over-the-counter withdrawals per quarter at no charge.

Requirements

Product: Minimum $5.00 deposit and balance required for membership. One-time $5.00 membership fee.

Offer: Minimum required to earn APY is $100.

Requirements

Product: $25 minimum balance required to keep the account open.

Requirements

Product: Membership required. Available to holders of Stack Checking or Pelican Cash Back checking. Limited to one Stack Savings account per primary account holder SSN. Qualifications (on the linked checking account during the qualification period): eStatements; log into MyPelican each month; at least 15 debit card POS purchases that post and settle (ATM transactions do not qualify); at least one direct deposit, ACH, or bill payment that posts and settles. Qualification period: last day of prior calendar month through next-to-last day of the calendar month in which dividends are paid. Missing a month does not close the account.

Offer: If monthly qualifications are not met, 0.05% APY applies to the entire Stack Savings balance.

Requirements

Product: Keep a minimum of $2,000 in your account to avoid a monthly service fee. Up to 3 free withdrawals per month (minimum withdrawal amount $500). $5 fee for each additional withdrawal. Membership restrictions may apply.

Offer: Minimum balance: $2,000. APY is subject to change after the account is opened. Fees may reduce earnings.

Requirements

Product: Primary share account required for credit union membership.

Offer: Minimum balance to open/maintain account is $5; $105 minimum balance to earn stated APY. No monthly fees.

Requirements

Product: Opened as a secondary savings account. Must be a member in good standing, at least 18 years old, and a resident of an eligible participating state (residents of MS, FL, AK, CO, DC, DE, IA, ID, MA, MD, ME, ND, NH, NM, NV, SD, TN, VT, WV, WY are not eligible). Each $25 balance increase month-over-month earns 1 entry into prize drawings (up to 100 entries/month).

Offer: $5 minimum deposit to open. No monthly fees. Minimum balance to earn stated APY is $105 per rate schedule (or over $100 per product description).

Requirements

Product: Interest rate is variable and subject to change. Requires a $100 minimum balance to avoid charges and obtain current APY, with a $5 below minimum balance fee.

Offer: Minimum balance to avoid charges and obtain current APY is $100. Below minimum balance fee is $5. Semi-annual statement.

Requirements

Product: Requires an Interest Checking Combo Account with identical ownership. No monthly maintenance service charge. $4.85 monthly paper statement fee waived if average month to date balance is $5,000 or greater, OR average month to date balance is $25,000 or greater in qualifying deposits, OR account is set up for eStatements.

Offer: Base rate when qualifications are not met in the Interest Checking Combo Account.

Requirements

Product: Free savings account with no minimum balance that earns dividends when meeting monthly qualifications of linked Keesler Federal checking account. Automatically moves rewards into savings.

Offer: Non-Qualified: earned on all balances when checking qualifications are not met.

Requirements

Product: Links to High Yield Spend Checking account. To earn higher rate tiers, must meet monthly qualification cycle requirements in High Yield Spend: at least 12 debit card purchases, enrolled in and agree to receive eStatements, and enrolled in and log into online banking.

Offer: Base rate applied to all balances if qualifications are not met in High Yield Spend account.

Requirements

Product: All members must maintain a $5 balance in their savings account to remain a member, and demonstrate regular activity in their account to keep it active. Interest is paid quarterly on the average daily balance.

Requirements

Product: Establishes credit union membership. No monthly fees when enrolled in eStatements.

Offer: No monthly fees when enrolled in eStatements; no minimum balance required to earn interest.

Requirements

Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.

Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.

Requirements

Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.

Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.