Bank · FDIC insured
Mutual Savings Association
A $398.6M bank headquartered in Leavenworth, KS, with 6 branches in Kansas. Best rates: CDs 4.10% and savings 1.25% APY.
Mutual Savings Association Carrot Score
86
Carrot Score
Higher than 74% of U.S. banks and credit unions
#18 of 79 in Kansas City, MO-KS metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Mutual Savings Association
Founded in 1888, Mutual Savings Association operates as a mutual financial institution.
- Headquarters
- 100 S 4th St, Leavenworth, KS 66048
- FDIC certificate
- 29988 ↗
Branches
6 branches in Kansas
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Kansas
6 branches
Kansas City area · 4
- Mutual Savings AssociationMain office100 S 4th St, Leavenworth, KS 66048Directions
- Bonner Springs Branch229 Oak St, Bonner Springs, KS 66012Directions
- Lansing Branch633 S Main St, Lansing, KS 66043Directions
- 403 East 4th Street Branch403 E 4th St, Tonganoxie, KS 66086Directions
Lawrence area · 1
- 8th & Main Branch801 Main St, Eudora, KS 66025Directions
Topeka area · 1
- 515 Delaware Branch515 Delaware St, Oskaloosa, KS 66066Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 23.84% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.11% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.60% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $108 | $81 | — |
- CapitalLeverage ratio23.84%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.11%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.60%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$108Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Mutual Savings Association are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.