Credit union · NCUA insured
EPIC Federal Credit Union Savings Rates
EPIC Federal Credit Union’s best savings rate is 0.12% APY on $10,000, with its Money Manager. Rates checked October 16, 2026.
How EPIC Federal Credit Union’s savings rates compare
Compared with banks and credit unions near New Orleans, LA, where EPIC Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
EPIC Federal Credit Union
0.12%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $12
Money Manager
Top rate
Keesler Federal Credit Union
3.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $325
2nd-highest rate
Chevron Federal Credit Union
3.15%APY
- Minimum
- $0
- Earns on $10,000 a year
- $315
EPIC Federal Credit Union savings score
66
Savings score
Higher than 15% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.12%
- $100,000 balance$100,0000.18%
- QualifiedQualified0.12%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where EPIC Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Manager
0.12%APY
Tiered savings account paying higher dividend rates on higher balances.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $4,999Minimum required to earn APY is $2,500. | 0.10% | — | Minimum required to earn APY is $2,500. |
| $5,000 – $49,999 | 0.12% | $12 | |
| $50,000 – $99,999 | 0.17% | — | |
| $100,000 and up | 0.18% | — |
Sources (3)
- epicfcu.com/savings-and-loan-rates
- epicfcu.com/accounts/savings-accounts
- epicfcu.com/accounts/savings-accounts/money-manager
All captured Oct 5, 2026
Prime Share Account/Savings
0.07%APY
Minimum $5.00 deposit and balance required for membership. One-time $5.00 membership fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $4,999Minimum required to earn APY is $100. | 0.05% | — | Minimum required to earn APY is $100. |
| $5,000 – $49,999 | 0.07% | $7 | |
| $50,000 – $99,999 | 0.09% | — | |
| $100,000 and up | 0.11% | — |
Special-purpose accounts
Christmas Club
0.10%APY
Balances automatically transfer to savings account on November 1st. A $20.00 early withdrawal fee applies for withdrawals before October 1st.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $49,999Minimum required to earn APY is $100. | 0.10% | $10 | Minimum required to earn APY is $100. |
| $50,000 – $99,999 | 0.12% | — | |
| $100,000 and up | 0.13% | — |
Sources (3)
- epicfcu.com/savings-and-loan-rates
- epicfcu.com/accounts/savings-accounts
- epicfcu.com/accounts/savings-a…ts/club-savings-accounts
All captured Oct 5, 2026
IRA Accounts
0.10%APY · 1 term
May be subject to an annual maintenance fee and/or early withdrawal fees. Available for Traditional IRAs, Roth IRAs, and Coverdell ESA.
| Term | APY · $100 – $49,999 | APY · $50,000 – $99,999 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 12 monthsListed term is 365 days | — | 0.12% | 0.13% | —0.12% $50k–$100k0.13% from $100k | — |
| 12 monthsMinimum required to earn APY is $100. Listed term is 365 days | 0.10% | — | — | 0.10% | $10 |
Sources (2)
All captured Oct 5, 2026
Vacation Club
0.10%APY
Balances are not automatically transferred; members may deposit and withdraw as needed.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $49,999Minimum required to earn APY is $100. | 0.10% | $10 | Minimum required to earn APY is $100. |
| $50,000 – $99,999 | 0.12% | — | |
| $100,000 and up | 0.13% | — |
Sources (3)
- epicfcu.com/savings-and-loan-rates
- epicfcu.com/accounts/savings-accounts
- epicfcu.com/accounts/savings-a…ts/club-savings-accounts
All captured Oct 5, 2026
Who can join EPIC Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Orleans Parish are eligible to join.
Employers and groups
- Employees and members of the original field of membership in the communications industry are eligible for membership.
- Employees and members of additional business partner companies are eligible for membership.
Family and household
- Family members of current members are eligible to join.
Cost to join
- A $5.00 share deposit is required to open a share savings account and maintain membership.
- A one-time membership fee of $5.00 is required upon joining.
Membership information collected October 5, 2026.