Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Topeka, KS metro
- Envista Federal Credit UnionAdvantage Plus Money MarketAdvantage Plus Money Market · $0 min · 0.60%–2.10% by balance
Credit union · 7 branches
0.80%APY$80 a year on $10,000Requirements
Product: Fees may reduce earnings. Rates are subject to change without notice.
0.59% interest rate · Effective Apr 9, 2026
Rate by balance
Rate by balance for Advantage Plus Money Market Balance APY Up to $2,499 0.60% $2,500 – $9,999 0.70% $10,000 – $24,999Your amount 0.80% $25,000 – $49,999 1.00% $50,000 – $99,999 1.20% $100,000 – $249,999 1.40% $250,000 and up 2.10% Rate checked
More details - 0.78%APY$78 a year on $10,000
Requirements
Product: $100 minimum to open. No minimum balance required. Up to 6 withdrawals per calendar month ($3 fee per excess). Interest calculated by average daily balance method and credited quarterly. Quarterly statements.
Offer: Interest compounded and credited quarterly. Calculated using average daily balance method.
0.78% interest rate
Rate checked
More details - Central National BankCentral Prestige MMDACentral Prestige MMDA · $1,000 min · 0.70%–1.26% by balance
Bank · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Rates Updated October 13, 2026. Rates and Specials are subject to change. Checking, Savings, and Money Market accounts are variable rate accounts. Rates may change after an account is open. Fees may reduce earnings. 0% for bal. <$1,000; $1,000 daily balance required to earn the APY disclosed. Not available for public fund customers.
Offer: 0% for bal. <$1,000; $1,000 daily balance required to earn the APY disclosed. Variable rate account; rates may change after account is open. Fees may reduce earnings.
0.70% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Central Prestige MMDA Balance APY $1,000 – $10,000 0.70% $10,000 – $50,000Your amount 0.75% $50,000 – $250,000 0.95% $250,000 – $1,000,000 1.16% $1,000,000 and up 1.26% Rate checked
More details - Azura Credit UnionMoney MarketMoney Market · $0 min · 0.00%–1.31% by balance
Credit union · 6 branches
0.70%APY$70 a year on $10,000Requirements
Product: Keep a $1,000 minimum balance to avoid a $5 monthly fee. Make up to six withdrawals every month and write up to three checks against the account every month. Rate may change after the account is opened.
Offer: Keep a $1,000 minimum balance to avoid a $5 monthly fee. Rate may change after the account is opened.
0.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.50% $10,000 – $25,000Your amount 0.70% $25,000 – $50,000 0.90% $50,000 – $100,000 1.11% $100,000 and up 1.31% Rate checked
More details - Silver Lake BankSterling Money Market Advantage AccountSterling Money Market Advantage Account · $1,000 min · 0.60%–1.00% by balance
Bank · 4 branches
0.60%APY$60 a year on $10,000Requirements
Product: $1,000 will open the account. No monthly service charge if ALB is $2,000 or more; otherwise a $5 monthly charge applies. Subject to regulatory withdrawal limitations; no fee for ATM and in-person transactions, other withdrawals over 6 per month are $2 each. eStatement is free; paper statements are $3 per statement period. Free Sterling checks.
Offer: No monthly service charge if ALB is $2,000 or more; otherwise $5 monthly charge applies.
0.60% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Sterling Money Market Advantage Account Balance APY Up to $24,999Your amount 0.60% $25,000 – $49,999 0.70% $50,000 – $99,999 0.80% $100,000 and up 1.00% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $300 average collected account balance is maintained. Variable interest calculated on daily collected balance, compounded and credited monthly. Rates may vary by bank location.
Offer: $5 monthly service charge waived with $300 average collected balance. Variable interest calculated daily, compounded and credited monthly. Rates may vary by bank location.
0.60% interest rate · $5 monthly fee · Effective Apr 12, 2019
Rate checked
More details - Kaw Valley BankAdvantage Plus Money MarketAdvantage Plus Money Market · $0 min · 0.00%–0.85% by balance
Bank · 7 branches
0.60%APY$60 a year on $10,000Requirements
Product: Interest rate subject to change daily. Fees may reduce earnings. Must maintain a minimum average daily balance of $2,500.00 to earn interest.
Offer: Interest rate subject to change daily. Fees may reduce earnings. Must maintain a minimum average daily balance of $2,500.00 to earn interest.
0.00% interest rate
Rate by balance
Rate by balance for Advantage Plus Money Market Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amountStated APY range is 0.00% - 0.60%. 0.60% $25,000 – $250,000Stated APY range is 0.60% - 0.69%. 0.69% Over $250,000Stated APY range is 0.69% - 0.85%. 0.85% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: 2 free withdrawals per month. Excess withdrawal fee of $1.00 per withdrawal in excess of two per month if balance falls below $500.
Offer: Demand deposit account rate schedule; fees may reduce earnings on the account.
0.60% interest rate · Effective Jul 14, 2023
Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Interest rate subject to change daily, Fees may reduce earnings Must maintain a minimum average daily balance of $1,000.00 to earn interest
0.55% interest rate
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Must maintain a minimum average daily balance of $200.00 to earn interest. $2.50 balance requirement fee if minimum daily balance requirement of $200 is not met.
Offer: Must maintain a minimum average daily balance of $200.00 to earn interest. $2.50 balance requirement fee if daily balance falls below $200.
0.50% interest rate · $2.50 monthly fee · Effective Aug 19, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Interest-bearing account. Monthly fee of $5 plus $0.15 per debit if balance drops below $1,000. Preauthorized or automatic transfer and withdrawal limit of 6 per calendar month or statement cycle. Fees may reduce earnings.
Offer: $5 monthly fee plus $0.15 per debit applies if balance drops below $1,000. Fees may reduce earnings.
0.50% interest rate · $5 monthly fee · Effective Jul 14, 2023
Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Must maintain a minimum average daily balance of $2,500.00 to earn interest. $5 balance requirement fee if daily balance is below $2,500.
Offer: Tier $0 - $2,499.99 earns 0.00% APY. $5 balance requirement fee if daily balance is below $2,500.
0.00% interest rate · $5 monthly fee · Effective Aug 19, 2026
Rate by balance
Rate by balance for Advantage Plus Savings Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amountAPY shown as 0.00% - 0.45%. 0.45% $25,000 – $250,000APY shown as 0.45% - 0.48%. 0.48% Over $250,000APY shown as 0.48% - 0.55%. 0.55% Rate checked
More details - Mutual Savings Association5-Star Money Market5-Star Money Market · $50 min · 0.15%–2.40% by balance
Bank · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: Interest compounded daily and credited monthly. $8 monthly fee if account balance falls below $5,000. Rate may change after account opening. Fees and service charges can reduce earnings.
Offer: $8 monthly fee if balance falls below $5,000. Interest compounded daily and credited monthly. Rate may change after opening.
0.15% interest rate · Compounded daily · $8 monthly fee
Rate by balance
Rate by balance for 5-Star Money Market Balance APY Up to $5,000 0.15% $5,000 – $25,000Your amount 0.45% $25,000 – $250,000 1.75% $250,000 – $1,000,000 2.00% $1,000,000 and up 2.40% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Available for personal and business/organization. $2.00 monthly fee if ending daily balance falls below $100 any day of the month (waived for minors up to their 18th birthday). $10 service charge if closed within 30 days of opening. First 12 withdrawals per calendar month via teller, phone, ACH, or ATM are free ($1.00 fee per excess withdrawal unless minimum daily balance is $1,000 or more); unlimited free transactions via DSBconnect or Telebanking.
Offer: Interest calculated using daily balance method and compounded/credited quarterly. $2.00 monthly maintenance fee waived if ending daily balance remains $100 or higher each day of the month (or for minors up to age 18).
0.40% interest rate · $2 monthly fee
Rate checked
More details - Denison State BankMoney Market Savings AccountMoney Market Savings Account · $100 min · 0.40%–1.25% by balance
Bank · 5 branches
0.40%APY$40 a year on $10,000Requirements
Product: Interest compounded and credited monthly. Daily balance calculation method. Fee of $7.50 imposed every statement cycle if ending daily balance falls below $1,000 any day of cycle. Unlimited deposits/credits/transfers in, but deposited items in excess of 10 monthly are $0.10 each. Withdrawals limited to 6 per month with $5.00 fee per excess withdrawal. Coded as checking/DDA checking on bank records. $10 service charge if closed within 30 days of opening.
Offer: Balances up to $2,499.99. Fee of $7.50 imposed every statement cycle if ending daily balance falls below $1,000 any day of cycle.
0.40% interest rate · $7.50 monthly fee
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $2,500 0.40% $2,500 – $10,000 0.40% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.65% $50,000 – $100,000 1.00% $100,000 – $250,000 1.25% $250,000 and up 1.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Topeka, KS metro
75 accounts at 25 banks and credit unions · checked Oct 15–17
- Typical
- 0.30%
- Top 10% from
- 1.51%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Topeka, KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 1 branch
- Bank of the Flint HillsBank · 2 branches
- Capitol FederalBank · 10 branches