Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Chicago, IL
- 0.30%APY$30 a year on $10,000with conditions
Requirements
Product: No minimum balance to earn dividends. No monthly service fee. Membership eligibility required. Qualification cycle is one calendar month. Higher rate requires bundled Verve Essential Checking with monthly ACH direct deposits totaling at least $250, valid email address, and enrollment in eStatements.
Offer: Qualifications met: Bundled Verve Essential Checking with monthly ACH direct deposits totaling at least $250, valid email address, and enrollment in eStatements. Dividends compounded and paid monthly.
Qualified rate · 0.30% interest rate · No monthly fee · Effective Jan 13, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Dividends are compounded and credited monthly. Funds privately insured up to $250,000 by American Share Insurance (ASI).
Offer: Rate stated as high as 0.30%. Withdraw funds anytime with no minimum balance required.
Rate checked
More details - Byline BankSignature Money MarketSignature Money Market · $5,000 min · 0.05%–2.30% by balance
Bank · 17 branches
0.25%APY$25 a year on $10,000intro rateRequirements
Product: Tiered rate personal money market account requiring new-to-Byline funds. A minimum daily balance of $5,000 is required to avoid a $25 monthly service fee. Disclosed rate is paid on the entire balance for that tier. Daily balance method used, interest compounded and paid monthly.
Offer: Monthly fee waived if balance >= $5,000.
Promotional rate · 0.05% interest rate · $25 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Signature Money Market Balance APY $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.25% $25,000 – $100,000 0.50% $100,000 – $250,000 2.20% $250,000 and up 2.30% Rate checked
More details - First Savings Bank of HegewischPremier Money Market AccountPremier Money Market Account · $1,500 min · 0.20%–0.40% by balance
Bank · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Rates can change daily. Daily compounding. Rate is subject to change after account opening. The APY for each tier will be earned on the full balance in the account. $1,500 average balance to avoid $10.00 monthly fee.
Offer: 1st Tier. $1,500 average balance to avoid $10.00 monthly fee. Rates can change daily, Daily compounding.
0.20% interest rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY $1,500 and up 0.20% $7,500 and upYour amount2nd Tier. 0.25% $15,000 and up3rd Tier. 0.35% $25,000 and up4th Tier. 0.40% Rate checked
More details - First Northern Credit UnionShare Savings & Special Purpose Savings AccountsSavings · $5 min
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Must maintain the account's minimum average daily balance to obtain the disclosed APY. Yields for share savings are declared quarterly by the Board of Directors; dividends are paid retroactively based on earnings for the period. The dividend yield listed is for the period ending 9/30/2026. No monthly maintenance fee. During any month, no more than six withdrawals or transfers to another credit union account or a third party by preauthorized, automatic, or computer transfer or telephonic order or instruction; no more than three of the six may be by check, draft, or similar order. Exceeding limits may incur an over transaction volume limit fee or account closure. Inactive Account fee $9.00/month after 90+ days inactivity for members with only a Share Savings Account and average daily balance under $500. Early closure of membership account $15.00 if closed within 90 days of opening.
Offer: Balance $5 - $2,499.99. Must maintain the minimum average daily balance requirement to obtain the disclosed APY.
No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Open through eBranch. Available to individual members (Business Accounts are not eligible). No minimum deposit or balance required. No monthly fee. Funds can be transferred to/from Power Checking (transfers to other accounts not permissible). Funds may not be used for overdraft protection. Accounts closed before end of month forgo interest. Member Service-assisted transactions incur a fee.
Offer: One-Star Award: Maintain a Power Checking Account.
Qualified rate · 0.25% interest rate · No monthly fee · Effective Apr 15, 2026
Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 4 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Standard rate tier. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.25% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Justice Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.25%–0.45% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,0000.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.45% Rate checked
More details - Providence Bank & TrustAchieve More SavingsSavings · $200 min · 0.25%–2.00% by balance
Bank · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: Account is available to individuals only. Electronic Statements (email or online) and automatic transfers from Providence Account(s). Six complimentary withdrawals per month; $5.00 service fee applies for each withdrawal exceeding six. Monthly service fee of $5.00 is waived if maintaining a minimum balance of $200.00 per month.
Offer: Monthly service fee of $5.00 waived if minimum balance of $200.00 per month is maintained.
$5 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Achieve More Savings Balance APY Up to $25,000Your amount 0.25% $25,000 – $150,000 0.60% $150,000 and up 2.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Rate and APY are variable and may change after the account is opened. Fees may reduce earnings on the account.
Offer: Minimum balance to obtain APY is $100.00. Minimum deposit to open is $25.00.
0.25% interest rate · Effective Jul 20, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Become a member by opening with as little as $25 deposit and maintain a balance of at least $25 as ownership share.
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Passbook is your financial statement. Free online banking, free money orders and official checks included. Interest rate and APY may vary after the account is opened; fees may reduce earnings.
Offer: Interest paid quarterly. $1 monthly service fee waived with $100 daily balance.
0.25% interest rate · $1 monthly fee · Effective Feb 2, 2025
Rate checked
More details - North Side FederalPersonal Money MarketPersonal Money Market · $2,500 min · 0.23%–0.30% by balance
Bank · 1 branch
0.23%APY$23 a year on $10,0000.23% interest rate · Effective Feb 3, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,500 – $25,000Your amount 0.23% $25,000 – $75,000 0.25% $75,000 – $100,000 0.30% $100,000 and up 0.30% Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: $500 daily balance to earn dividends. No minimum balance required to open/maintain. No monthly service fee. Higher APY applies when bundled with a qualifying Verve Premier Checking account (monthly ACH direct deposits totaling at least $500, valid email address, and enrolled in eStatements). When not bundled or qualifications not met, non-qualified rate applies.
Offer: Qualifications not met or not bundled with Verve Premier Checking. Dividends compounded and paid monthly.
Qualified rate · 0.20% interest rate · No monthly fee · Effective Jan 13, 2026
Rate checked
More details - American Metro BankPersonal Money MarketPersonal Money Market · $2,000 min · 0.20%–0.25% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Tiered interest rates. Minimum daily balance of $2,000.00 or minimum average daily balance of $5,000.00 to avoid $15.00 monthly maintenance fee. Limited check writing ($10.00 for each preauthorized transfer including checks over 6 per month).
Offer: Minimum daily balance of $2,000.00 or minimum average daily balance of $5,000.00 to avoid $15.00 monthly maintenance fee. $10.00 fee for each preauthorized transfer including checks over 6 per month.
0.20% interest rate · $15 monthly fee · Effective Jan 12, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $25,000Your amount 0.20% $25,000 and up 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Chicago, IL
152 accounts at 56 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.93%
- Banks, typical
- 0.12%
- Credit unions, typical
- 0.25%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches